Home Improvement Grants in Clearwater.

Browse cataloged grants, rebates, loans, and other assistance records for Clearwater, FL. Verify each program's current rules, service area, and status.

The Clearwater, FL directory shows 25 cataloged resources. Of those, 20 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 20 records is $126,526, not an estimate of your award. Discovery tags include 3 senior-related records, 2 veteran-related records, and 7 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants16Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans3Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates0Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (20 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $35,000 forgivable loan

Clearwater Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan program for major home rehabilitation for low-income owner-occupants in Clearwater. Loan is ...

Home Repair
Up to $10,000 grant

Clearwater Emergency Home Repair Grant

Emergency repair grant for very low-income homeowners in Clearwater facing immediate health and safety hazards. Covers c...

Emergency
Up to $20,000 grant

Clearwater ADA Accessibility Modification Program

Provides accessibility modifications for Clearwater homeowners with disabilities to improve home safety and accessibilit...

Seniors & Disability
Up to $15,000 grant

Pinellas County Emergency Home Repair Assistance

Pinellas County program providing emergency repair assistance to low-income homeowners county-wide, including Clearwater...

Emergency
Up to $10,000 in weatherization services

Florida Weatherization Assistance Program (WAP)

Federally funded weatherization program administered through Florida DEO providing energy efficiency upgrades to low-inc...

Weatherization
Free lead hazard removal

Florida Lead-Based Paint Hazard Control Program

HUD-funded program administered by Florida DOH to identify and remediate lead-based paint hazards in homes built before ...

Home Repair
Up to $25,000 deferred loan

Florida SHIP Home Repair Program

State Housing Initiatives Partnership (SHIP) program providing home repair assistance to low- and moderate-income homeow...

Home Repair
Free energy audit plus up to $150 in instant upgrades

Duke Energy Home Energy Check

Free in-home energy assessment for Duke Energy residential customers. Certified energy advisor provides personalized rec...

Energy
Up to $1,650 rebate

Duke Energy HVAC Rebate Program

Rebates for Duke Energy residential customers who install qualifying high-efficiency HVAC systems. Rebates range from $5...

Energy
Up to $450 rebate

Duke Energy Heat Pump Water Heater Rebate

Rebate for Duke Energy residential customers who install qualifying heat pump water heaters. Heat pump water heaters are...

Energy
Property tax exemption plus federal tax credit

Florida Solar Energy System Incentives

Florida offers property tax exemption for residential solar installations, meaning the added home value from solar is ex...

Solar/Renewable
Credit for excess solar energy produced

Duke Energy Net Metering Program

Net metering allows Duke Energy customers with rooftop solar to receive credit for excess electricity sent back to the g...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program providing low-interest loans and grants for home repairs in eligible rural areas. Loans up to $27,500 at 1%...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disab...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to adapt their home. Covers accessibility modification...

Veterans
Up to $5,000 grant

Pinellas County Senior Home Repair Program

Pinellas County program providing minor home repairs and safety modifications for low-income seniors age 60+ to help the...

Seniors & Disability
Up to $25,000 for disaster repair

Florida Hardest Hit Fund (Disaster Recovery)

Florida Housing's disaster recovery program providing home repair grants after federally declared disasters. Assists hom...

Disaster
Up to $7,500 grant

Clearwater Sewer Lateral Repair Assistance

City of Clearwater program assisting low-income homeowners with repair or replacement of private sewer lateral lines fro...

Home Repair
Up to $5,000 grant

Pinellas County Water Lateral Replacement Program

Pinellas County program providing financial assistance to low-income homeowners for replacement of aging or leaking wate...

Home Repair
Up to $50,000 forgivable loan

Pinellas County HOME Rehabilitation Program

Federal HOME Investment Partnerships Program funds administered by Pinellas County for major rehabilitation of owner-occ...

Home Repair
Up to $6,000 in weatherization services

Florida LIHEAP Weatherization Assistance

Low Income Home Energy Assistance Program (LIHEAP) weatherization component providing energy efficiency improvements to ...

Weatherization

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Local help in Clearwater, FL

Organizations that help Clearwater homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Clearwater, FL?

The directory includes 20 possible-program records associated with Clearwater, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Clearwater classified?

Our classifier labels 16 records as grants, 3 as forgivable loans, and 0 as rebates in Clearwater. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Clearwater?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.