Home Improvement Grants in Boston.
Browse cataloged grants, rebates, loans, and other assistance records for Boston, MA. Verify each program's current rules, service area, and status.
The Boston, MA directory shows 49 cataloged resources. Of those, 43 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 43 records is $126,526, not an estimate of your award. Discovery tags include 12 senior-related records, 4 veteran-related records, and 16 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-04-03. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 25 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 9 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 8 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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Boston HomeWorks Green Loan Program
The HomeWorks Green Loan Program offers income-eligible Boston homeowners a 0% interest deferred loan up to $70,000 for ...
Boston HomeWorks Home Equity Loan Program (HomeWorks HELP)
HomeWorks HELP is a 0% interest deferred loan for interior and exterior home repairs available to Boston homeowners earn...
Boston Senior Home Repair Loan
The Senior Home Repair program provides a 0% interest deferred loan to qualifying Boston homeowners age 62 or older. Cur...
Boston Seniors Save Program
Seniors Save provides Boston homeowners aged 60 and older earning below 80% AMI with a grant of up to $12,000 specifical...
LeadSafe Boston, Lead Hazard Reduction Program
LeadSafe Boston provides forgivable loans of up to $12,000 per unit to remove lead paint hazards from Boston homes. Owne...
Boston Healthy and Green Retrofit Pilot Program
This pilot program provides owner-occupants of 2-4 unit Boston homes built before 1999 with up to $50,000 per unit for d...
Boston Elderly Tax Exemption (Clause 41C)
The Clause 41C Elderly Exemption reduces property taxes by up to $2,000 per year for Boston homeowners aged 65 or older ...
Boston Residential Property Tax Exemption
Every Boston homeowner who occupies their property as their principal residence as of January 1, 2025 is eligible for th...
Boston Veterans Property Tax Exemption (Clause 22)
Qualifying veterans who own and occupy their Boston home receive a $412 property tax reduction annually under Clause 22....
Boston Older Adult Property Tax Work-Off Program
The Older Adult Property Tax Work-Off Program allows Boston homeowners aged 60 or older to earn up to $2,000 off their p...
Mass Save Heat Pump Rebate (Whole-Home)
Mass Save provides rebates of up to $8,500 for qualifying air-source heat pump installations through participating Massa...
Mass Save Income-Eligible No-Cost Energy Upgrades
Households at or below 60% of the Area Median Income qualify for Mass Save's Income-Eligible Program, which covers 100% ...
Mass Save Enhanced Incentives (60-80% AMI)
Households earning between 60% and 80% AMI qualify for Mass Save's Enhanced Incentives tier, which bridges the gap betwe...
Mass Save Insulation Rebate (Standard, 75% covered)
All Massachusetts utility customers (Eversource, National Grid, etc.) can receive an instant rebate covering 75% of the ...
Mass Save 0% HEAT Loan
The Mass Save HEAT Loan provides 0% interest financing up to $25,000 for qualifying energy efficiency upgrades including...
Mass Save Heat Pump Water Heater Rebate
Mass Save offers a $750 instant rebate on qualifying heat pump water heaters installed by a licensed plumber from a part...
Eversource / National Grid Low-Income Discount Rate
Income-eligible Massachusetts households can receive significant discounts on their monthly utility bills: up to 42% off...
MassHousing Home Improvement Loan Program (HILP)
MassHousing's Home Improvement Loan Program (HILP) provides fixed-rate loans from $7,500 to $50,000 for improvements and...
MassHousing Get the Lead Out (GTLO) Loan Program
The Get the Lead Out program provides low-interest loans ($30,000-$45,000 depending on unit count) for lead paint abatem...
MassHousing Accessory Dwelling Unit (ADU) Loan Program
Launched in January 2026, this MassHousing program finances ADU construction as a fixed-rate second mortgage for single-...
Massachusetts Home Modification Loan Program (HMLP)
The HMLP provides 0% interest deferred loans up to $50,000 (or $30,000 for manufactured homes) to homeowners or landlord...
Massachusetts Weatherization Assistance Program (WAP)
Massachusetts WAP provides free weatherization services,insulation, air sealing, heating system tune-ups, and energy eff...
Massachusetts Home Energy Assistance Program (HEAP / LIHEAP)
HEAP (federally known as LIHEAP) provides up to $1,000 in direct heating bill assistance for Massachusetts households ea...
Massachusetts SMART 3.0 Solar Program
SMART 3.0 (Solar Massachusetts Renewable Target) pays residential solar owners a fixed rate of $0.03/kWh produced for 10...
Massachusetts Residential Solar Income Tax Credit
Massachusetts homeowners who install solar panels on their primary residence may claim a state income tax credit equal t...
Rebuilding Together Boston, Free Home Repairs
Rebuilding Together Boston provides free essential home repairs to low-income Boston homeowners, with priority given to ...
USDA Section 504 Home Repair Loan & Grant
The USDA Section 504 program provides very-low-income homeowners in eligible rural and suburban areas with up to $40,000...
VA Specially Adapted Housing (SAH) Grant
The VA Specially Adapted Housing grant helps veterans with permanent and total service-connected disabilities live indep...
VA Home Improvements and Structural Alterations (HISA) Grant
The VA HISA grant provides up to $6,800 lifetime for veterans with service-connected disabilities (or $2,000 for non-ser...
FHA Title I Home Improvement Loan
FHA Title I loans provide government-backed home improvement financing of up to $25,000 for single-family homes, even wi...
MHP ONE Mortgage / ONE+Boston (First-Time Homebuyers)
ONE+Boston combines the Commonwealth's most affordable first-time homebuyer mortgage (ONE Mortgage) with City of Boston ...
HUD Community Development Block Grant (CDBG), Housing
Boston receives approximately $17-27 million annually in HUD CDBG funds, allocated primarily to affordable housing, home...
HUD Lead Hazard Reduction Demonstration Grant
HUD's Lead Hazard Reduction program funds comprehensive lead paint abatement in privately-owned rental and owner-occupie...
IRA Home Energy Rebates (HOMES & HEAR Programs)
Massachusetts received $72.8M for the Home Electrification and Appliance Rebates (HEAR) program and $73M for the Home Ef...
FEMA Hazard Mitigation Grant Program (HMGP)
HMGP funding is triggered by presidentially declared disasters and helps communities reduce future hazard risks. Individ...
MassHousing Mortgage with Down Payment Assistance
MassHousing offers below-market-rate mortgages with down payment assistance of up to $30,000 for first-time and repeat b...
Habitat for Humanity Greater Boston, Homeownership Program
Habitat for Humanity Greater Boston builds and sells affordable homes to income-qualifying families using volunteer labo...
Eversource / National Grid Arrearage Management Program (AMP)
Eversource and National Grid offer Arrearage Management Programs (AMP) that allow income-eligible customers with past-du...
Mass Save Free Home Energy Assessment
The free Mass Save Home Energy Assessment is the gateway to most Mass Save rebates and the 0% HEAT Loan. A certified ene...
Boston ABCD Weatherization & Energy Conservation Services
Boston ABCD serves as the primary local delivery agent for both the Mass Save Income-Eligible Program and the state WAP ...
Massachusetts Solar Property Tax Exemption
Massachusetts law exempts the added assessed value of a solar energy system from property taxes for 20 years from the da...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
American Red Cross Home Fire Campaign, Free Smoke Alarms
The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...
EPA State Indoor Radon Grants, State Radon Programs
EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...
NeighborWorks Network, Home Repair & Modification Programs
NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...
National Trust for Historic Preservation, Homeowner Resources
Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...
HUD Section 184 Indian Home Loan Guarantee
The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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