Home Improvement Grants in Worcester.

Browse cataloged grants, rebates, loans, and other assistance records for Worcester, MA. Verify each program's current rules, service area, and status.

The Worcester, MA directory shows 28 cataloged resources. Of those, 26 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 26 records is $126,526, not an estimate of your award. Discovery tags include 4 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-05-25. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants20Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans3Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates2Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 28 resources (26 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $50,000

Worcester CDBG Owner-Occupied Rehabilitation Program

Provides forgivable loans to income-qualified owner-occupants in Worcester for major home repairs and rehabilitation wor...

Home Repair
Free lead hazard removal

Worcester Lead Paint Abatement Program

City-administered CDBG program providing free lead hazard removal for Worcester homes built before 1978 with children un...

Home Repair
Up to $8,000 in weatherization services

Massachusetts Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by the Massachusetts Department of Energy Resources providing free ...

Weatherization
Up to $15,000 in rebates and incentives

Mass Save Home Energy Assessment & Rebates

Statewide energy efficiency program offering free home energy assessments, instant savings measures, and rebates on insu...

Energy
Up to $10,000 in heat pump rebates

Mass Save Heat Pump Rebates

Enhanced rebates for air-source and ground-source heat pump installations in Worcester, including whole-home heating con...

Energy
Grant up to $5,000

Worcester Senior Home Repair Grant

Emergency home repair grants for Worcester homeowners age 60 and older with income at or below 80% AMI. Covers repairs e...

Seniors & Disability
Forgivable loan up to $20,000

Worcester Home Accessibility Modification Program

Forgivable loans for accessibility modifications to Worcester homes to accommodate residents with disabilities. Covers r...

Seniors & Disability
Loan up to $40,000 at 3% interest

MassHousing Septic System Repair Program

Low-interest loans for septic system repair and replacement for owner-occupied homes in Massachusetts. Available through...

Home Repair
Loan up to $60,000 at reduced rate

Mass Solar Loan Program

Reduced-rate financing for residential solar photovoltaic and battery storage systems through participating contractors....

Solar/Renewable
Varies by system size and location

SMART Solar Incentive Program

Solar Massachusetts Renewable Target (SMART) program provides performance-based incentives for solar installations. Worc...

Solar/Renewable
Grant up to $15,000

MassHousing Get The Lead Out Program

State-funded grant program for lead paint removal in homes built before 1978 with children under age 6. Income-qualified...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program providing loans and grants for home repairs to very low-income homeowners in eligible rural areas near Worc...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for Worcester veterans with certain service-connected disabilities to adapt or purchase a home with special fea...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to make accessibility modifications to a family member...

Veterans
Forgivable loan up to $35,000

Worcester HOME Investment Partnerships Rehabilitation

Federally funded HOME program providing forgivable loans for substantial rehabilitation of owner-occupied homes in Worce...

Home Repair
Grant up to $10,000

Worcester Water/Sewer Lateral Repair Program

City program assisting income-qualified homeowners with repair or replacement of private water and sewer lateral lines f...

Home Repair
20% state tax credit on qualified expenses

Massachusetts Historic Rehabilitation Tax Credit

State income tax credit equal to 20% of qualified rehabilitation expenditures for historic properties listed on the Nati...

Historic
Up to $1,500 property tax credit

Worcester Senior Property Tax Work-Off Program

Worcester seniors age 60+ can earn up to $1,500 annually in property tax credits by volunteering with city departments. ...

Property Tax Relief
Grant up to $2,500

Worcester Emergency Heating System Repair

Emergency assistance for Worcester residents facing heating system failure during winter months. Provides grants for fur...

Emergency
Free energy efficiency upgrades

National Grid Income Eligible Energy Efficiency

Enhanced energy efficiency program for Worcester income-qualified households providing 100% free insulation, air sealing...

Energy
Free assessment and remediation

EPA Indoor Air Quality Healthy Homes Grant

EPA-funded program addressing indoor air quality hazards in Worcester homes with children or residents with asthma. Prov...

Home Repair
Up to $1,500 annual heating assistance

Low-Income Home Energy Assistance (LIHEAP)

Federal fuel assistance program helping Worcester income-qualified households pay heating bills during winter months. Be...

Energy
Free enrollment assistance

Worcester Health Insurance Navigator Program

Free assistance for Worcester residents enrolling in health insurance through the Massachusetts Health Connector. Certif...

Energy
Free tree for eligible properties

Worcester Tree Initiative Planting Program

City program providing free street trees to Worcester homeowners to enhance urban canopy and property values. City plant...

Home Repair

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Local help in Worcester, MA

Organizations that help Worcester homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Worcester, MA?

The directory includes 26 possible-program records associated with Worcester, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Worcester classified?

Our classifier labels 20 records as grants, 3 as forgivable loans, and 2 as rebates in Worcester. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Worcester?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.