Home Improvement Grants in Miami.

Browse cataloged grants, rebates, loans, and other assistance records for Miami, FL. Verify each program's current rules, service area, and status.

The Miami, FL directory shows 42 cataloged resources. Of those, 36 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 36 records is $126,526, not an estimate of your award. Discovery tags include 11 senior-related records, 6 veteran-related records, and 15 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-04-03. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants30Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans4Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates1Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 42 resources (36 currently open or actionable repair-assistance records)
$10,000 grant

My Safe Florida Home (MSFH)

Florida's flagship hurricane wind mitigation grant program, funded at $280 million for FY 2025-26. Homeowners receive a ...

Home Repair
Up to ~$40,000 (varies by LHAP cycle)

Miami-Dade County SHIP Home Repair

The State Housing Initiatives Partnership (SHIP) program distributes documentary-stamp tax revenue to all 67 Florida cou...

Home Repair
Up to $50,000 forgivable loan

Miami-Dade County CDBG Housing Rehabilitation

Miami-Dade County uses HUD Community Development Block Grant funds to provide forgivable rehabilitation loans for low-in...

Home Repair
Up to $50,000 forgivable loan

MDEAT Rehabilitation Assistance Program (RAP)

The Miami-Dade Economic Advocacy Trust Rehabilitation Assistance Program provides up to $50,000 in 0% interest forgivabl...

Home Repair
Up to $70,000 low/no-interest loan

City of Miami Homeownership Preservation Program (HPP)

The City of Miami's Homeownership Preservation Program provides up to $70,000 in low- or no-interest loans to income-eli...

Home Repair
Varies by scope; full rehab or replacement

City of Miami Single-Family Rehabilitation / Replacement

The City of Miami funds full rehabilitation or replacement of severely deteriorated owner-occupied homes for low-income ...

Home Repair
Up to $7,500-$8,000 per district

Miami-Dade Home Beautification Program

Individual Miami-Dade County Commission districts fund Home Beautification grants of $7,500 to $8,000 for exterior paint...

Home Repair
No-cost repairs (value varies by project)

Rebuilding Together Miami-Dade

Rebuilding Together Miami-Dade provides critical home repairs and accessibility modifications at no cost to qualifying l...

Home Repair
No-cost exterior repairs and painting

Habitat for Humanity of Greater Miami, A Brush With Kindness

Habitat for Humanity of Greater Miami's A Brush With Kindness program provides no-cost exterior painting, minor repairs,...

Home Repair
No-cost weatherization services

Neighborhood Housing Services South Florida, Weatherization

Neighborhood Housing Services of South Florida administers weatherization assistance programs that help low-income homeo...

Home Repair
Up to ~$6,500 in weatherization services

Miami-Dade County Weatherization Assistance Program (WAP)

Miami-Dade County's federally funded Weatherization Assistance Program installs cost-saving energy measures in homes of ...

Home Repair
$400-$1,350 utility assistance; up to $2,000 crisis

LIHEAP, Low Income Home Energy Assistance Program

LIHEAP is a federally funded program administered by Miami-Dade CAHSD that helps low-income households pay cooling and h...

Home Repair
$200 A/C rebate + $220 insulation rebate

FPL Residential Energy Efficiency Rebates

Florida Power & Light offers instant rebates for energy efficiency upgrades to residential customers. Homeowners receive...

Energy
Free home energy services up to ~$500

FPL Energy Saving Assistance Program (Income-Qualified)

FPL's income-qualified Energy Saving Assistance Program offers a free Home Energy Survey and energy-saving measures wort...

Energy
Free inspection (no obligation)

My Safe Florida Home, Free Wind Mitigation Inspection

Any Florida owner of a site-built single-family detached home or townhouse can apply for a free wind mitigation inspecti...

Home Repair
100% financing, no money down

Florida PACE Financing (Property Assessed Clean Energy)

PACE (Property Assessed Clean Energy) financing allows Miami-Dade homeowners to fund energy efficiency, renewable energy...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loans & Grants

USDA Rural Development's Section 504 program provides very-low-income homeowners (≤50% AMI) with loans up to $50,000 to ...

Home Repair
Full rehab cost included in mortgage (Miami FHA limit ~$621,000)

FHA 203(k) Rehabilitation Mortgage

The FHA 203(k) program combines a home purchase or refinance loan with funds for renovation into a single FHA-insured mo...

Home Repair
Up to $25,000 for single-family home

HUD Title I Property Improvement Loan

HUD's Title I program insures private lenders to offer property improvement loans up to $25,000 for single-family homes,...

Home Repair
Typically $10,000-$15,000 per unit

HUD Lead Hazard Reduction Grant

HUD's Lead Hazard Reduction program funds local governments and nonprofits to identify and remediate lead-based paint ha...

Home Repair
Varies by project; 75% federal / 25% local match

FEMA Hazard Mitigation Grant Program (HMGP)

FEMA's HMGP provides federal funding after a Presidentially declared disaster to help communities implement hazard mitig...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH / SHA) Grants

The VA offers Specially Adapted Housing (SAH) grants up to $126,526 and Special Home Adaptation (SHA) grants up to $25,3...

Home Repair
Up to $6,800 (service-connected) or $2,000 (non-service-connected)

VA Home Improvement & Structural Alterations (HISA) Grant

The VA Home Improvement and Structural Alterations (HISA) grant provides up to $6,800 for veterans with service-connecte...

Home Repair
$50,000 assessed value reduction (saves ~$1,000+/year)

Florida Homestead Property Tax Exemption ($50,000)

Florida's standard Homestead Exemption reduces the taxable assessed value of a primary residence by $50,000 ($25,000 app...

Home Repair
Additional $50,000 exemption (saves ~$500-$1,000+/year)

Florida Senior Additional Homestead Exemption (Low-Income, 65+)

Florida allows county and municipal governments to grant an additional homestead exemption up to $50,000 for homeowners ...

Home Repair
100% property tax exemption on homesteaded property

Florida Disabled Veteran Total & Permanent Property Tax Exemption

Veterans who are Florida permanent residents, honorably discharged, and certified by the VA as having a total and perman...

Home Repair
$5,000 assessed value reduction

Florida Veteran $5,000 Property Tax Exemption (10%+ Disability)

Florida veterans with an honorable discharge and a VA-certified service-connected disability rating of 10% or greater ar...

Home Repair
Up to $35,000 down payment / closing cost assistance

Florida Hometown Heroes Housing Program

The Florida Hometown Heroes program provides up to $35,000 in down payment and closing cost assistance to first-time hom...

Home Repair
Up to ~$50,000 (rehabilitation, varies by project)

Miami-Dade County HOME Investment Partnerships Program

Miami-Dade County receives HOME Investment Partnerships Program funding from HUD each year to support affordable housing...

Home Repair
$9M pool, grants to building owners, not individual homeowners

Miami-Dade NOAH Housing Preservation Grant

Miami-Dade County's Naturally Occurring Affordable Housing (NOAH) Rehabilitation Grant Program provides $9 million in ge...

Home Repair
Full ad valorem exemption for qualifying disabled homeowners

Florida Disability Property Tax Exemption (Homestead)

Florida provides a full property tax exemption for homesteaded residences owned by paraplegic, hemiplegic, or other tota...

Home Repair
Up to $3,200/year in federal tax credits

Federal Energy Efficient Home Improvement Tax Credit (25C)

The IRS Section 25C Energy Efficient Home Improvement Credit allows homeowners to claim up to 30% of the cost of qualify...

Home Repair
30% of solar installation cost (no dollar cap)

Federal Residential Clean Energy Credit (Solar / 25D)

The IRS Section 25D Residential Clean Energy Credit provides a 30% federal tax credit on the full cost of installing sol...

Home Repair
Enables $50,000 exemption plus Save Our Homes cap

Miami-Dade Homestead Exemption Application Assistance

Miami-Dade County Property Appraiser's office assists homeowners in applying for all applicable property tax exemptions ...

Home Repair
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Free, up to 3 smoke alarms installed at no cost

American Red Cross Home Fire Campaign, Free Smoke Alarms

The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...

Home Repair
Varies by state, some offer $500-$1,000 radon mitigation assistance

EPA State Indoor Radon Grants, State Radon Programs

EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...

Seniors & Disability
Varies by local affiliate, loans and grants available

NeighborWorks Network, Home Repair & Modification Programs

NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...

Home Repair
National Trust grants go to nonprofits/agencies, not direct to homeowners; state HPF grants vary

National Trust for Historic Preservation, Homeowner Resources

Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...

Historic
Loan guarantee, no dollar cap on loan amount (lender sets max)

HUD Section 184 Indian Home Loan Guarantee

The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...

Home Repair

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Local help in Miami, FL

Organizations that help Miami homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Miami, FL?

The directory includes 36 possible-program records associated with Miami, including My Safe Florida Home (MSFH), Miami-Dade County SHIP Home Repair, Miami-Dade County CDBG Housing Rehabilitation. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Miami classified?

Our classifier labels 30 records as grants, 4 as forgivable loans, and 1 as rebates in Miami. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Miami?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.