Home Improvement Grants in Somerville.

Browse cataloged grants, rebates, loans, and other assistance records for Somerville, MA. Verify each program's current rules, service area, and status.

The Somerville, MA directory shows 23 cataloged resources. Of those, 20 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 20 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants14Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates5Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 23 resources (20 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $50,000

Somerville Owner-Occupied Housing Rehabilitation Program

CDBG-funded forgivable loans for income-qualified owner-occupants in Somerville to address major home repairs and code v...

Home Repair
Free lead removal for qualified homes

Somerville Lead Paint Removal Program

Provides free lead paint testing and removal for Somerville homes built before 1978 with children under 6 or pregnant re...

Home Repair
Free assessment + instant measures

Mass Save Home Energy Assessment

Free comprehensive home energy assessment including installation of LED bulbs, programmable thermostats, low-flow shower...

Weatherization
0% interest loan up to $50,000

Mass Save HEAT Loan

Zero-percent interest loan for qualified energy efficiency improvements including insulation, air sealing, heating/cooli...

Weatherization
Up to $10,000 in rebates

Mass Save Heat Pump Rebates

Rebates for air-source and ground-source heat pumps including ductless mini-splits and central systems. Incentives range...

Weatherization
Free weatherization services

Massachusetts Weatherization Assistance Program (WAP)

Federally funded weatherization services at no cost for income-qualified households (at or below 60% state median income...

Weatherization
Loan up to $40,000 at 3% APR

MassHousing Septic Repair Program

Low-interest loan program for repair or replacement of failed septic systems, including Title 5 compliance upgrades. Fix...

Home Repair
Defer entire property tax bill

Somerville Senior/Disabled Property Tax Deferral

Allows eligible seniors (65+) and disabled homeowners to defer payment of property taxes. Deferred taxes become a lien o...

Property Tax Relief
Up to $1,000 off property taxes

Somerville Senior Property Tax Exemption (Clause 41C)

Annual property tax exemption for Somerville residents age 70 or older who have owned and occupied their home for at lea...

Property Tax Relief
Grant up to $25,000

Somerville ADA Home Modification Grant

CDBG-funded grants for accessibility modifications for households with a disabled resident. Covers ramps, bathroom modif...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Eligible ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for accessibility. Eligible disabilities ...

Veterans
Varies by system size and income

Eversource Solar PV Rebate

Rebate for residential solar photovoltaic installations through Massachusetts SMART (Solar Massachusetts Renewable Targe...

Solar/Renewable
Loan up to $60,000

Mass Solar Loan

Unsecured loan program for residential solar photovoltaic and battery storage installations. Fixed rates starting at app...

Solar/Renewable
Up to $2,000 property tax credit

Somerville Senior Tax Work-Off Program

Allows Somerville residents age 60+ to volunteer for city departments in exchange for property tax or rent credits. Part...

Property Tax Relief
Grant up to $10,000

Somerville Emergency Water/Sewer Repair Grant

Emergency grant for qualifying homeowners facing urgent water service line or sewer lateral failures. Covers repair or r...

Emergency
20% state credit + 20% federal

Massachusetts Historic Rehabilitation Tax Credit

State tax credit equal to 20% of qualified rehabilitation expenditures for income-producing historic properties. Can be ...

Historic
100% free weatherization services

Mass Save Income-Eligible Weatherization

Enhanced no-cost weatherization for income-qualified households (at or below 60% state median income). Includes comprehe...

Weatherization
Up to $1,000 rebate

Eversource Electric Vehicle Charger Rebate

Rebate for purchase and installation of Level 2 home electric vehicle charging equipment. Provides up to $1,000 toward c...

Weatherization

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Local help in Somerville, MA

Organizations that help Somerville homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Somerville, MA?

The directory includes 20 possible-program records associated with Somerville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Somerville classified?

Our classifier labels 14 records as grants, 1 as forgivable loans, and 5 as rebates in Somerville. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Somerville?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.