MassHousing Mortgage with Down Payment Assistance
MassHousing, Massachusetts Housing Finance Agency
About This Program
The Grant Map catalogs MassHousing Mortgage with Down Payment Assistance in its Boston, MA research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
MassHousing offers below-market-rate mortgages with down payment assistance of up to $30,000 for first-time and repeat buyers meeting income limits. The program does not require private mortgage insurance (PMI) for loans with low down payments. Income limits vary by city, Boston limits can reach $153,900 depending on household size. A homebuyer education course is required.
DPA up to $30,000; no PMI on qualifying loans. Income limits vary by location and household size (up to $153,900 in Boston area). Homebuyer education required.
The cited program-specific URL responded on 2026-07-21; confirm current terms.
Record set last reviewed 2026-04-03. How we verify our data.
Other published resources for Boston, MA, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- Boston HomeWorks Green Loan Program Up to $70,000
- Boston HomeWorks Home Equity Loan Program (HomeWorks HELP) Up to $50,000 (3-4 family)
- Boston Senior Home Repair Loan 0% deferred loan; amount based on necessary work
- Boston Seniors Save Program Up to $12,000 grant
Key Details
- Up to $30,000 in down payment assistance with a MassHousing mortgage
- No private mortgage insurance (PMI) on qualifying loans
- Income limits up to ~$153,900 depending on household size and location
- Available to first-time and repeat buyers who meet income requirements
- Contact MassHousing at 617-854-1000 or masshousing.com/homebuyers
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Boston.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling, through participating lenders statewide
Questions about this program?
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Frequently asked questions
What amount is listed for MassHousing Mortgage with Down Payment Assistance in Boston, MA?
The Grant Map record states: Up to $30,000 in down payment assistance. Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for MassHousing Mortgage with Down Payment Assistance in Boston?
The directory record carries audience tags for homeowners. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for MassHousing Mortgage with Down Payment Assistance in Boston, MA?
Confirm the application route directly with MassHousing, Massachusetts Housing Finance Agency; use the cited source on this page as a starting point or call 617-854-1000. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Boston, MA
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
See All Programs