Home Improvement Grants in Palatka.

Browse cataloged grants, rebates, loans, and other assistance records for Palatka, FL. Verify each program's current rules, service area, and status.

The Palatka, FL directory shows 25 cataloged resources. Of those, 20 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 20 records is $150,000, not an estimate of your award. Discovery tags include 5 senior-related records, 2 veteran-related records, and 6 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants13Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans3Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates2Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (20 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per household

Florida Weatherization Assistance Program

Provides free energy-efficiency improvements to low-income households in Putnam County. Services include insulation, air...

Weatherization
Up to $100,000 for disaster repairs

Florida Housing Finance Corporation Disaster Recovery Program

Provides grants and forgivable loans to repair or rebuild homes damaged by federally declared disasters in Florida. Desi...

Disaster
Forgivable loan up to $35,000

Putnam County Owner-Occupied Rehabilitation Program

Provides comprehensive home rehabilitation assistance to low-income owner-occupants in unincorporated Putnam County and ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides loans and grants to very-low-income homeowners in rural areas to repair, improve, or modernize their homes, or ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. El...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a home to meet their needs. Eligible for veterans who a...

Veterans
Rebates up to $1,000 combined

Duke Energy Home Energy Efficiency Rebates

Provides cash rebates for residential customers who install qualifying energy-efficient equipment such as high-efficienc...

Energy
Up to $3,000 rebate for solar installation

Duke Energy Solar Rebate Program

Offers upfront rebates for Duke Energy Florida residential customers who install qualifying solar photovoltaic systems. ...

Solar/Renewable
Free lead hazard assessment and removal

Florida Department of Health Lead Hazard Control

Provides free lead testing, risk assessment, and abatement services to income-eligible families with children under 6 li...

Home Repair
Up to $5,000 for sewer lateral repairs

Palatka Sewer Lateral Repair Assistance

Assists low-income homeowners within Palatka city limits with the cost of repairing or replacing private sewer lateral l...

Home Repair
Up to $3,500 for senior home repairs

Putnam County Senior Home Repair Grant

Provides emergency and minor home repair grants to low-income seniors age 60 and older in Putnam County. Covers repairs ...

Seniors & Disability
Up to $15,000 for accessibility modifications

Putnam County ADA Home Modification Program

Provides grants to income-eligible homeowners with disabilities in Putnam County to make accessibility modifications suc...

Seniors & Disability
Up to $22,500 for owner-occupied rehab

Federal Home Loan Bank Atlanta AHP

Federal Home Loan Bank of Atlanta's Affordable Housing Program provides subsidized funding to member banks for owner-occ...

Home Repair
Up to $25,000 forgivable loan

Florida SHIP Home Repair Program

State Housing Initiatives Partnership (SHIP) provides funds through Putnam County for home repairs that preserve afforda...

Home Repair
Up to $3,200 annual tax credit

Federal Energy Efficient Home Improvement Tax Credit

Federal tax credit under the Inflation Reduction Act for energy-efficient home improvements including insulation, window...

Energy
30% of solar installation cost

Federal Residential Solar Investment Tax Credit

Federal tax credit equal to 30% of the cost of installing a residential solar photovoltaic system. Credit applies to equ...

Solar/Renewable
Up to $600 energy bill assistance

Low Income Home Energy Assistance (LIHEAP)

Provides assistance with home energy costs for low-income households. One-time payment made directly to utility company ...

Energy
Up to $150,000 for disaster repair/rebuild

HUD Community Development Block Grant - Disaster Recovery

HUD-funded disaster recovery assistance for homeowners affected by federally declared disasters (hurricanes, floods). Co...

Disaster
Up to $1,800 for heat pump water heater

Florida Heat Pump Water Heater Rebate

State rebate program for homeowners who install qualifying Energy Star heat pump water heaters. Rebate amount depends on...

Energy
Up to $5,000 for critical home repairs

Habitat for Humanity Home Repair Program

Provides affordable home repairs for low-income homeowners in Putnam County. Focus on critical repairs that impact healt...

Home Repair
Up to $100,000 for hurricane damage

Rebuild Florida Housing Repair Program

State-administered CDBG-DR program to help homeowners repair or replace homes damaged by hurricanes. Covers unmet needs ...

Disaster

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Local help in Palatka, FL

Organizations that help Palatka homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Palatka, FL?

The directory includes 20 possible-program records associated with Palatka, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Palatka classified?

Our classifier labels 13 records as grants, 3 as forgivable loans, and 2 as rebates in Palatka. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Palatka?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.