Home Improvement Grants in Cape Coral.
Browse cataloged grants, rebates, loans, and other assistance records for Cape Coral, FL. Verify each program's current rules, service area, and status.
The Cape Coral, FL directory shows 31 cataloged resources. Of those, 25 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 25 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 3 veteran-related records, and 12 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-05-25. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 14 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 4 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 5 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Florida Weatherization Assistance Program (WAP)
Provides free weatherization services to income-eligible Florida households to reduce energy costs. Services include ins...
Florida SHIP Housing Rehabilitation
State Housing Initiatives Partnership (SHIP) program administered by Lee County provides home rehabilitation grants and ...
Cape Coral CDBG Owner-Occupied Rehabilitation
CDBG-funded rehabilitation program for low-income owner-occupants in Cape Coral. Provides forgivable loans for major hom...
Cape Coral Emergency Home Repair Grant
Emergency grant program for very low-income Cape Coral homeowners facing immediate health or safety hazards. Covers urge...
Cape Coral ADA Accessibility Modification Program
Provides grants and forgivable loans for accessibility modifications to homes occupied by persons with disabilities. Inc...
Lee County Lead Hazard Control Program
HUD-funded program to eliminate lead-based paint hazards in pre-1978 homes with children under 6 years old. Services inc...
LCEC Air Conditioning Rebate Program
LCEC customers who upgrade to high-efficiency central air conditioning systems (16 SEER or higher) receive rebates. High...
LCEC Heat Pump Rebate
Rebate for LCEC customers who install qualifying electric heat pump water heaters. Must meet efficiency standards and be...
LCEC Solar Energy System Rebate
LCEC offers rebates for residential solar photovoltaic systems at $0.50 per watt up to $3,000. Must be grid-tied system ...
Federal Residential Solar Tax Credit (ITC)
Federal tax credit for residential solar installations. Homeowners can claim 30% of total system cost including equipmen...
USDA Section 504 Home Repair Loan & Grant
Low-interest loans and grants for very low-income homeowners in eligible rural areas near Cape Coral to repair or improv...
VA Specially Adapted Housing (SAH) Grant
Grant for veterans with certain service-connected disabilities to adapt a home for wheelchair accessibility. Covers majo...
VA Special Housing Adaptation (SHA) Grant
Grant for veterans with certain service-connected disabilities (such as blindness or loss of use of hands) to adapt a ho...
Florida My Safe Florida Home Program
Provides free wind inspections and matching grants up to $10,000 for hurricane mitigation improvements such as roof rein...
Lee County Flood Mitigation Assistance Program
FEMA-funded flood mitigation for properties with repetitive flood losses. Projects may include home elevation, acquisiti...
Lee County Elder Services Home Modification Program
Provides minor home modifications for seniors 60 and older to enable aging in place. Services include grab bars, shower ...
Florida Senior Homestead Exemption (Additional)
Additional homestead exemption for seniors 65+ with household income below approximately $32,000. Provides exemption on ...
Florida Disability Property Tax Exemption
Property tax exemptions for qualified persons with total and permanent disabilities, blind persons, and quadriplegics. E...
Cape Coral Water/Sewer Line Replacement Program
Financing assistance for Cape Coral residents who need to replace or repair private water or sewer laterals. City offers...
LCEC Attic Insulation Rebate
Rebate for LCEC customers who upgrade attic insulation to R-30 or higher. Helps reduce cooling costs in Florida climate....
LCEC Smart Thermostat Rebate
Rebate for LCEC customers who purchase and install qualifying smart thermostats and participate in the demand response p...
Lee County HOME Investment Partnerships
Federal HOME funds administered by Lee County for owner-occupied rehabilitation. Provides deferred or forgivable loans t...
Florida Division of Emergency Management Hurricane Recovery
Provides disaster recovery assistance after hurricanes and major storms. Programs activate following federal disaster de...
Florida LIHEAP Cooling Assistance
Low Income Home Energy Assistance Program provides help with cooling bills or AC repairs for eligible Florida households...
Lee County Septic to Sewer Conversion Assistance
Assistance for homeowners required to connect to public sewer when service becomes available. Grants and low-interest lo...
Florida Hurricane Impact Window Retrofit Program
Matching grants and insurance discounts for homeowners who install impact-resistant windows and doors. Citizens Property...
Lee County Community Development ADA Ramp Program
CDBG-funded program providing wheelchair ramps and accessibility modifications for low-income Lee County residents with ...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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Contractor listings in Cape Coral
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