Florida SHIP Home Repair Program
Florida Housing Finance Corporation / Brevard County
About This Program
The Grant Map catalogs Florida SHIP Home Repair Program in its Cocoa, FL research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
State Housing Initiatives Partnership (SHIP) funds administered by Brevard County provide forgivable loans for home repairs and rehabilitation to low-income homeowners. Loan is forgiven after compliance period of maintaining occupancy and property taxes.
Forgivable loan, no repayment required if occupancy requirements met
Record set last reviewed 2026-06-09. How we verify our data.
Other published resources for Cocoa, FL, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
- EPA / WIIN Act Lead Service Line Replacement Local lead-service-line replacement assistance varies; contact your water utility
Key Details
- Forgivable loan up to $50,000 for home repairs
- Income at or below 80% AMI required
- Must be owner-occupied in Brevard County
- Covers roofing, structural, systems, accessibility
- Loan forgiven after compliance period
How to Apply
Confirm the current application route with the administrator. Verified official forms and steps appear below when available.
Prepare your application
Review the likely documents and download a blank preparation checklist. The blank PDF does not include saved personal details.
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- Proof of age (driver's license or birth certificate) if the program is age-based.
- Documentation of disability (award letter or a physician's statement) if the program is disability-based.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Already sent us your project details? Sign in to download a preparation sheet with those details. For supported VA programs, you can also get a partially completed official form.
Open my application toolsRequirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
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Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Cocoa.
Get matched with a contractorOur record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.
Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Deadline: Applications accepted year-round
Questions about this program?
Email us at no charge. Replies may be automated and are for information only. For a decision on your application, contact the program administrator.
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Frequently asked questions
What amount is listed for Florida SHIP Home Repair Program in Cocoa, FL?
The Grant Map record states: Up to $50,000 forgivable loan. Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for Florida SHIP Home Repair Program in Cocoa?
The directory record carries audience tags for homeowners. It also carries a low-income tag. It carries a senior-related tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for Florida SHIP Home Repair Program in Cocoa, FL?
Confirm the application route directly with Florida Housing Finance Corporation / Brevard County; use the cited source on this page as a starting point or call (321) 633-2076. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
Rebates and supplies for this project
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Find More Programs in Cocoa, FL
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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