Home Improvement Grants in Cocoa Beach.

Browse cataloged grants, rebates, loans, and other assistance records for Cocoa Beach, FL. Verify each program's current rules, service area, and status.

The Cocoa Beach, FL directory shows 25 cataloged resources. Of those, 22 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 22 records is $126,526, not an estimate of your award. Discovery tags include 4 senior-related records, 3 veteran-related records, and 13 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants16Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (22 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

Florida Weatherization Assistance Program (WAP)

Federally funded program that reduces energy costs for low-income households through free weatherization improvements in...

Weatherization
Up to $35,000 loan

Florida Housing Finance Corporation Rehab Loan

State-supported home improvement loan program offering low-interest financing for rehabilitation and repairs. Available ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grants & Loans

Provides grants up to $10,000 for seniors 62+ and loans up to $20,000 for very low-income homeowners to repair, improve,...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Co...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Assists veterans with certain service-connected disabilities to modify their home for accessibility. Covers adaptations ...

Veterans
Up to $50,000 forgivable loan

Brevard County Owner-Occupied Rehabilitation

Provides forgivable loans for major home repairs and rehabilitation to low- and moderate-income homeowners in Brevard Co...

Home Repair
Up to $10,000 grant

Brevard County Emergency Home Repair

Provides emergency repair grants for very low-income homeowners in Brevard County to address immediate health and safety...

Emergency
Up to $25,000 forgivable loan

Brevard County ADA Home Modifications

Assists Brevard County homeowners with making accessibility modifications for household members with disabilities. Cover...

Seniors & Disability
Rebate varies by system size

Florida Power & Light Solar Rebate Program

Provides rebates for FPL customers who install solar photovoltaic systems. Rebate amount based on system size and capaci...

Solar/Renewable
Free energy assessment

FPL Home Energy Survey

Free online energy survey that provides personalized recommendations to reduce energy consumption and lower utility bill...

Energy
Up to $175 rebate

FPL Air Conditioner & Heat Pump Rebate

Rebate for FPL customers who install qualifying high-efficiency air conditioners or heat pumps. Equipment must meet mini...

Energy
$85 instant discount + $45 annual credit

FPL On Call Smart Thermostat Program

FPL provides discounts on smart thermostats and annual bill credits in exchange for allowing brief temperature adjustmen...

Energy
Free lead hazard removal

Florida Lead-Based Paint Hazard Control

State-administered HUD program to identify and remediate lead-based paint hazards in homes built before 1978 where child...

Home Repair
Up to $10,000 per household

Florida SHIP Hurricane Hardening

State Housing Initiatives Partnership (SHIP) program provides grants for hurricane mitigation improvements including imp...

Disaster
Free inspection + up to $10,000 grant

My Safe Florida Home Program

State program providing free wind mitigation inspections and grants up to $10,000 for hurricane retrofitting improvement...

Disaster
Up to $50,000 additional exemption

Florida Senior Property Tax Exemption

Additional homestead exemption for qualifying seniors 65+ with household income below state threshold. Provides up to $5...

Property Tax Relief
$500 property tax exemption

Florida Disability Property Tax Exemption

Property tax exemption for Florida residents who are totally and permanently disabled. Provides $500 reduction in assess...

Property Tax Relief
Up to $5,000 exemption or full exemption

Florida Veteran Property Tax Exemption

Property tax exemptions for qualifying veterans with service-connected disabilities. 10% or more VA disability rating pr...

Veterans
Low-interest loan up to $15,000

Brevard County Septic to Sewer Connection

Low-interest financing program to help homeowners connect to public sewer systems when septic-to-sewer conversion is req...

Home Repair
Up to $200 rebate

Brevard County Water Heater Efficiency Rebate

Rebate for Brevard County water utility customers who install high-efficiency water heaters. Covers heat pump water heat...

Energy
Up to $100,000 for repairs

Florida Disaster Recovery Program

State-administered CDBG-DR program that activates following federally declared disasters to help low- and moderate-incom...

Disaster

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Local help in Cocoa Beach, FL

Organizations that help Cocoa Beach homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Cocoa Beach, FL?

The directory includes 22 possible-program records associated with Cocoa Beach, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Cocoa Beach classified?

Our classifier labels 16 records as grants, 2 as forgivable loans, and 3 as rebates in Cocoa Beach. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Cocoa Beach?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.