Home Improvement Grants in Cocoa.

Browse cataloged grants, rebates, loans, and other assistance records for Cocoa, FL. Verify each program's current rules, service area, and status.

The Cocoa, FL directory shows 25 cataloged resources. Of those, 21 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 21 records is $126,526, not an estimate of your award. Discovery tags include 7 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants14Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans3Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (21 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

Florida Weatherization Assistance Program (WAP)

Federal DOE-funded program administered by Florida DEO to reduce energy costs through insulation, air sealing, HVAC tune...

Weatherization
Up to $50,000 forgivable loan

Florida SHIP Home Repair Program

State Housing Initiatives Partnership (SHIP) funds administered by Brevard County provide forgivable loans for home repa...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Federal USDA program providing loans up to $40,000 at 1% interest and grants up to $10,000 for very-low-income homeowner...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disab...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities (such as blindness in both eyes or loss of use of both...

Veterans
Up to $75,000 forgivable loan

Brevard County Owner-Occupied Rehabilitation Program

Brevard County provides forgivable loans for major home rehabilitation to income-eligible homeowners. Funds address code...

Home Repair
Free energy audit and efficiency kit

FPL Home Energy Survey

FPL provides free in-home energy surveys to identify opportunities to save energy and money. Survey includes installatio...

Energy
Up to $1,685 rebate

FPL HVAC Rebate Program

FPL offers rebates for installation of qualifying high-efficiency air conditioners, heat pumps, and duct systems. Rebate...

Energy
Community solar subscription

FPL SolarTogether Program

FPL's community solar program allows customers to subscribe to a share of solar energy generated at FPL solar facilities...

Solar/Renewable
30% tax credit on system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit for homeowners who install solar photovoltaic systems on their primary or secondary residence. The cr...

Solar/Renewable
Up to $25,000 grant

Brevard County ADA Home Modification Program

Grant program for low-income homeowners with disabilities to make accessibility modifications such as wheelchair ramps, ...

Seniors & Disability
Up to $3,500 grant

Brevard Senior Home Repair Program

Provides grants for minor home repairs and accessibility modifications for low-income seniors age 60 and over in Brevard...

Seniors & Disability
Up to $60,000 forgivable loan

Brevard County HOME Rehabilitation Program

Federal HOME funds administered by Brevard County for major home rehabilitation to bring properties up to code and addre...

Home Repair
Up to $600 assistance per year

FPL Care To Share Program

FPL's Care To Share program, administered by The Salvation Army, provides one-time utility bill assistance up to $600 pe...

Energy
Up to $50,000 additional exemption

Brevard County Senior Property Tax Exemption

Florida homeowners age 65 and older with household income below approximately $32,000 may qualify for an additional home...

Property Tax Relief
$500 property tax exemption

Brevard County Disability Property Tax Exemption

Florida homeowners who are totally and permanently disabled may receive an additional $500 property tax exemption. Appli...

Property Tax Relief
Up to $5,000 low-interest loan

Brevard County Sewer Lateral Repair Assistance

Low-interest loan program to assist income-eligible homeowners with the cost of repairing or replacing private sewer lat...

Home Repair
Up to $500 rebate

FPL Heat Pump Water Heater Rebate

FPL offers rebates up to $500 for installation of qualifying ENERGY STAR certified heat pump water heaters, which use si...

Energy
Up to $2,000 tax credit

Federal Energy Efficient Home Improvement Credit (Heat Pumps)

Federal tax credit under the Inflation Reduction Act for installation of qualifying ENERGY STAR certified heat pumps. Cr...

Energy
$85 rebate plus $75 installation credit

FPL On Call Smart Thermostat Program

FPL provides rebates and installation credits for qualifying smart thermostats that participate in the On Call demand re...

Energy
Up to $600 per year

Florida Low Income Home Energy Assistance Program (LIHEAP)

Federally funded program administered by Florida DCF that provides one-time assistance with energy bills for low-income ...

Energy

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Local help in Cocoa, FL

Organizations that help Cocoa homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Cocoa, FL?

The directory includes 21 possible-program records associated with Cocoa, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Cocoa classified?

Our classifier labels 14 records as grants, 3 as forgivable loans, and 3 as rebates in Cocoa. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Cocoa?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.