Home Improvement Grants in Lowell.
Browse cataloged grants, rebates, loans, and other assistance records for Lowell, MA. Verify each program's current rules, service area, and status.
The Lowell, MA directory shows 32 cataloged resources. Of those, 27 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 27 records is $126,526, not an estimate of your award. Discovery tags include 8 senior-related records, 2 veteran-related records, and 12 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-05-25. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 21 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 1 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 4 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Lowell Owner-Occupied Rehabilitation Program
CDBG-funded program providing forgivable loans to low- and moderate-income homeowners in Lowell for major home repairs a...
Lowell Lead Paint Removal Program
City-funded lead hazard abatement for Lowell properties built before 1978 where children under 6 reside or frequently vi...
Lowell Home Accessibility Modification Program
Provides grants to income-eligible Lowell homeowners to install accessibility modifications such as ramps, widened doorw...
Lowell Senior Home Repair Grant
Provides emergency and safety-related home repairs for Lowell homeowners age 62 and older with moderate incomes. Covers ...
Mass Save Home Energy Assessment
Free home energy assessment with instant energy-saving products installed at no cost, plus rebates on insulation, air se...
Mass Save Heat Pump Rebates
Rebates for air-source and ground-source heat pumps installed in Lowell homes. Includes both ducted and ductless systems...
Mass Save Water Heater Rebates
Rebates for energy-efficient water heaters including heat pump water heaters and high-efficiency gas models. Available t...
Massachusetts Weatherization Assistance Program (WAP)
Free comprehensive weatherization services for income-eligible Lowell households including insulation, air sealing, heat...
MassHousing Home Improvement Loan
Low-interest home improvement loans for Massachusetts homeowners to finance repairs, renovations, and energy efficiency ...
MassHousing Get The Lead Out Program
Low-interest loans to finance lead paint removal and abatement in Massachusetts homes built before 1978. Available state...
Mass Solar Loan Program
Competitive-rate solar loans for Massachusetts homeowners to finance residential solar photovoltaic installations. Lowel...
Lowell Solar Energy Rebate
Local rebate for Lowell homeowners who install solar photovoltaic systems, designed to supplement state and federal sola...
Massachusetts Battery Storage Incentive
State incentive for residential battery energy storage systems paired with solar installations. Helps Lowell homeowners ...
Lowell Sewer Connection Assistance Grant
Financial assistance for income-eligible Lowell homeowners required to connect to public sewer or repair/replace failing...
Lowell Water Service Lateral Loan
Low-interest loan program for Lowell homeowners to repair or replace water service laterals from the main to the home. R...
USDA Section 504 Home Repair Program
Federal loans and grants for very-low-income homeowners in eligible rural areas near Lowell to repair, improve, or moder...
VA Specially Adapted Housing (SAH) Grant
Grants for veterans with certain service-connected disabilities to adapt or purchase a home to meet their accessibility ...
VA Special Housing Adaptation (SHA) Grant
Grants for veterans with certain service-connected disabilities to adapt an existing home for accessibility. Lowell vete...
Massachusetts Title 5 Septic Loan Program
Low-interest loans for Massachusetts homeowners to repair or replace failing septic systems to meet Title 5 requirements...
Community Teamwork Weatherization Program
Federally funded weatherization services for low-income Lowell households administered by Community Teamwork. Includes i...
Mass Save Income Eligible Heat Pump Program
Enhanced heat pump incentives for income-eligible Lowell households served by Eversource or National Grid. Can cover up ...
Massachusetts Historic Rehabilitation Tax Credit
State tax credit equal to 20% of qualified rehabilitation expenses for income-producing historic buildings in Lowell. Ca...
Massachusetts Senior Circuit Breaker Tax Credit
Massachusetts tax credit for seniors age 65+ to reduce property tax or rent burden. Lowell residents may claim credit on...
Lowell Senior Property Tax Deferral
Allows Lowell homeowners age 65+ to defer property tax payments until the home is sold. Tax liability accrues with inter...
Lowell Senior Property Tax Exemption
Property tax exemption for Lowell homeowners age 70+ who meet income and asset limits. Reduces annual property tax bill ...
Massachusetts SMART Solar Incentive
Massachusetts Solar Massachusetts Renewable Target (SMART) program provides performance-based incentives for solar insta...
Lowell Disaster Recovery Assistance
Emergency assistance for Lowell residents affected by federally declared disasters or local emergencies. Provides grants...
Massachusetts Fuel Assistance Program
Helps income-eligible Massachusetts households pay heating bills during the winter season. Administered through Communit...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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Contractor listings in Lowell
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