Boston Senior Home Repair Loan
City of Boston, Mayor's Office of Housing / Boston Home Center
About This Program
The Grant Map catalogs Boston Senior Home Repair Loan in its Boston, MA research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
The Senior Home Repair program provides a 0% interest deferred loan to qualifying Boston homeowners age 62 or older. Current city material says the amount is based on necessary work; it is separate from the Seniors Save program, which can combine a grant with deferred-loan financing. Confirm income, property, security, repayment, and work terms.
0% interest deferred loan. Income limit: 80% AMI. Must be age 62+ owner-occupant.
The cited program-specific URL responded on 2026-07-21; confirm current terms.
Record set last reviewed 2026-04-03. How we verify our data.
Other published resources for Boston, MA, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- Boston HomeWorks Green Loan Program Up to $70,000
- Boston HomeWorks Home Equity Loan Program (HomeWorks HELP) Up to $50,000 (3-4 family)
- Boston Seniors Save Program Up to $12,000 grant
- LeadSafe Boston, Lead Hazard Reduction Program Up to $12,000 per unit (forgivable)
Key Details
- 0% interest deferred loan, no repayment while you stay in the home
- Covers heating system replacement and essential home repairs
- Must be age 62 or older and own/occupy a 1-4 family home in Boston
- Income limit: at or below 80% Area Median Income
- Apply through Boston Home Center at 617-635-4663
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Boston.
Get matched with a contractorOur record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.
Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- Proof of age (driver's license or birth certificate) if the program is age-based.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling, funds subject to availability
Questions about this program?
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Frequently asked questions
What amount is listed for Boston Senior Home Repair Loan in Boston, MA?
The Grant Map record states: 0% deferred loan; amount based on necessary work. Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for Boston Senior Home Repair Loan in Boston?
The directory record carries audience tags for homeowners. It also carries a low-income tag. It carries a senior-related tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for Boston Senior Home Repair Loan in Boston, MA?
Confirm the application route directly with City of Boston, Mayor's Office of Housing / Boston Home Center; use the cited source on this page as a starting point or call 617-635-4663. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Boston, MA
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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