Home Improvement Grants in Melbourne.

Browse cataloged grants, rebates, loans, and other assistance records for Melbourne, FL. Verify each program's current rules, service area, and status.

The Melbourne, FL directory shows 25 cataloged resources. Of those, 21 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 21 records is $126,526, not an estimate of your award. Discovery tags include 3 senior-related records, 2 veteran-related records, and 13 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants14Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (21 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per household

Florida Weatherization Assistance Program (WAP)

Federal WAP program administered by the state provides free weatherization improvements including insulation, air sealin...

Weatherization
Up to $75,000 forgivable loan

Melbourne SHIP Housing Rehabilitation

State Housing Initiatives Partnership (SHIP) funds administered locally for owner-occupied rehabilitation. Loan is forgi...

Home Repair
Up to $10,000 grant

Melbourne CDBG Emergency Home Repair

CDBG-funded emergency repair grants for very low-income homeowners in Melbourne city limits. Addresses immediate health ...

Emergency
Monthly bill credits vary

FPL SolarTogether Community Solar

Subscribe to community solar without installing panels on your home. FPL customers in Melbourne can purchase solar subsc...

Solar/Renewable
Free energy audit + efficiency kit

FPL Free Home Energy Survey

Free in-home energy assessment by FPL energy specialists. Receive personalized energy-saving recommendations and a free ...

Energy
Up to $1,665 rebate

FPL Air Conditioner Rebate

Rebate for replacing old central AC or heat pump with high-efficiency ENERGY STAR models (16 SEER2 or higher). Rebate am...

Energy
Up to $500 rebate

FPL Heat Pump Water Heater Rebate

Rebate for installing ENERGY STAR certified heat pump water heaters. Heat pump water heaters use up to 60% less energy t...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grants & Loans

Grants up to $7,500 for very low-income seniors (62+) to remove health and safety hazards. Loans up to $20,000 at 1% int...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet adaptive needs. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt a family member's home in which they live. Elig...

Veterans
Up to $15,000 grant

Brevard County Senior ADA Modification Program

Grants for low-income seniors (60+) and disabled homeowners in Brevard County to make ADA accessibility modifications. C...

Seniors & Disability
Up to $10,000 grant

Brevard County Septic Tank Repair Program

Grants to repair or replace failing septic systems for low-income homeowners in Brevard County. Priority given to system...

Home Repair
Up to $50,000 forgivable loan

Melbourne HOME Rehabilitation Program

Federal HOME funds for major rehabilitation of owner-occupied homes in Melbourne city limits. Forgivable loan for househ...

Home Repair
Up to $25,000 grant

Florida Hardest Hit Fund - Hurricane Recovery

Disaster recovery grants for homeowners impacted by recent hurricanes. Covers roof repair, structural damage, flood reme...

Disaster
Free lead hazard removal

Brevard County Lead Hazard Control

HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 in Brevard County. Prio...

Home Repair
Property tax exemption + sales tax exemption

Florida Solar Energy System Incentives

Florida provides property tax exemption for 100% of added home value from residential solar installations, plus sales ta...

Solar/Renewable
$105-$140 instant rebate on smart thermostat

FPL On Call Smart Thermostat Program

Receive instant rebate on smart thermostat purchase plus annual bill credits for allowing FPL to make minor temperature ...

Energy
Up to $300,000 for rebuild/repair

Brevard County Rebuild Florida Program

Federal CDBG-DR disaster recovery funds for homeowners with unmet hurricane damage needs. Previous cycles addressed Hurr...

Disaster
$50 rebate per tree (max 2 trees/year)

Melbourne Tree Rebate Program

Rebate for planting qualifying shade trees on residential properties in Melbourne. Trees reduce cooling costs and improv...

Energy
30% of system cost as tax credit

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the cost of residential solar panel systems and battery storage installed through 203...

Solar/Renewable
100% project financing

Florida PACE Clean Energy Financing

Property Assessed Clean Energy (PACE) financing for energy-efficient and renewable energy improvements. Repaid through p...

Solar/Renewable

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Local help in Melbourne, FL

Organizations that help Melbourne homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Melbourne, FL?

The directory includes 21 possible-program records associated with Melbourne, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Melbourne classified?

Our classifier labels 14 records as grants, 2 as forgivable loans, and 4 as rebates in Melbourne. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Melbourne?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.