Home Improvement Grants in Palm Coast.

Browse cataloged grants, rebates, loans, and other assistance records for Palm Coast, FL. Verify each program's current rules, service area, and status.

The Palm Coast, FL directory shows 23 cataloged resources. Of those, 20 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 20 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants15Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 23 resources (20 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $30,000 forgivable loan

Palm Coast CDBG Housing Rehabilitation Program

CDBG-funded program providing major home rehabilitation for owner-occupied homes in Palm Coast. Forgivable loan for low-...

Home Repair
Up to $8,000 in weatherization

Flagler County Weatherization Assistance Program

Federally funded Weatherization Assistance Program (WAP) serving Flagler County residents. Provides energy efficiency im...

Weatherization
Up to $1,500 in rebates

FPL Home Energy Survey & Rebates

FPL offers free home energy audits and rebates for qualifying energy-efficient upgrades including AC systems, heat pumps...

Energy
Monthly solar subscription credit

FPL SolarTogether Program

Community solar program allowing FPL customers to subscribe to solar energy without installing panels. Customers receive...

Solar/Renewable
Up to $100,000 financing

Florida PACE Home Energy Financing

Property Assessed Clean Energy (PACE) financing for energy efficiency, renewable energy, and hurricane hardening improve...

Solar/Renewable
Up to $10,000 grant

Florida Housing Hurricane Hardening Program

State-funded program providing grants for hurricane mitigation improvements to owner-occupied homes. Covers impact-resis...

Disaster
Up to $25,000 grant or loan

Flagler County SHIP Home Repair

State Housing Initiatives Partnership (SHIP) program providing home repair assistance to low-income homeowners in Flagle...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Federal program providing loans up to $40,000 and grants up to $10,000 for very low-income homeowners in eligible rural ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to build, buy, or modify a home for independent living...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with specific service-connected disabilities (including blindness or loss of hands) to adapt a fam...

Veterans
Up to $35,000 forgivable loan

Flagler County HOME Investment Partnerships

Federal HOME Investment Partnerships program providing forgivable loans for owner-occupied rehabilitation in Flagler Cou...

Home Repair
Free lead hazard remediation

Florida Department of Health Lead Hazard Control

HUD-funded lead hazard control program for Flagler County homes built before 1978 with children under 6. Free lead testi...

Home Repair
Up to $100,000 grant

Rebuild Florida Housing Repair Program

State disaster recovery program using federal CDBG-DR funds to repair, rebuild, or replace homes damaged by hurricanes a...

Disaster
Up to $5,000 grant

Palm Coast Emergency Sewer Line Repair Assistance

City program providing emergency assistance for repair or replacement of private sewer laterals from home to main connec...

Emergency
Up to $600 energy assistance

FPL Low-Income Home Energy Assistance

Federal Low-Income Home Energy Assistance Program (LIHEAP) helping eligible FPL customers pay energy bills during peak c...

Energy
Up to $50,000 assessed value exemption

Flagler County Senior Property Tax Exemption

Additional property tax exemption for homeowners 65 and older with household income below $32,000. Exempts up to $50,000...

Property Tax Relief
$500 assessed value exemption

Flagler County Disability Property Tax Exemption

Property tax exemption for permanently and totally disabled homeowners regardless of age or income. Exempts $500 of asse...

Property Tax Relief
Up to $1,000 rebate

FPL High Efficiency Heat Pump Rebate

Rebate for FPL customers installing qualifying high-efficiency heat pump systems. Units must meet minimum SEER2 and HSPF...

Energy
Up to $250 rebate

FPL Electric Water Heater Rebate

Rebate for FPL customers installing energy-efficient electric water heaters. Covers standard electric and heat pump wate...

Energy

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Local help in Palm Coast, FL

Organizations that help Palm Coast homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Palm Coast, FL?

The directory includes 20 possible-program records associated with Palm Coast, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Palm Coast classified?

Our classifier labels 15 records as grants, 1 as forgivable loans, and 3 as rebates in Palm Coast. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Palm Coast?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.