Home Improvement Grants in Cambridge.

Browse cataloged grants, rebates, loans, and other assistance records for Cambridge, MA. Verify each program's current rules, service area, and status.

The Cambridge, MA directory shows 33 cataloged resources. Of those, 28 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 28 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 2 veteran-related records, and 15 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-05-25. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants20Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans3Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates5Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 33 resources (28 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $10,000 in rebates

Mass Save Heat Pump Program

Mass Save offers rebates for air-source and ground-source heat pump installations, covering up to $10,000 for qualifying...

Energy
75-100% of cost covered

Mass Save Insulation & Air Sealing

Mass Save provides rebates covering 75% of insulation and air sealing costs for all customers, with 100% coverage for in...

Weatherization
Up to $1,200 in rebates

Mass Save Appliance Rebates

Rebates for ENERGY STAR certified appliances including electric heat pump water heaters ($750), smart thermostats ($100)...

Energy
Varies by system size

Massachusetts SMART Solar Incentive

The Solar Massachusetts Renewable Target (SMART) program provides performance-based incentives for solar installations. ...

Solar/Renewable
Forgivable loan up to $50,000

Cambridge CDBG Home Rehabilitation Program

CDBG-funded forgivable loan for major home repairs and rehabilitation for low- and moderate-income Cambridge homeowners....

Home Repair
Free lead hazard removal

Cambridge Lead Paint Removal Program

Free lead paint inspection, risk assessment, and full abatement for Cambridge homes built before 1978 with children unde...

Home Repair
Grant up to $15,000

Cambridge Senior Home Repair Program

Provides grants for home repairs and accessibility modifications to help Cambridge seniors age 60+ remain safely in thei...

Seniors & Disability
Grant up to $20,000

Cambridge ADA Home Modification Grant

Grant funding for accessibility modifications including ramps, widened doorways, accessible bathrooms, and stairlifts fo...

Seniors & Disability
Loan up to $10,000

Cambridge Sewer Lateral Repair Program

Low-interest loan program to assist Cambridge homeowners with the cost of repairing or replacing private sewer lateral c...

Home Repair
Up to $600 in rebates

Cambridge Water Conservation Rebates

Rebates for high-efficiency toilets ($100 each), rain barrels ($50), and water-efficient washing machines ($100). Reduce...

Energy
Free weatherization services

Massachusetts Weatherization Assistance Program (WAP)

Federally funded program providing free comprehensive weatherization services including insulation, air sealing, heating...

Weatherization
Up to $25,000

MassHousing Septic Repair Program

Low-interest loan program for septic system repair or replacement in Massachusetts. While most Cambridge properties use ...

Home Repair
Loan up to $50,000

MassHousing Home Improvement Loan

Low-interest loan for home repairs and improvements for Massachusetts homeowners. Fixed 3% interest rate with 10-year te...

Home Repair
Free home health assessment and remediation

Massachusetts Healthy Homes Program

Provides free home health assessments and remediation for asthma triggers, including mold, pests, lead, and allergens. P...

Home Repair
Forgivable loan up to $75,000

Massachusetts Housing Rehabilitation Program

State-funded forgivable loan for major home repairs and rehabilitation for low- and moderate-income homeowners. Loan for...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their adaptive needs. Cover...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt their permanent residence to meet their needs. For vete...

Veterans
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loan for very-low-income rural homeowners to repair, improve, or modernize their homes. Cambridge is not el...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grant for very-low-income seniors age 62+ in rural areas to remove health and safety hazards. Cambridge is not eligible ...

Seniors & Disability
Forgivable loan up to $60,000

Cambridge HOME Program Rehabilitation

Federally funded HOME Investment Partnerships Program provides forgivable loans for major home repairs and accessibility...

Home Repair
No upfront cost options available

Cambridge Solar Access Program

Connects Cambridge property owners with vetted solar installers offering competitive pricing, financing options, and lea...

Solar/Renewable
Free energy audit and planning

Cambridge Building Energy Disclosure

Cambridge Building Energy Use Disclosure Ordinance provides free energy assessments and connects property owners with Ma...

Energy
Grant up to $10,000

Cambridge Historical Commission Grants

Provides matching grants for exterior restoration and preservation work on contributing properties within Cambridge hist...

Historic
Free street tree planting

Cambridge Shade Tree Program

Free street tree planting program for Cambridge residents. Trees planted in public right-of-way adjacent to property pro...

Energy
Grant up to $10,000

Cambridge Emergency Home Repair Program

Provides rapid response grants for emergency home repairs that pose immediate health and safety threats. Priority for el...

Emergency
Up to $10,000 per modification

MassHealth Community First Home Modification

MassHealth Community First program provides home modifications to help seniors and people with disabilities remain safel...

Seniors & Disability
Grant up to $5,000

Cambridge Stormwater Retrofit Program

Provides grants for stormwater management improvements including rain gardens, permeable pavement, and sump pump install...

Disaster
Up to $1,500 rebate

Cambridge Electric Vehicle Charging Rebates

Rebates for residential electric vehicle charging station installation. Covers Level 2 home chargers with higher rebates...

Energy
Varies by household size, income, and energy costs

Massachusetts Fuel Assistance Program

Helps income-eligible Massachusetts households pay heating bills during the winter season. Administered through Communit...

Energy

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Local help in Cambridge, MA

Organizations that help Cambridge homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Cambridge, MA?

The directory includes 28 possible-program records associated with Cambridge, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Cambridge classified?

Our classifier labels 20 records as grants, 3 as forgivable loans, and 5 as rebates in Cambridge. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Cambridge?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.