Hillsborough County Owner-Occupied Rehabilitation (OOR) Program
Hillsborough County Affordable Housing Services
About This Program
The Grant Map catalogs Hillsborough County Owner-Occupied Rehabilitation (OOR) Program in its Tampa, FL research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
Hillsborough County's OOR Program provides interest-free deferred payment loans to rehabilitate homes of low-income residents in unincorporated Hillsborough County, Plant City, and Temple Terrace. Funded through SHIP and Local Housing Trust Funds, the program addresses leaking roofs, plumbing, electrical, HVAC, and accessibility. Property value cannot exceed $300,000 and home cannot exceed 2,000 sq ft.
Interest-free deferred loan; repayment generally required only at sale or change of primary occupancy.
The cited program-specific URL responded on 2026-07-21; confirm current terms.
Record set last reviewed 2026-04-03. How we verify our data.
Other published resources for Tampa, FL, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- City of Tampa Housing Rehabilitation & Renovation Program (HRRP) Up to $100,000
- City of Tampa Healthy Homes Program Up to $100,000
- My Safe Florida Home Wind Mitigation Grant Up to $10,000 (2:1 state match for moderate-income; full grant for low-income)
- Florida PACE Program (Property Assessed Clean Energy) No set maximum; based on project scope and property equity
Key Details
- Up to $100,000 interest-free deferred loan
- For unincorporated Hillsborough, Plant City, or Temple Terrace
- Income must be below 80% AMI
- Covers roof, plumbing, electrical, HVAC, and accessibility
- Home must have homestead exemption for past 2 years
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Tampa.
Get matched with a contractorOur record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.
Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Open until funds exhausted; check hcfl.gov for current status
Questions about this program?
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Frequently asked questions
What amount is listed for Hillsborough County Owner-Occupied Rehabilitation (OOR) Program in Tampa, FL?
The Grant Map record states: Up to $100,000. Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for Hillsborough County Owner-Occupied Rehabilitation (OOR) Program in Tampa?
The directory record carries audience tags for homeowners. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for Hillsborough County Owner-Occupied Rehabilitation (OOR) Program in Tampa, FL?
Confirm the application route directly with Hillsborough County Affordable Housing Services; use the cited source on this page as a starting point or call 813-635-1610. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Tampa, FL
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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