Home Improvement Grants in St. Petersburg.

Browse cataloged grants, rebates, loans, and other assistance records for St. Petersburg, FL. Verify each program's current rules, service area, and status.

The St. Petersburg, FL directory shows 31 cataloged resources. Of those, 26 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 26 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 12 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-05-25. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants20Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans3Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates2Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 31 resources (26 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $30,000 forgivable loan

St. Petersburg Owner-Occupied Rehabilitation Program

Provides major home rehabilitation assistance for low-income owner-occupied homes in St. Petersburg. Forgivable loan is ...

Home Repair
Up to $10,000 grant

St. Petersburg Emergency Home Repair Grant

Provides emergency home repair grants for very low-income homeowners facing immediate health and safety hazards. Grant d...

Emergency
Up to $25,000 grant

St. Petersburg Accessibility Modification Program

Provides accessibility modifications for low-income homeowners with disabilities, including ramps, widened doorways, acc...

Seniors & Disability
Up to $15,000 grant

St. Petersburg Senior Home Repair Program

Provides home repair grants specifically for senior homeowners age 62 and older with low income. Covers essential repair...

Seniors & Disability
Up to $10,000 matching grant

St. Petersburg Historic Preservation Grant

Matching grant program for exterior rehabilitation of locally designated historic properties and properties within histo...

Historic
Up to $5,000 grant

St. Petersburg Sewer Lateral Replacement Program

Assists low-income homeowners with replacing or repairing private sewer laterals from the home to the city main. Helps r...

Home Repair
Up to $8,000 in weatherization services

Florida Weatherization Assistance Program (Pinellas County)

Federally funded weatherization program administered through Pinellas County, providing energy efficiency improvements a...

Weatherization
Up to $2,500 in rebates

Duke Energy Florida Home Energy Rebates

Duke Energy offers rebates for qualifying energy-efficient improvements including HVAC upgrades, insulation, water heate...

Energy
Up to $1,200 rebate

Duke Energy Heat Pump Rebate Program

Rebate for installing qualifying high-efficiency heat pump systems. Must meet ENERGY STAR or higher efficiency standards...

Energy
Group purchasing discounts vary

Tampa Bay Solar Co-op

Community solar co-op that leverages group purchasing power to reduce costs for rooftop solar installations. Provides ed...

Solar/Renewable
30% of system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a solar energy system on your primary or secondary residence. ...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Very low-interest loans and grants for low-income homeowners in eligible rural areas near St. Petersburg to repair or im...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt a home to meet their accessibility needs. Covers...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make accessibility modifications to a home. Smaller gr...

Veterans
Up to $25,000 assistance

Florida Homeowner Assistance Fund

Pandemic-related assistance program that provided funding for mortgage assistance, homeowner's insurance, HOA fees, and ...

Home Repair
Up to $20,000 forgivable loan

Pinellas County SHIP Home Repair Program

State Housing Initiatives Partnership (SHIP) program administered by Pinellas County provides forgivable loans for home ...

Home Repair
Free lead hazard removal

Pinellas County Lead Hazard Control Program

HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with children under age...

Home Repair
Varies by project

FEMA Flood Mitigation Assistance (FMA)

Provides funding for flood mitigation projects including elevation, acquisition, relocation, or flood-proofing. Property...

Disaster
Up to $10,000 matching grant

My Safe Florida Home Program

State program providing free home inspections and matching grants for hurricane mitigation improvements such as roof upg...

Disaster
Financing up to 20% home value

Florida PACE Property Assessed Clean Energy

Property Assessed Clean Energy financing allows homeowners to finance energy-efficiency and renewable energy improvement...

Solar/Renewable
Up to $35,000 forgivable loan

Pinellas County HOME Rehabilitation Program

Federal HOME funds administered by Pinellas County for major home rehabilitation. Provided as forgivable loan with 10-ye...

Home Repair
Up to $100,000 grant

Rebuild Florida Home Repair Program

Long-term disaster recovery program for homeowners impacted by Hurricane Irma (2017) and other designated disasters. Pro...

Disaster
Assessment financing available

Pinellas County Septic Tank Phase-Out Program

County program to connect homes to central sewer in areas being transitioned from septic systems. Cost is assessed over ...

Home Repair
Additional $50,000 exemption

Florida Senior Homestead Exemption

Additional homestead exemption for seniors age 65 and older with household income below approximately $32,000. Provides ...

Property Tax Relief
$500 exemption

Florida Disability Homestead Exemption

Property tax exemption for homeowners who are permanently and totally disabled, including certain veterans and first res...

Property Tax Relief
Free energy upgrades

Duke Energy Neighborhood Energy Saver Program

Free energy-efficiency improvements for income-qualified Duke Energy customers including HVAC tune-ups, air sealing, ins...

Energy
Up to $1,000 utility assistance

Pinellas County Emergency Home Energy Assistance

Emergency utility payment assistance through LIHEAP federal funds for households facing disconnection or energy crisis. ...

Energy

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Contractor listings in St. Petersburg

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Local help in St. Petersburg, FL

Organizations that help St. Petersburg homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for St. Petersburg, FL?

The directory includes 26 possible-program records associated with St. Petersburg, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for St. Petersburg classified?

Our classifier labels 20 records as grants, 3 as forgivable loans, and 2 as rebates in St. Petersburg. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in St. Petersburg?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.