Home Improvement Grants in Lawrence.

Browse cataloged grants, rebates, loans, and other assistance records for Lawrence, MA. Verify each program's current rules, service area, and status.

The Lawrence, MA directory shows 29 cataloged resources. Of those, 25 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 25 records is $126,526, not an estimate of your award. Discovery tags include 4 senior-related records, 2 veteran-related records, and 13 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants17Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans4Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 29 resources (25 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per household

Massachusetts Weatherization Assistance Program (WAP)

Federal and state-funded weatherization program providing free energy efficiency improvements including insulation, air ...

Weatherization
Up to $25,000 at 0% interest

Mass Save HEAT Loan

Zero-interest loan for comprehensive energy efficiency improvements including high-efficiency heating and cooling system...

Energy
Up to $10,000 in rebates

Mass Save Heat Pump Rebates

Rebates for installation of ductless mini-split and central air-source heat pumps, including up to $1,250 per indoor uni...

Energy
Forgivable loan up to $35,000

Lawrence CDBG Housing Rehabilitation Program

Federal CDBG-funded program providing forgivable loans for major home repairs to income-eligible owner-occupants in Lawr...

Home Repair
Up to $7,500 grant

Lawrence Emergency Home Repair Grant

Grant program for emergency home repairs that pose immediate threats to health and safety for very low-income owner-occu...

Emergency
Free lead hazard removal

Lawrence Lead Paint Hazard Control Program

HUD-funded lead hazard control program providing free lead abatement services for Lawrence homes built before 1978 with ...

Home Repair
Up to $40,000 at 3% interest

MassHousing Septic Repair Loan

Low-interest loan program for repair or replacement of failed septic systems in Massachusetts. Available to homeowners w...

Home Repair
Up to $1,320 tax credit

Massachusetts Senior Circuit Breaker Tax Credit

Refundable state tax credit for Massachusetts seniors age 65+ whose property tax or rent exceeds 10% of total income. Cr...

Property Tax Relief
Up to $30,000 at low interest

Massachusetts Home Modification Loan Program

Low-interest loan program for accessibility modifications to enable persons with disabilities to remain in their homes. ...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Federal USDA program offering loans up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ in eli...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. Ava...

Veterans
Varies by system size

National Grid Solar Incentive Program

Upfront incentive payment for installing solar photovoltaic systems in National Grid service territory including Lawrenc...

Solar/Renewable
10-year performance payment

Massachusetts SMART Solar Incentive

Massachusetts Solar Massachusetts Renewable Target (SMART) program provides per-kilowatt-hour incentive payments over 10...

Solar/Renewable
Up to $2,000 rebate

Lawrence Residential Conservation Service

City-funded rebate program for energy efficiency improvements including insulation, air sealing, and window upgrades for...

Energy
Forgivable loan up to $10,000

Lawrence Water/Sewer Connection Assistance

Forgivable loan program to assist income-eligible Lawrence homeowners with costs of connecting to municipal water and se...

Home Repair
Up to $15,000 grant

Lawrence Flood Mitigation Grant Program

Grant program for Lawrence homeowners in flood-prone areas to install flood mitigation measures such as sump pumps, back...

Disaster
Up to $50,000 forgivable loan

Lawrence HOME Investment Partnerships Program

Federal HOME-funded comprehensive home rehabilitation program for income-eligible Lawrence homeowners. Covers major stru...

Home Repair
Up to $5,000 grant

Lawrence Senior Safe at Home Program

Grant program for Lawrence seniors age 60+ to make safety and accessibility improvements to remain safely at home. Cover...

Seniors & Disability
20% state + 20% federal tax credit

Lawrence Historic Preservation Tax Credit

Combined state and federal tax credits totaling up to 40% of qualified rehabilitation expenses for income-producing hist...

Historic
Up to $75,000 per building

Lawrence Multi-Family Rehabilitation Program

Forgivable loan for owners of multi-family rental properties in Lawrence to make major repairs and improvements. Require...

Home Repair
Free comprehensive weatherization

Eversource Income Eligible Weatherization

No-cost home energy assessment and comprehensive weatherization services for income-eligible Eversource customers in Law...

Weatherization
10-15% electric bill savings

Lawrence Community Solar Subscription

Subscribe to community solar projects without installing panels on your property. Receive credits on your National Grid ...

Solar/Renewable
Up to $15,000 forgivable loan

Lawrence Roof Replacement Assistance

Forgivable loan program specifically for roof replacement on owner-occupied homes in Lawrence. Available to low- and mod...

Home Repair
Up to $1,100 rebate

Mass Save Water Heater Rebates

Rebates for installation of high-efficiency water heaters including heat pump water heaters (up to $1,100), tankless gas...

Energy

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Local help in Lawrence, MA

Organizations that help Lawrence homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Lawrence, MA?

The directory includes 25 possible-program records associated with Lawrence, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Lawrence classified?

Our classifier labels 17 records as grants, 4 as forgivable loans, and 3 as rebates in Lawrence. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Lawrence?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.