My Safe Florida Home (MSFH)
Florida Department of Financial Services
About This Program
The Grant Map catalogs My Safe Florida Home (MSFH) in its Miami, FL research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
Florida's flagship hurricane wind mitigation grant program, funded at $280 million for FY 2025-26. Homeowners receive a free wind mitigation inspection; the state then contributes $2 for every $1 the homeowner spends on approved upgrades (up to $10,000), or a full no-match grant of up to $10,000 for low-income applicants. Eligible homes must have a homestead exemption, an insured value under $700,000, and an original building permit issued before January 1, 2008.
Standard: state covers $6,667 if homeowner spends $3,333 (2:1 match). Low-income: state covers 100% up to $10,000.
The cited general URL responded on 2026-07-21; it does not confirm this program or amount.
Record set last reviewed 2026-04-03. How we verify our data.
Other published resources for Miami, FL, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- Miami-Dade County SHIP Home Repair Up to ~$40,000 (varies by LHAP cycle)
- Miami-Dade County CDBG Housing Rehabilitation Up to $50,000 forgivable loan
- MDEAT Rehabilitation Assistance Program (RAP) Up to $50,000 forgivable loan
- City of Miami Homeownership Preservation Program (HPP) Up to $70,000 low/no-interest loan
Key Details
- Free wind mitigation inspection through the official portal
- State pays 2:1 match up to $10,000 for standard applicants
- Low-income homeowners receive full $10,000 with no out-of-pocket cost
- Home must pre-date Jan 1, 2008 and carry a homestead exemption
- Covers impact windows, shutters, doors, garage doors, roof systems
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Miami.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling, funds available until $280M allocation exhausted
Questions about this program?
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Frequently asked questions
What amount is listed for My Safe Florida Home (MSFH) in Miami, FL?
The Grant Map record states: $10,000 grant. Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for My Safe Florida Home (MSFH) in Miami?
The directory record carries audience tags for homeowners. It also carries a no-income-limit tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for My Safe Florida Home (MSFH) in Miami, FL?
Confirm the application route directly with Florida Department of Financial Services; use the cited source on this page as a starting point. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Miami, FL
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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