Home Improvement Grants in Oviedo.

Browse cataloged grants, rebates, loans, and other assistance records for Oviedo, FL. Verify each program's current rules, service area, and status.

The Oviedo, FL directory shows 26 cataloged resources. Of those, 19 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 19 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 2 veteran-related records, and 9 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants15Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates1Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 26 resources (19 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $50,000 loan

Florida Housing Finance Corporation Housing Rehabilitation Loan

Low-interest loan program for owner-occupied home repairs and rehabilitation for Florida homeowners with incomes up to 1...

Home Repair
Up to $8,000 grant

Florida Weatherization Assistance Program (WAP)

Federally funded program providing free energy efficiency upgrades to low-income households. Services include insulation...

Weatherization
Free $150 value assessment

Duke Energy Home Energy Check

Free in-home energy assessment identifying ways to save energy and money. Includes installation of free energy-saving it...

Energy
Up to $1,200 rebate

Duke Energy Heat Pump Rebate

Rebate for residential customers who install qualifying high-efficiency heat pump systems. Rebate amount varies by syste...

Energy
Up to $120 rebate

Duke Energy Smart Thermostat Program

Rebate program for residential customers who purchase and install qualifying smart thermostats. Enhances energy efficien...

Energy
Up to $3,000 rebate

Duke Energy Solar Rebate Program

Rebate program for residential solar photovoltaic (PV) system installations. Rebate amount based on system size. Program...

Solar/Renewable
Up to $35,000 forgivable loan

Seminole County Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan program for major home repairs and rehabilitation for owner-occupied homes in Seminole Count...

Home Repair
Up to $10,000 grant

Seminole County Emergency Home Repair

Emergency grant program for critical health and safety repairs for very low-income homeowners in Seminole County. Priori...

Emergency
Up to $25,000 grant

Seminole County ADA Home Modification Program

Grant program for accessibility modifications to owner-occupied homes for persons with disabilities in Seminole County. ...

Seniors & Disability
Free lead hazard removal

Florida Healthy Homes Lead Hazard Control

HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with children under age...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loan program for very low-income homeowners in eligible rural areas to repair, improve, or modernize their ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grant program for very low-income senior homeowners (62+) in eligible rural areas to remove health and safety hazards. D...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet their accessibility n...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make accessibility adaptations to their home. For vete...

Veterans
Up to $25,000 grant

Florida Hardest-Hit Fund

Federal assistance program for homeowners who experienced financial hardship due to qualified disasters or economic even...

Disaster
Up to $100,000 grant

Rebuild Florida Housing Repair Program

CDBG-DR disaster recovery program for homeowners impacted by Hurricane Irma (2017) or Hurricane Michael (2018). Provides...

Disaster
Up to $15,000 low-interest loan

Seminole County Septic Tank Replacement Program

Low-interest loan program for septic system repair or replacement in Seminole County. Helps homeowners comply with envir...

Home Repair
Up to $5,000 grant

Seminole County Senior Home Repair Grant

Grant program for low-income senior homeowners (60+) in Seminole County for minor home repairs and safety modifications....

Seniors & Disability
Up to $50,000 exemption

Florida Homestead Property Tax Exemption

Florida homestead exemption reduces the taxable value of owner-occupied primary residences by up to $50,000, resulting i...

Property Tax Relief
Additional $50,000 exemption

Florida Senior Homestead Exemption

Additional property tax exemption for seniors age 65+ with household income below $32,000. Provides an additional $50,00...

Property Tax Relief
$500 exemption

Florida Disability Property Tax Exemption

Property tax exemption for homeowners with total and permanent disabilities. Provides $500 additional exemption on top o...

Property Tax Relief
Up to $350 in rebates

Duke Energy Appliance Rebate Program

Rebates for purchase of qualifying ENERGY STAR certified appliances including electric water heaters, pool pumps, and ot...

Energy

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Local help in Oviedo, FL

Organizations that help Oviedo homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Oviedo, FL?

The directory includes 19 possible-program records associated with Oviedo, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Oviedo classified?

Our classifier labels 15 records as grants, 1 as forgivable loans, and 1 as rebates in Oviedo. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Oviedo?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.