Home Improvement Grants in Merritt Island.

Browse cataloged grants, rebates, loans, and other assistance records for Merritt Island, FL. Verify each program's current rules, service area, and status.

The Merritt Island, FL directory shows 23 cataloged resources. Of those, 18 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 18 records is $126,526, not an estimate of your award. Discovery tags include 3 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants13Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 23 resources (18 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $35,000

Brevard County Owner-Occupied Rehabilitation Program

Provides forgivable loans for major home repairs to low-income homeowners in unincorporated Brevard County. Loan is forg...

Home Repair
Up to $10,000 grant

Brevard County Emergency Home Repair Grant

Emergency grant for very low-income homeowners in Brevard County facing urgent health and safety threats. Covers immedia...

Emergency
Up to $8,000 in weatherization services

Florida Weatherization Assistance Program

Federally funded weatherization program providing energy efficiency improvements to low-income households in Brevard Cou...

Weatherization
Rebates up to $1,500

FPL Home Energy Survey & Rebates

FPL offers free home energy surveys and rebates for energy efficiency improvements including attic insulation, duct seal...

Energy
Up to $200

FPL Air Conditioning Rebate Program

Cash rebates for purchasing and installing qualifying high-efficiency air conditioning systems. Rebate amounts vary base...

Energy
Up to $250 rebate

FPL Heat Pump Water Heater Rebate

Rebate for purchasing and installing an ENERGY STAR certified heat pump water heater. Heat pump water heaters use up to ...

Energy
Subscription-based solar credits

FPL SolarTogether Program

Community solar program allowing FPL customers to subscribe to solar energy without installing panels on their property....

Solar/Renewable
100% property tax exemption on solar equipment value

Florida Solar Energy System Incentives (Property Tax Exemption)

Florida law exempts residential solar energy systems from property tax assessment. The added value of solar equipment is...

Property Tax Relief
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program providing loans and grants to very low-income homeowners in eligible rural areas to repair or improve their...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make accessibility adaptations to their home. Covers m...

Veterans
Up to $5,000 grant

Brevard County Senior Home Repair Program

Provides minor home repair grants to low- and moderate-income seniors (60+) in Brevard County to address safety and heal...

Seniors & Disability
Free lead hazard removal

Florida Lead-Based Paint Hazard Control Program

HUD-funded program to identify and remediate lead-based paint hazards in pre-1978 homes with children under 6. Services ...

Home Repair
Up to $15,000 grant

Brevard County ADA Accessibility Modification Program

Provides grants to low-income homeowners with disabilities to make accessibility modifications to their homes. Covers wh...

Seniors & Disability
Up to $25,000 grant

Florida Hardest Hit Fund - Hurricane Recovery

Disaster recovery assistance for homeowners impacted by qualifying hurricanes and tropical storms in Florida. Provides g...

Disaster
Up to $7,500 low-interest loan

Brevard County Septic Tank Repair Program

Low-interest loan program to assist homeowners with repair or replacement of failing septic systems. Available to owner-...

Home Repair
Financing up to 20% of property value

Florida PACE (Property Assessed Clean Energy)

Property-assessed financing for energy efficiency, renewable energy, and hurricane protection improvements. Repaid throu...

Solar/Renewable
Up to $10,000 matching grant

My Safe Florida Home Program

State program providing free wind inspections and matching grants up to $10,000 for hurricane mitigation improvements. W...

Disaster
Up to $25,000 assistance

Florida Homeowner Assistance Fund

Federal pandemic relief program providing assistance with mortgage payments, property taxes, insurance, utilities, and H...

Home Repair

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Local help in Merritt Island, FL

Organizations that help Merritt Island homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Merritt Island, FL?

The directory includes 18 possible-program records associated with Merritt Island, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Merritt Island classified?

Our classifier labels 13 records as grants, 1 as forgivable loans, and 3 as rebates in Merritt Island. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Merritt Island?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.