Miami-Dade County SHIP Home Repair
Miami-Dade Housing & Community Development / Florida Housing Finance Corporation
About This Program
The Grant Map catalogs Miami-Dade County SHIP Home Repair in its Miami, FL research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
The State Housing Initiatives Partnership (SHIP) program distributes documentary-stamp tax revenue to all 67 Florida counties for homeowner rehabilitation. Miami-Dade's Local Housing Assistance Plan (FY 2025-2028) prioritizes very-low and low-income households (up to 80% AMI) for emergency repairs and full rehabilitation, with moderate-income households (up to 120% AMI) eligible for remaining funds. Minimum 30% of funds are reserved for very-low-income households.
Assistance is typically a forgivable deferred loan; amount depends on scope of work and current LHAP cycle. Call 786-469-4100 for current caps.
The cited program-specific URL responded on 2026-07-21; confirm current terms.
Record set last reviewed 2026-04-03. How we verify our data.
Other published resources for Miami, FL, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- My Safe Florida Home (MSFH) $10,000 grant
- Miami-Dade County CDBG Housing Rehabilitation Up to $50,000 forgivable loan
- MDEAT Rehabilitation Assistance Program (RAP) Up to $50,000 forgivable loan
- City of Miami Homeownership Preservation Program (HPP) Up to $70,000 low/no-interest loan
Key Details
- Funds emergency repairs, full rehabilitation, weatherization, and energy upgrades
- Very-low income (≤50% AMI): at least 30% of funds reserved
- Low-income (≤80% AMI): additional 30% reserved
- Moderate-income (≤120% AMI): eligible for remaining funds
- Administered through Miami-Dade Housing and Community Development
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Miami.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- Proof of age (driver's license or birth certificate) if the program is age-based.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling, contact HCD for current intake
Questions about this program?
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Frequently asked questions
What amount is listed for Miami-Dade County SHIP Home Repair in Miami, FL?
The Grant Map record states: Up to ~$40,000 (varies by LHAP cycle). Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for Miami-Dade County SHIP Home Repair in Miami?
The directory record carries audience tags for homeowners. It carries a senior-related tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for Miami-Dade County SHIP Home Repair in Miami, FL?
Confirm the application route directly with Miami-Dade Housing & Community Development / Florida Housing Finance Corporation; use the cited source on this page as a starting point or call 786-469-4100. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Miami, FL
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
See All Programs