Home Improvement Grants in Southbridge.

Browse cataloged grants, rebates, loans, and other assistance records for Southbridge, MA. Verify each program's current rules, service area, and status.

The Southbridge, MA directory shows 25 cataloged resources. Of those, 23 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 23 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 2 veteran-related records, and 13 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants14Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates5Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (23 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization

Massachusetts Weatherization Assistance Program (WAP)

Federally-funded weatherization program that provides comprehensive energy efficiency improvements to income-eligible ho...

Weatherization
Up to $15,000 grant

Massachusetts Lead Paint Abatement Program

State-funded program providing grants and zero-interest loans to remove lead paint hazards from homes where children und...

Home Repair
Up to $10,000 rebate

Mass Save Heat Pump Rebate

Rebates for ductless mini-split and central air-source heat pumps installed by qualified contractors. Income-eligible cu...

Weatherization
75-100% rebate on insulation

Mass Save Home Insulation Rebate

Rebates covering 75% to 100% of insulation and air sealing costs after a no-cost home energy assessment. Income-eligible...

Weatherization
Earn credits for solar production

Massachusetts Solar Renewable Energy Credits (SREC)

Massachusetts SMART program pays residential solar owners for electricity generated over 10-20 years. Combined with fede...

Solar/Renewable
Forgivable loan up to $35,000

Southbridge Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs to low- and moderate-income homeowners in Southbri...

Home Repair
0% loan up to $40,000

Southbridge Septic System Repair Loan

Zero-percent interest loan program for homeowners who need to repair or replace failed septic systems. Loans up to $40,0...

Home Repair
Up to $1,500 tax credit

Southbridge Senior Property Tax Work-Off Program

Allows Southbridge residents age 60+ to volunteer for town departments and earn credits of up to $1,500 applied directly...

Property Tax Relief
Up to $1,200 state tax credit

Massachusetts Senior Circuit Breaker Tax Credit

State tax credit for Massachusetts homeowners age 65+ whose property tax exceeds 10% of total income. Credit is refundab...

Property Tax Relief
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides loans up to $40,000 and grants up to $10,000 for very-low-income homeowners in eligible rural areas to repair o...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet adaptive needs. C...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make accessibility modifications to a home owned by th...

Veterans
Up to $15,000 grant

Massachusetts Accessible Housing Registry

Provides grants to make homes accessible for residents with disabilities. Covers ramps, stair lifts, widened doorways, a...

Seniors & Disability
Loans up to $50,000

MassHousing Home Improvement Loan

Below-market-rate home improvement loans through MassHousing-approved lenders for repairs and renovations. Fixed interes...

Home Repair
Up to $1,100 rebate

Mass Save Water Heater Rebate

Rebates for high-efficiency water heaters including heat pump water heaters, tankless gas units, and indirect-fired syst...

Weatherization
Low-interest loans up to $60,000

Massachusetts Solar Loan Program

Low-interest loans for residential solar installations through participating lenders. Rates typically 3-5% for terms up ...

Solar/Renewable
Up to $1,500 rebate

MOR-EV Home Charger Rebate

Rebates for Level 2 electric vehicle home charging equipment and installation costs. Income-eligible customers receive e...

Weatherization
Up to $2,000 rebate

Mass Save Window and Door Rebate

Rebates for ENERGY STAR certified replacement windows and doors. Requires a Mass Save home energy assessment first. Inco...

Weatherization
Up to $5,000 emergency grant

Southbridge Emergency Home Repair Grant

Rapid-response grant for emergency home repairs that pose immediate threat to health and safety. Priority for seniors an...

Emergency
20% state tax credit

Massachusetts Historical Commission Rehab Tax Credit

State tax credit equal to 20% of qualified rehabilitation expenses for certified historic homes. Can be combined with 20...

Historic
Varies by project

Southbridge Community Preservation Act Funds

Community Preservation Act funds available for historic preservation, affordable housing creation, and open space projec...

Historic

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Local help in Southbridge, MA

Organizations that help Southbridge homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Southbridge, MA?

The directory includes 23 possible-program records associated with Southbridge, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Southbridge classified?

Our classifier labels 14 records as grants, 2 as forgivable loans, and 5 as rebates in Southbridge. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Southbridge?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.