Home Improvement Grants in Boston.

Browse cataloged grants, rebates, loans, and other assistance records for Boston, MA. Verify each program's current rules, service area, and status.

The Boston, MA directory shows 49 cataloged resources. Of those, 43 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 43 records is $126,526, not an estimate of your award. Discovery tags include 12 senior-related records, 4 veteran-related records, and 16 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-04-03. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants25Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans9Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates8Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 49 resources (43 currently open or actionable repair-assistance records)
Up to $70,000

Boston HomeWorks Green Loan Program

The HomeWorks Green Loan Program offers income-eligible Boston homeowners a 0% interest deferred loan up to $70,000 for ...

Home Repair
Up to $50,000 (3-4 family)

Boston HomeWorks Home Equity Loan Program (HomeWorks HELP)

HomeWorks HELP is a 0% interest deferred loan for interior and exterior home repairs available to Boston homeowners earn...

Home Repair
0% deferred loan; amount based on necessary work

Boston Senior Home Repair Loan

The Senior Home Repair program provides a 0% interest deferred loan to qualifying Boston homeowners age 62 or older. Cur...

Home Repair
Up to $12,000 grant

Boston Seniors Save Program

Seniors Save provides Boston homeowners aged 60 and older earning below 80% AMI with a grant of up to $12,000 specifical...

Home Repair
Up to $12,000 per unit (forgivable)

LeadSafe Boston, Lead Hazard Reduction Program

LeadSafe Boston provides forgivable loans of up to $12,000 per unit to remove lead paint hazards from Boston homes. Owne...

Home Repair
Up to $50,000 per unit

Boston Healthy and Green Retrofit Pilot Program

This pilot program provides owner-occupants of 2-4 unit Boston homes built before 1999 with up to $50,000 per unit for d...

Home Repair
Up to $2,000 annual tax reduction

Boston Elderly Tax Exemption (Clause 41C)

The Clause 41C Elderly Exemption reduces property taxes by up to $2,000 per year for Boston homeowners aged 65 or older ...

Home Repair
~$4,354 assessed value exemption (FY2026)

Boston Residential Property Tax Exemption

Every Boston homeowner who occupies their property as their principal residence as of January 1, 2025 is eligible for th...

Home Repair
$412 annual tax reduction (FY2026)

Boston Veterans Property Tax Exemption (Clause 22)

Qualifying veterans who own and occupy their Boston home receive a $412 property tax reduction annually under Clause 22....

Home Repair
Up to $2,000 annual tax abatement

Boston Older Adult Property Tax Work-Off Program

The Older Adult Property Tax Work-Off Program allows Boston homeowners aged 60 or older to earn up to $2,000 off their p...

Home Repair
Up to $8,500 rebate

Mass Save Heat Pump Rebate (Whole-Home)

Mass Save provides rebates of up to $8,500 for qualifying air-source heat pump installations through participating Massa...

Energy
100% no-cost, full equipment and labor covered

Mass Save Income-Eligible No-Cost Energy Upgrades

Households at or below 60% of the Area Median Income qualify for Mass Save's Income-Eligible Program, which covers 100% ...

Energy
Up to $16,000 enhanced rebate

Mass Save Enhanced Incentives (60-80% AMI)

Households earning between 60% and 80% AMI qualify for Mass Save's Enhanced Incentives tier, which bridges the gap betwe...

Energy
75% of insulation cost covered

Mass Save Insulation Rebate (Standard, 75% covered)

All Massachusetts utility customers (Eversource, National Grid, etc.) can receive an instant rebate covering 75% of the ...

Energy
Up to $25,000 at 0% interest

Mass Save 0% HEAT Loan

The Mass Save HEAT Loan provides 0% interest financing up to $25,000 for qualifying energy efficiency upgrades including...

Energy
$750 instant rebate

Mass Save Heat Pump Water Heater Rebate

Mass Save offers a $750 instant rebate on qualifying heat pump water heaters installed by a licensed plumber from a part...

Energy
Up to 71% discount on electric bill; 25-42% on gas

Eversource / National Grid Low-Income Discount Rate

Income-eligible Massachusetts households can receive significant discounts on their monthly utility bills: up to 42% off...

Energy
Up to $50,000

MassHousing Home Improvement Loan Program (HILP)

MassHousing's Home Improvement Loan Program (HILP) provides fixed-rate loans from $7,500 to $50,000 for improvements and...

Home Repair
Up to $45,000

MassHousing Get the Lead Out (GTLO) Loan Program

The Get the Lead Out program provides low-interest loans ($30,000-$45,000 depending on unit count) for lead paint abatem...

Home Repair
Up to $250,000 (detached ADU)

MassHousing Accessory Dwelling Unit (ADU) Loan Program

Launched in January 2026, this MassHousing program finances ADU construction as a fixed-rate second mortgage for single-...

Home Repair
Up to $50,000

Massachusetts Home Modification Loan Program (HMLP)

The HMLP provides 0% interest deferred loans up to $50,000 (or $30,000 for manufactured homes) to homeowners or landlord...

Home Repair
Average ~$4,725-$6,500 in measures

Massachusetts Weatherization Assistance Program (WAP)

Massachusetts WAP provides free weatherization services,insulation, air sealing, heating system tune-ups, and energy eff...

Home Repair
Up to $1,000 (deliverable fuels); up to $850 (utility)

Massachusetts Home Energy Assistance Program (HEAP / LIHEAP)

HEAP (federally known as LIHEAP) provides up to $1,000 in direct heating bill assistance for Massachusetts households ea...

Home Repair
$0.03/kWh for 10 years ($0.06/kWh low-income)

Massachusetts SMART 3.0 Solar Program

SMART 3.0 (Solar Massachusetts Renewable Target) pays residential solar owners a fixed rate of $0.03/kWh produced for 10...

Home Repair
Up to $1,000 state income tax credit

Massachusetts Residential Solar Income Tax Credit

Massachusetts homeowners who install solar panels on their primary residence may claim a state income tax credit equal t...

Home Repair
Free repairs, value varies by project

Rebuilding Together Boston, Free Home Repairs

Rebuilding Together Boston provides free essential home repairs to low-income Boston homeowners, with priority given to ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

The USDA Section 504 program provides very-low-income homeowners in eligible rural and suburban areas with up to $40,000...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

The VA Specially Adapted Housing grant helps veterans with permanent and total service-connected disabilities live indep...

Home Repair
Up to $6,800 (service-connected) or $2,000 (non-service-connected)

VA Home Improvements and Structural Alterations (HISA) Grant

The VA HISA grant provides up to $6,800 lifetime for veterans with service-connected disabilities (or $2,000 for non-ser...

Home Repair
Up to $25,000 (single-family)

FHA Title I Home Improvement Loan

FHA Title I loans provide government-backed home improvement financing of up to $25,000 for single-family homes, even wi...

Home Repair
Down payment & closing cost assistance (amount varies)

MHP ONE Mortgage / ONE+Boston (First-Time Homebuyers)

ONE+Boston combines the Commonwealth's most affordable first-time homebuyer mortgage (ONE Mortgage) with City of Boston ...

Home Repair
Varies, distributed through City programs

HUD Community Development Block Grant (CDBG), Housing

Boston receives approximately $17-27 million annually in HUD CDBG funds, allocated primarily to affordable housing, home...

Home Repair
Average ~$14,000 per unit

HUD Lead Hazard Reduction Demonstration Grant

HUD's Lead Hazard Reduction program funds comprehensive lead paint abatement in privately-owned rental and owner-occupie...

Home Repair
Up to $14,000 (HEAR) or $8,000 (HOMES) per household

IRA Home Energy Rebates (HOMES & HEAR Programs)

Massachusetts received $72.8M for the Home Electrification and Appliance Rebates (HEAR) program and $73M for the Home Ef...

Home Repair
Varies, typically $10,000-$75,000 per property

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP funding is triggered by presidentially declared disasters and helps communities reduce future hazard risks. Individ...

Home Repair
Up to $30,000 in down payment assistance

MassHousing Mortgage with Down Payment Assistance

MassHousing offers below-market-rate mortgages with down payment assistance of up to $30,000 for first-time and repeat b...

Home Repair
Subsidized homeownership, no-interest mortgage

Habitat for Humanity Greater Boston, Homeownership Program

Habitat for Humanity Greater Boston builds and sells affordable homes to income-qualifying families using volunteer labo...

Home Repair
Up to full past-due balance forgiven over 12 months

Eversource / National Grid Arrearage Management Program (AMP)

Eversource and National Grid offer Arrearage Management Programs (AMP) that allow income-eligible customers with past-du...

Energy
Free, no cost to homeowner

Mass Save Free Home Energy Assessment

The free Mass Save Home Energy Assessment is the gateway to most Mass Save rebates and the 0% HEAT Loan. A certified ene...

Energy
Free services, value varies by home

Boston ABCD Weatherization & Energy Conservation Services

Boston ABCD serves as the primary local delivery agent for both the Mass Save Income-Eligible Program and the state WAP ...

Home Repair
Full exemption on solar system added value for 20 years

Massachusetts Solar Property Tax Exemption

Massachusetts law exempts the added assessed value of a solar energy system from property taxes for 20 years from the da...

Home Repair
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Free, up to 3 smoke alarms installed at no cost

American Red Cross Home Fire Campaign, Free Smoke Alarms

The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...

Home Repair
Varies by state, some offer $500-$1,000 radon mitigation assistance

EPA State Indoor Radon Grants, State Radon Programs

EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...

Seniors & Disability
Varies by local affiliate, loans and grants available

NeighborWorks Network, Home Repair & Modification Programs

NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...

Home Repair
National Trust grants go to nonprofits/agencies, not direct to homeowners; state HPF grants vary

National Trust for Historic Preservation, Homeowner Resources

Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...

Historic
Loan guarantee, no dollar cap on loan amount (lender sets max)

HUD Section 184 Indian Home Loan Guarantee

The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...

Home Repair

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Local help in Boston, MA

Organizations that help Boston homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Boston, MA?

The directory includes 43 possible-program records associated with Boston, including Boston HomeWorks Green Loan Program, Boston HomeWorks Home Equity Loan Program (HomeWorks HELP), Boston Senior Home Repair Loan. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Boston classified?

Our classifier labels 25 records as grants, 9 as forgivable loans, and 8 as rebates in Boston. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Boston?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.