Home Improvement Grants in Fernandina Beach.

Browse cataloged grants, rebates, loans, and other assistance records for Fernandina Beach, FL. Verify each program's current rules, service area, and status.

The Fernandina Beach, FL directory shows 22 cataloged resources. Of those, 17 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 17 records is $500,000, not an estimate of your award. Discovery tags include 3 senior-related records, 2 veteran-related records, and 9 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

Swipe horizontally or use the arrow keys to review every column.

Funding typeRecordsWhat to verifyLabel scope
Grants12Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates2Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

Not sure which program fits? Email us what you need. It is free, and we will point you to the right programs and where to go next.

1
Filter
Tell us about you
2
Browse
See matching programs
Or filter by your situation
Showing all 22 resources (17 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Florida Weatherization Assistance Program (WAP)

Federal weatherization program administered by Florida DEO to reduce energy costs for low-income households. Services in...

Weatherization
Forgivable loan up to $50,000

Nassau County SHIP Owner-Occupied Rehabilitation

State Housing Initiatives Partnership (SHIP) funded program providing forgivable loans for major home repairs to low-inc...

Home Repair
Up to $10,000 grant

Nassau County CDBG Emergency Repair Grant

Community Development Block Grant program providing emergency home repairs for very low-income owner-occupants in Nassau...

Emergency
Up to $2,000 in rebates

FPL Home Energy Survey & Rebates

Florida Power & Light offers free home energy surveys and rebates for qualifying energy-efficient upgrades including hig...

Energy
Up to $1,600 rebate

FPL Heat Pump Rebate Program

Rebate for installing high-efficiency electric heat pumps (16+ SEER2) in FPL service territory. Rebate amount varies by ...

Energy
30% of system cost as tax credit

Federal Solar Investment Tax Credit (ITC)

Federal tax credit for residential solar photovoltaic systems and battery storage. Covers 30% of total system cost inclu...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program providing loans and grants to very low-income homeowners in eligible rural areas to repair or improve their...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet accessibility needs. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with qualifying service-connected disabilities to adapt a home for independent living. Eligible veter...

Veterans
Up to $35,000 assistance

Florida Hardest-Hit Fund (HHF)

Federal Hardest Hit Fund program that provided mortgage payment assistance and principal reduction for Florida homeowner...

Disaster
Free lead testing and case management

Florida Department of Health Lead Hazard Program

Florida Department of Health provides free blood lead testing for children and pregnant women, home environmental assess...

Home Repair
Up to $15,000 grant

Nassau County ADA Home Modification Program

CDBG-funded program providing grants for accessibility modifications to homes occupied by persons with disabilities in N...

Seniors & Disability
Varies by grant program

Florida Division of Historical Resources Grants

Florida offers multiple grant programs for preservation and rehabilitation of historic properties listed on or eligible ...

Historic
Up to $7,500 grant

Nassau County Senior Home Repair Program

Grant program specifically for seniors age 62 and older in Nassau County to make minor home repairs and safety modificat...

Seniors & Disability
Monthly bill credits for solar participation

FPL SolarTogether Program

Community solar program allowing FPL customers to subscribe to solar energy without installing panels on their property....

Solar/Renewable
Up to $5,000 grant or low-interest loan

Nassau County Sewer Lateral Repair Program

Provides financial assistance to low-income homeowners for repair or replacement of failing sewer lateral lines from the...

Home Repair
Varies by property value and improvements

Florida PACE Financing (Property Assessed Clean Energy)

Property Assessed Clean Energy (PACE) financing allows homeowners to finance energy efficiency, renewable energy, and hu...

Energy
Up to $25,000 assistance

Florida Homeowner Assistance Fund

Federal Homeowner Assistance Fund program that provided mortgage payment assistance, property tax payments, and utility ...

Disaster

Build a funding plan

Pick a project to screen resources and see what still needs verification.

Refine for your household (optional)

Answers stay in this browser and are sent when you request screening.

Contractor listings in Fernandina Beach

Browse claimed businesses and clearly labeled public-record listings. Always verify licensing, insurance, references, and fit before hiring.

No contractors listed yet, be the first in this market.

Request a local contractor match

Tell us about your project. With your permission, we will share it with active contractors serving your city. A match is an introduction, not an endorsement or proof of program experience.

Request city program-change alerts

Subscribe for this city only. If our scheduled checks detect a new stored program, an opening or closure, a deadline or funding-status change, or a correction to a stored amount, we may email you. This is not a periodic digest: no email is sent when no qualifying change is detected. Detection, coverage, and delivery are not guaranteed, so keep checking with administrators. Every alert includes an unsubscribe link.

Know a grant or program we are missing? Suggest it

Local help in Fernandina Beach, FL

Organizations that help Fernandina Beach homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Fernandina Beach, FL?

The directory includes 17 possible-program records associated with Fernandina Beach, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Fernandina Beach classified?

Our classifier labels 12 records as grants, 1 as forgivable loans, and 2 as rebates in Fernandina Beach. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Fernandina Beach?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.