Home Improvement Assistance Directory in Florida
Research 2973 home-improvement assistance records cataloged in 118 city directories in Florida, including Jacksonville, Miami, Pembroke Pines. A listing does not confirm current availability or eligibility.
The Grant Map catalogs 2515 home improvement assistance records across 118 city directories in Florida; the largest published amount stored among those records is $500,000, not an award estimate. Discovery tags include 570 senior-related records, 284 veteran-related records, and 1253 marked with no income limit. They do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-06-09. How we verify our data.
Types of help in this state
Swipe horizontally or use the arrow keys to review every column.
| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 1795 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 230 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 344 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
Jacksonville, FL
- City of Jacksonville Emergency Repair Program (ERP), Up to $12,000
- City of Jacksonville Limited Repair Program (LRP), Up to $55,000
- City of Jacksonville Utility Tap-In Program (UTIP), Up to $55,000
Miami, FL
- My Safe Florida Home (MSFH), $10,000 grant
- Miami-Dade County SHIP Home Repair, Up to ~$40,000 (varies by LHAP cycle)
- Miami-Dade County CDBG Housing Rehabilitation, Up to $50,000 forgivable loan
Tampa, FL
- City of Tampa Healthy Homes Program, Up to $100,000
- Hillsborough County Owner-Occupied Rehabilitation (OOR) Program, Up to $100,000
- My Safe Florida Home Wind Mitigation Grant, Up to $10,000 (2:1 state match for moderate-income; full grant for low-income)
Orlando, FL
- City of Orlando Housing Rehabilitation Program, Up to $75,000
- Orange County Housing Rehabilitation Loan Program, Up to $75,000 in low/no-interest loans
- My Safe Florida Home Wind Mitigation Grant, Up to $10,000 (full grant for low-income; 2:1 match for moderate-income)
St. Petersburg, FL
- St. Petersburg Owner-Occupied Rehabilitation Program, Up to $30,000 forgivable loan
- St. Petersburg Emergency Home Repair Grant, Up to $10,000 grant
- St. Petersburg Accessibility Modification Program, Up to $25,000 grant
Hialeah, FL
- Hialeah Owner-Occupied Housing Rehabilitation Program, Forgivable loan up to $35,000
- Hialeah Home Accessibility Modification Program, Grant up to $15,000
- FPL Home Energy Survey and Rebates, Rebates up to $2,000
Port St. Lucie, FL
- Habitat St. Lucie & Okeechobee Repair A Home Program, No maximum amount published; assistance is a no-interest deferred loan
- State Housing Initiatives Partnership (SHIP), Up to $30,000 for owner-occupied rehab
- USDA Section 504 Home Repair Loan, Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined
Cape Coral, FL
- Florida SHIP Housing Rehabilitation, Up to $75,000 for owner-occupied rehab
- Cape Coral CDBG Owner-Occupied Rehabilitation, Up to $50,000 forgivable loan
- Cape Coral Emergency Home Repair Grant, Up to $10,000 grant
Fort Lauderdale, FL
- Fort Lauderdale Owner-Occupied Rehabilitation Program, Up to $35,000 forgivable loan
- Fort Lauderdale Emergency Home Repair Grant, Up to $10,000 grant
- Fort Lauderdale ADA Accessibility Modification Program, Up to $20,000 grant
Pembroke Pines, FL
- Pembroke Pines CDBG Owner-Occupied Rehabilitation Program, Up to $50,000 forgivable loan
- Pembroke Pines Emergency Home Repair Grant, Up to $10,000 grant
- Pembroke Pines ADA Home Modification Program, Up to $25,000 grant
Hollywood, FL
- City of Hollywood Owner-Occupied Rehabilitation Program, Up to $35,000 forgivable loan
- Hollywood Emergency Home Repair Grant, Up to $10,000 grant
- Hollywood ADA Accessibility Modification Program, Up to $25,000 grant
Gainesville, FL
- Alachua County SHIP Home Repair Program, Up to $35,000 forgivable loan
- GRU Solar Rebate Program, Up to $4,000 rebate
- GRU Heat Pump Rebate, Up to $600 rebate
Miramar, FL
- Miramar Owner-Occupied Rehabilitation Program, Forgivable loan up to $35,000
- Miramar ADA Home Modification Grant, Up to $15,000 grant
- Miramar Emergency Home Repair Grant, Up to $10,000 grant
Coral Springs, FL
- Coral Springs Owner-Occupied Rehabilitation Program, Up to $35,000 forgivable loan
- Coral Springs ADA Home Accessibility Program, Up to $25,000 grant
- Coral Springs Emergency Home Repair Grant, Up to $10,000 grant
Palm Bay, FL
- Palm Bay Owner-Occupied Rehabilitation Program, Forgivable loan up to $35,000
- Palm Bay Emergency Home Repair Grant, Grant up to $10,000
- FPL High-Efficiency HVAC Rebate, Up to $1,650 rebate
Clearwater, FL
- Clearwater Owner-Occupied Rehabilitation Program, Up to $35,000 forgivable loan
- Clearwater Emergency Home Repair Grant, Up to $10,000 grant
- Clearwater ADA Accessibility Modification Program, Up to $20,000 grant
Brandon, FL
- Hillsborough County SHIP Owner-Occupied Rehabilitation, Up to $75,000 forgivable loan
- Hillsborough County Emergency Home Repair, Up to $15,000 grant
- TECO Energy High-Efficiency HVAC Rebate, Up to $1,650 rebate
Lakeland, FL
- Lakeland CDBG Owner-Occupied Rehabilitation Program, Up to $35,000 forgivable loan
- Lakeland Emergency Home Repair Program, Up to $10,000 grant
- Lakeland ADA Home Accessibility Grant, Up to $20,000 grant
Boca Raton, FL
- State Housing Initiatives Partnership (SHIP) - Palm Beach County, Up to $75,000 for owner-occupied rehab
- Boca Raton Housing Rehabilitation Program, Up to $35,000 forgivable loan
- FPL Home Energy Survey & Rebates, Up to $2,000 in rebates
Deltona, FL
- Florida SHIP Home Repair Program, Up to $25,000 deferred loan
- USDA Section 504 Home Repair Program, Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined
- VA Specially Adapted Housing (SAH) Grant, Up to $126,526 (SAH) or $25,350 (SHA), FY2026
Miami Beach, FL
- Miami Beach Owner-Occupied Rehabilitation Program, Forgivable loan up to $50,000
- Miami Beach Emergency Home Repair Grant, Up to $10,000 grant
- Miami Beach ADA Home Modification Program, Up to $25,000 for accessibility modifications
Palm Coast, FL
- Palm Coast CDBG Housing Rehabilitation Program, Up to $30,000 forgivable loan
- FPL Home Energy Survey & Rebates, Up to $1,500 in rebates
- FPL SolarTogether Program, Monthly solar subscription credit
Deerfield Beach, FL
- Florida Housing Finance Corporation Rehabilitation Programs, Up to $35,000 loan
- Florida Hurricane Housing Recovery Program, Up to $100,000 grant
- Broward County Owner-Occupied Housing Rehabilitation Program, Up to $40,000 deferred loan
Fort Myers, FL
- Fort Myers CDBG Emergency Home Repair, Up to $10,000 grant
- Fort Myers Owner-Occupied Rehabilitation Program, Forgivable loan up to $35,000
- Fort Myers ADA Accessibility Modification Program, Up to $15,000 grant
Melbourne, FL
- Melbourne SHIP Housing Rehabilitation, Up to $75,000 forgivable loan
- Melbourne CDBG Emergency Home Repair, Up to $10,000 grant
- FPL SolarTogether Community Solar, Monthly bill credits vary
Largo, FL
- Pinellas County SHIP Owner-Occupied Rehabilitation, Forgivable loan up to $50,000
- Largo CDBG Owner-Occupied Housing Rehabilitation, Deferred loan up to $35,000
- Duke Energy Florida Home Energy Rebates, Up to $1,700 in rebates
Homestead, FL
- Florida PACE (Property Assessed Clean Energy), Financing varies by project scope
- State Housing Initiatives Partnership (SHIP), Up to $10,000 for rehab
- USDA Section 504 Home Repair Loan, Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined
Boynton Beach, FL
- Florida Housing Rehabilitation Program, Up to $30,000 forgivable loan
- Palm Beach County ADA Home Modifications, Up to $20,000 grant
- Boynton Beach Owner-Occupied Rehabilitation Program, Up to $25,000 forgivable loan
Kissimmee, FL
- Florida Housing Finance Corporation Rehabilitation Program, Up to $35,000 forgivable loan
- Osceola County Emergency Home Repair Program, Up to $5,000 grant
- City of Kissimmee Owner-Occupied Rehabilitation Program, Up to $20,000 forgivable loan
Kendall, FL
- Miami-Dade Owner-Occupied Rehabilitation Program, Up to $50,000 forgivable loan
- Miami-Dade Emergency Home Repair Grant, Up to $10,000 grant
- Florida Weatherization Assistance Program, Up to $8,000 in weatherization services
Doral, FL
- Miami-Dade County Owner-Occupied Rehabilitation Program, Up to $50,000 forgivable loan
- FPL Home Energy Survey & Efficiency Rebates, Up to $2,000 in rebates
- FPL SolarTogether Community Solar Program, Monthly bill credit varies
North Port, FL
- Sarasota County Owner-Occupied Rehabilitation Program, Forgivable loan up to $50,000
- Sarasota County Emergency Home Repair Program, Up to $10,000 grant
- Florida State Housing Initiatives Partnership (SHIP) - Rehabilitation, Forgivable loan up to $75,000
Lauderhill, FL
- Lauderhill Owner-Occupied Home Rehabilitation Program, Forgivable loan up to $35,000
- Lauderhill ADA Home Modification Program, Grant up to $15,000
- Lauderhill Senior Home Repair Grant, Grant up to $10,000
Daytona Beach, FL
- Florida SHIP Home Repair Program, Up to $25,000 forgivable loan
- Daytona Beach Owner-Occupied Rehabilitation Program, Up to $30,000 forgivable loan
- Daytona Beach Emergency Home Repair Grant, Up to $10,000 grant
Delray Beach, FL
- Delray Beach Owner-Occupied Rehabilitation Program, Up to $35,000 forgivable loan
- Delray Beach Accessibility Modification Grant, Up to $15,000 grant
- Delray Beach Emergency Home Repair Grant, Up to $10,000 grant
Port Orange, FL
- Port Orange Owner-Occupied Housing Rehabilitation, Up to $50,000 forgivable loan
- Port Orange ADA Accessibility Modification Program, Up to $25,000 grant
- Port Orange Senior Home Repair Grant, Up to $10,000 grant
Ocala, FL
- City of Ocala Owner-Occupied Rehabilitation Program, Up to $25,000 forgivable loan
- City of Ocala Emergency Home Repair Grant, Up to $7,500 grant
- Ocala ADA Home Accessibility Modification Program, Up to $15,000 grant
North Miami, FL
- North Miami CDBG Owner-Occupied Rehabilitation Program, Up to $35,000 forgivable loan
- North Miami Emergency Home Repair Grant, Up to $10,000 grant
- North Miami ADA Accessibility Modification Program, Up to $15,000 grant
Port Charlotte, FL
- Charlotte County Owner-Occupied Rehabilitation Program, Forgivable loan up to $30,000
- FPL Solar Together Program, Solar subscription program
- FPL Free Home Energy Survey, Free energy audit with efficiency products
Coconut Creek, FL
- Florida Housing Finance Corporation Rehabilitation Program, Forgivable loan up to $35,000
- Broward County Owner-Occupied Housing Rehabilitation, Forgivable loan up to $30,000
- Broward County Emergency Home Repair Program, Up to $10,000 grant
Jupiter, FL
- Palm Beach County Owner-Occupied Rehabilitation Program, Up to $50,000 forgivable loan
- Palm Beach County Emergency Home Repair Program, Up to $10,000 grant
- FPL Home Energy Survey & Rebates, Rebates up to $2,500
Palm Beach Gardens, FL
- State Housing Initiatives Partnership (SHIP) Repair Program, Up to $50,000 forgivable loan
- Palm Beach County Emergency Home Repair Program, Up to $10,000 grant
- FPL SolarTogether Program, Monthly bill credits
Margate, FL
- Broward County CDBG Emergency Home Repair, Up to $10,000 grant
- Margate Senior Roof Replacement Assistance, Up to $15,000 grant
- FPL Home Energy Survey Program, Free energy audit + instant upgrades
Bonita Springs, FL
- Florida Housing Finance Corporation Residential Rehabilitation Program, Up to $25,000 forgivable loan
- Lee County CDBG Owner-Occupied Rehabilitation, Up to $35,000 grant
- Lee County Emergency Home Repair Grant, Up to $8,500 emergency grant
Bradenton, FL
- Bradenton Owner-Occupied Housing Rehabilitation, Forgivable loan up to $35,000
- Bradenton Accessibility Modification Program, Grant up to $15,000
- Bradenton Senior Home Repair Grant, Grant up to $10,000
Sarasota, FL
- Sarasota SHIP Owner-Occupied Rehabilitation, Up to $75,000 forgivable loan
- Sarasota CDBG Emergency Home Repair, Up to $10,000 grant
- Sarasota County SHIP Rehabilitation Program, Up to $50,000 forgivable loan
Apopka, FL
- City of Apopka CDBG Owner-Occupied Rehabilitation Program, Up to $50,000 forgivable loan
- Orange County Emergency Home Repair Program, Up to $10,000 grant
- USDA Section 504 Home Repair Program, Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined
Pensacola, FL
- CAPC Northwest Florida Weatherization Assistance Program, No maximum project amount is published
- USDA Section 504 Home Repair Grants & Loans, Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined
- VA Specially Adapted Housing (SAH) Grant, Up to $126,526 (SAH) or $25,350 (SHA), FY2026
Pinellas Park, FL
- Pinellas Park CDBG Owner-Occupied Rehabilitation, Up to $30,000 forgivable loan
- Pinellas Park Emergency Home Repair Grant, Up to $10,000 grant
- Pinellas Park ADA Accessibility Modification Program, Up to $20,000 forgivable loan
Coral Gables, FL
- Coral Gables Owner-Occupied Rehabilitation Program, Up to $35,000 forgivable loan
- Coral Gables ADA Home Modification Program, Up to $20,000 grant
- Coral Gables Emergency Home Repair Grant, Up to $10,000 grant
Ocoee, FL
- Orange County Owner-Occupied Rehabilitation Program, Up to $50,000 forgivable loan
- Orange County Emergency Home Repair Grant, Up to $10,000 grant
- Orange County SHIP Homeowner Rehabilitation, Up to $30,000 forgivable loan
Altamonte Springs, FL
- Florida Housing Finance Corporation Rehabilitation Programs, Up to $35,000 forgivable loan
- Seminole County CDBG Home Repair Program, Up to $15,000 grant
- Seminole County Accessibility Modification Program, Up to $20,000 for accessibility modifications
Fort Pierce, FL
- Fort Pierce Owner-Occupied Rehabilitation Program, Forgivable loan up to $30,000
- Fort Pierce Emergency Home Repair Grant, Grant up to $10,000
- Fort Pierce ADA Accessibility Modification Program, Grant up to $15,000
Cutler Bay, FL
- Miami-Dade Owner-Occupied Housing Rehabilitation, Forgivable loan up to $50,000
- FPL Home Energy Survey & Rebates, Up to $200 in instant rebates
- FPL HVAC & Heat Pump Rebate Program, Up to $1,700 rebate
North Lauderdale, FL
- Broward County CDBG Housing Rehabilitation Program, Up to $50,000 forgivable loan
- North Lauderdale Senior Roof Replacement Grant, Up to $15,000 grant
- FPL SolarTogether Program, Bill credits for solar subscribers
North Miami Beach, FL
- North Miami Beach Owner-Occupied Rehabilitation Program, Up to $35,000 forgivable loan
- North Miami Beach Emergency Home Repair Grant, Up to $10,000 grant
- North Miami Beach ADA Accessibility Modification Program, Up to $20,000 grant
Clermont, FL
- Lake County SHIP - Emergency Repair, Up to $10,000 grant
- Lake County SHIP - Housing Rehabilitation, Forgivable loan up to $50,000
- USDA Section 504 Home Repair Loan, Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined
Greenacres, FL
- Palm Beach County Owner-Occupied Housing Rehabilitation, Forgivable loan up to $50,000
- FPL Free Home Energy Survey, Free energy audit and efficiency kit
- FPL HVAC Rebate Program, Up to $200
Lake Worth Beach, FL
- Florida Housing Finance Corporation Critical Home Repair, Up to $10,000 grant
- Lake Worth Beach Owner-Occupied Rehabilitation Program, Up to $35,000 forgivable loan
- Lake Worth Beach Emergency Home Repair Grant, Up to $10,000 grant
Hallandale Beach, FL
- Hallandale Beach CDBG Emergency Home Repair, Up to $10,000 grant
- Hallandale Beach Owner-Occupied Rehabilitation Program, Forgivable loan up to $35,000
- Hallandale Beach ADA Accessibility Modification Program, Grant up to $20,000
Oviedo, FL
- Florida Housing Finance Corporation Housing Rehabilitation Loan, Up to $50,000 loan
- Duke Energy Home Energy Check, Free $150 value assessment
- Duke Energy Solar Rebate Program, Up to $3,000 rebate
Aventura, FL
- Florida State Housing Initiatives Partnership (SHIP), Up to $75,000
- Miami-Dade CDBG Emergency Home Repair, Up to $15,000 grant
- FPL Home Energy Survey, Free energy audit + efficiency kit
Plant City, FL
- Hillsborough County Owner-Occupied Rehabilitation Program, Forgivable loan up to $35,000
- Hillsborough County Emergency Home Repair Grant, Up to $10,000 grant
- TECO Energy High-Efficiency HVAC Rebate, Up to $1,500 rebate
Lakewood Ranch, FL
- Manatee County Owner-Occupied Housing Rehabilitation, Up to $50,000 forgivable loan
- Manatee County Emergency Home Repair Grant, Up to $10,000 grant
- FPL High-Efficiency Heat Pump Rebate, Up to $1,350 rebate
Land O' Lakes, FL
- Pasco County Owner-Occupied Rehabilitation Program, Forgivable loan up to $35,000
- Pasco County Emergency Home Repair Grant, Up to $10,000 grant
- TECO Heat Pump Rebate Program, Up to $1,600 rebate
Deland, FL
- Florida SHIP Home Repair Program, Up to $25,000 grant
- Duke Energy Heat Pump Rebate Program, Up to $800 rebate
- USDA Section 504 Home Repair Program, Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined
Dunedin, FL
- Florida SHIP Home Repair Program, Up to $50,000 for repairs
- Duke Energy Solar Rebate Program, Up to $500 rebate
- USDA Section 504 Home Repair Program, Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined
Merritt Island, FL
- Brevard County Owner-Occupied Rehabilitation Program, Forgivable loan up to $35,000
- Brevard County Emergency Home Repair Grant, Up to $10,000 grant
- FPL Home Energy Survey & Rebates, Rebates up to $1,500
Panama City, FL
- Habitat Bay Critical Home Repair Program, No maximum amount published; approved homeowners repay part of the cost through a 0% loan
- Panama City Owner-Occupied Rehabilitation Program, Up to $30,000 forgivable loan
- Panama City Emergency Home Repair Grant, Up to $10,000 grant
Dania Beach, FL
- Florida SHIP Housing Rehabilitation, Up to $75,000 forgivable loan
- Broward County Lead-Based Paint Hazard Control, Free lead hazard removal
- FPL Home Energy Survey & Rebates, Up to $1,200 in rebates
Fleming Island, FL
- Clay County HOME Investment Partnerships Program, Up to $50,000 forgivable loan
- Florida SHIP Home Repair Program, Up to $30,000 grant
- Florida Hurricane Hardening Program, Up to $10,000 matching grant
Casselberry, FL
- Seminole County SHIP Emergency Repair Program, Up to $12,500 grant
- Casselberry Owner-Occupied Rehabilitation Program, Forgivable loan up to $35,000
- Duke Energy Home Energy Check, Free assessment + up to $200 in products
New Smyrna Beach, FL
- New Smyrna Beach Owner-Occupied Rehabilitation Program, Up to $35,000 forgivable loan
- New Smyrna Beach Emergency Home Repair Grant, Up to $10,000 grant
- FPL SolarTogether Community Solar Program, Monthly bill credits vary
Haines City, FL
- Florida Housing Finance Corporation Rehabilitation Program, Up to $75,000 forgivable loan
- Haines City Emergency Home Repair Grant, Up to $10,000 grant
- Haines City ADA Accessibility Modification Program, Up to $25,000 forgivable loan
Crestview, FL
- Florida Housing Finance Corporation Rehabilitation Program, Up to $25,000 forgivable loan
- Okaloosa County Owner-Occupied Rehabilitation, Up to $35,000 forgivable loan
- Okaloosa County Emergency Home Repair, Up to $10,000 grant
Key West, FL
- Florida SHIP Owner-Occupied Rehabilitation, Up to $75,000 forgivable loan
- Key West CDBG Owner-Occupied Housing Rehabilitation, Up to $50,000 forgivable loan
- Key West Emergency Home Repair Grant, Up to $10,000 grant
Palm Springs, FL
- Florida SHIP Home Repair Program, Up to $50,000 forgivable loan
- FPL Free Home Energy Survey, Free energy assessment + instant upgrades
- FPL Air Conditioning Rebate, Up to $1,650 rebate
Jacksonville Beach, FL
- Jacksonville Beach Owner-Occupied Rehabilitation Program, Forgivable loan up to $30,000
- Jacksonville Beach ADA Home Modification Program, Up to $15,000 grant
- JEA Solar Photovoltaic System Rebate, Up to $4,000 or $0.50/watt
Pace, FL
- Florida SHIP Owner-Occupied Rehabilitation, Up to $50,000 deferred loan
- Santa Rosa County Emergency Home Repair, Up to $10,000 grant
- USDA Section 504 Home Repair Program, Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined
Eustis, FL
- Florida SHIP Owner-Occupied Rehabilitation, Up to $50,000 for rehabilitation
- Lake County CDBG Emergency Repair Program, Up to $10,000 grant
- Duke Energy Florida Solar Rebate Program, Up to $2,000 solar rebate
Lutz, FL
- Hillsborough County SHIP Program, Up to $50,000
- TECO Energy Efficiency Rebates, Up to $2,000 in rebates
- TECO Heat Pump Rebate Program, Up to $1,750 rebate
Fort Walton Beach, FL
- Fort Walton Beach Owner-Occupied Rehabilitation Program, Forgivable loan up to $30,000
- USDA Section 504 Home Repair Program, Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined
- Gulf Power High-Efficiency HVAC Rebate, Up to $1,650 rebate
Lynn Haven, FL
- Lynn Haven CDBG Owner-Occupied Rehabilitation Program, Forgivable loan up to $35,000
- Lynn Haven Emergency Home Repair Grant, Up to $8,500 grant
- Lynn Haven Accessibility Modification Program, Grant up to $15,000
DeBary, FL
- Florida SHIP - Owner-Occupied Rehabilitation, Up to $75,000 forgivable loan
- Volusia County Emergency Home Repair Program, Up to $10,000 grant
- Florida Lead Hazard Reduction Program, Free lead hazard removal
Belle Glade, FL
- Florida SHIP Home Repair Program, Up to $10,000 grant
- USDA Section 504 Home Repair Loan, Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined
- USDA Section 504 Home Repair Grant, Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined
Cocoa, FL
- Florida SHIP Home Repair Program, Up to $50,000 forgivable loan
- USDA Section 504 Home Repair Program, Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined
- VA Specially Adapted Housing (SAH) Grant, Up to $126,526 (SAH) or $25,350 (SHA), FY2026
Panama City Beach, FL
- Florida SHIP Owner-Occupied Rehabilitation, Up to $50,000 forgivable loan
- Bay County CDBG Housing Rehabilitation, Up to $30,000 forgivable loan
- Bay County Emergency Home Repair Grant, Up to $10,000 grant
Delray Beach South, FL
- Palm Beach County SHIP Owner-Occupied Housing Rehabilitation, Up to $75,000 forgivable loan
- Palm Beach County Hurricane Hardening Assistance, Up to $10,000 grant
- FPL Home Energy Survey, Free audit + rebates on improvements
Marco Island, FL
- Florida Housing Finance Corporation Mortgage Credit Certificate, Up to $2,000 annual tax credit
- Collier County SHIP Owner-Occupied Rehabilitation, Up to $60,000 forgivable loan
- Collier County Emergency Home Repair Program, Up to $10,000 grant
Lake Wales, FL
- USDA Section 504 Home Repair Program, Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined
- Duke Energy Home Energy House Call, Free energy assessment + up to $200 in upgrades
- Duke Energy Heat Pump Rebate Program, Up to $250 rebate
Auburndale, FL
- Florida Housing Finance Corporation Emergency Repair, Up to $10,000 grant
- USDA Section 504 Home Repair Loan, Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined
- USDA Section 504 Home Repair Grant, Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined
Myrtle Grove, FL
- Florida Housing Finance Corporation Hurricane Hardening Program, Up to $50,000 forgivable loan
- Escambia County Owner-Occupied Housing Rehabilitation Program, Up to $30,000 grant
- Escambia County Emergency Home Repair Program, Up to $10,000 grant
Niceville, FL
- Florida Lead Hazard Control Program, Free lead hazard removal
- USDA Section 504 Home Repair Program, Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined
- VA Specially Adapted Housing (SAH) Grant, Up to $126,526 (SAH) or $25,350 (SHA), FY2026
Callaway, FL
- Bay County SHIP Rehabilitation Program, Up to $50,000 forgivable loan
- Bay County CDBG Owner-Occupied Rehab, Up to $35,000 grant
- Florida Department of Health Lead Hazard Control, Free lead hazard removal
Palmetto, FL
- Manatee County Owner-Occupied Rehabilitation Program, Forgivable loan up to $35,000
- Manatee County Emergency Home Repair Grant, Up to $7,500 grant
- TECO Energy Heat Pump Rebate, Up to $1,700 rebate
Fernandina Beach, FL
- Nassau County SHIP Owner-Occupied Rehabilitation, Forgivable loan up to $50,000
- Nassau County CDBG Emergency Repair Grant, Up to $10,000 grant
- FPL Home Energy Survey & Rebates, Up to $2,000 in rebates
Hudson, FL
- Pasco County SHIP – State Housing Initiatives Partnership, Up to $30,000
- Duke Energy Home Energy Check, Free energy audit plus direct-install items
- Pasco County CDBG Housing Rehabilitation, Up to $35,000 forgivable loan
Orange City, FL
- Florida SHIP Home Repair Program, Up to $15,000 forgivable loan
- USDA Section 504 Home Repair Program, Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined
- VA Specially Adapted Housing (SAH) Grant, Up to $126,526 (SAH) or $25,350 (SHA), FY2026
Lake City, FL
- USDA Section 504 Home Repair Program, Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined
- Florida Housing IMPACT (Innovative Solutions to Improve Affordability), Up to $15,000 per unit
- VA Specially Adapted Housing (SAH) Grant, Up to $126,526 (SAH) or $25,350 (SHA), FY2026
Holly Hill, FL
- Holly Hill CDBG Housing Rehabilitation Program, Up to $30,000 forgivable loan
- Holly Hill Emergency Home Repair Grant, Up to $8,000 grant
- Holly Hill ADA Home Accessibility Program, Up to $15,000 grant
Jensen Beach, FL
- Martin County State Housing Initiatives Partnership (SHIP), Up to $75,000
- Florida Lead-Based Paint Hazard Control Program, Free lead hazard removal
- Martin County Emergency Home Repair Program, Up to $10,000 grant
Bonita, FL
- Florida PACE (Ygrene/Renew Financial), Financing up to 20% of home value
- LCEC High-Efficiency AC Rebate, Up to $1,600 rebate
- LCEC Heat Pump Rebate, Up to $2,000 rebate
Key Largo, FL
- Monroe County SHIP Program, Up to $100,000 forgivable loan
- Keys Energy Solar Photovoltaic Rebate, Up to $500 rebate
- FPL Home Energy Survey, Free energy assessment
Cocoa Beach, FL
- Florida Housing Finance Corporation Rehab Loan, Up to $35,000 loan
- USDA Section 504 Home Repair Grants & Loans, Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined
- VA Specially Adapted Housing (SAH) Grant, Up to $126,526 (SAH) or $25,350 (SHA), FY2026
Lantana, FL
- Florida Housing Finance Corporation Rehab Program, Up to $35,000 forgivable loan
- Palm Beach County CDBG Owner-Occupied Rehabilitation, Up to $40,000 grant/loan
- Palm Beach County Emergency Home Repair, Up to $10,000 emergency grant
Lighthouse Point, FL
- Broward County Owner-Occupied Rehabilitation Program, Forgivable loan up to $50,000
- Broward County Accessibility Modification Program, Grant up to $15,000
- FPL Home Energy Check-Up, Free audit (no cost)
Avon Park, FL
- USDA Section 504 Home Repair Loan & Grant, Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined
- Highlands County SHIP Housing Repair, Up to $15,000 forgivable loan
- Avon Park CDBG Owner-Occupied Rehabilitation, Up to $25,000 forgivable loan
Alachua, FL
- Florida Weatherization Assistance Program (WAP), Up to $8,000 in weatherization services
- Alachua County SHIP Home Repair Program, Up to $50,000 forgivable loan
- GRU Heat Pump Rebate Program, Up to $800 rebate
Milton, FL
- Santa Rosa County Owner-Occupied Rehabilitation Program, Forgivable loan up to $35,000
- Santa Rosa County Emergency Home Repair Grant, Up to $10,000 grant
- Florida SHIP Home Rehabilitation Program, Up to $40,000 forgivable loan
Palatka, FL
- Florida Housing Finance Corporation Disaster Recovery Program, Up to $100,000 for disaster repairs
- Putnam County Owner-Occupied Rehabilitation Program, Forgivable loan up to $35,000
- USDA Section 504 Home Repair Program, Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined
Cape Canaveral, FL
- Brevard County SHIP Owner-Occupied Rehabilitation, Up to $75,000 forgivable loan
- Brevard County Emergency Home Repair Program, Up to $15,000 grant
- FPL Home Energy Survey and Rebates, Up to $250 in rebates
Marianna, FL
- USDA Section 504 Home Repair Loan, Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined
- USDA Section 504 Home Repair Grant, Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined
- VA Specially Adapted Housing (SAH) Grant, Up to $126,526 (SAH) or $25,350 (SHA), FY2026
Orange Park, FL
- Florida SHIP Home Repair Program, Up to $50,000 forgivable loan
- Clay County Owner-Occupied Rehabilitation Program, Up to $30,000 grant
- JEA High-Efficiency Heat Pump Rebate, Up to $1,500 rebate
Indian Harbour Beach, FL
- Brevard County SHIP Owner-Occupied Rehabilitation, Up to $75,000 forgivable loan
- Brevard County Emergency Home Repair, Up to $10,000 grant
- FPL Energy Manager Efficiency Rebates, Up to $250 in efficiency rebates
Arcadia, FL
- DeSoto County SHIP Owner-Occupied Rehabilitation, Up to $40,000 forgivable loan
- USDA Section 504 Home Repair Program, Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined
- Duke Energy Heat Pump Rebate Program, Up to $500 rebate
Gulf Breeze, FL
- Santa Rosa County SHIP Program, Up to $75,000
- Florida PACE (Property Assessed Clean Energy), Financing up to 20% of home value
- Florida Housing Finance Corporation Disaster Recovery, Up to $100,000
DeFuniak Springs, FL
- Walton County CDBG Owner-Occupied Rehabilitation Program, Up to $35,000 grant
- Florida SHIP Home Rehabilitation Program, Up to $25,000 grant
- DeFuniak Springs Historic Home Rehabilitation Grant, Up to $30,000 grant
Gulfstream, FL
- Palm Beach County SHIP Owner-Occupied Rehab, Up to $75,000
- FPL Home Energy Survey & Direct Install, Free energy assessment + up to $450 in products
- FPL High-Efficiency Heat Pump Rebate, Up to $1,600 rebate
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