Home Improvement Grants in Oxford.

Browse cataloged grants, rebates, loans, and other assistance records for Oxford, MA. Verify each program's current rules, service area, and status.

The Oxford, MA directory shows 24 cataloged resources. Of those, 19 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 19 records is $126,526, not an estimate of your award. Discovery tags include 3 senior-related records, 2 veteran-related records, and 12 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants13Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 24 resources (19 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in free weatherization

Massachusetts Weatherization Assistance Program (WAP)

Federally-funded weatherization program that provides free energy efficiency improvements to income-qualified households...

Weatherization
Up to $2,000 in instant rebates plus low-interest financing

Mass Save Home Energy Assessment

Comprehensive home energy assessment with free instant energy-saving measures and rebates on insulation, air sealing, an...

Weatherization
Up to $10,000 in rebates

Mass Save Heat Pump Rebates

Rebates for qualifying air-source and ground-source heat pumps for heating and cooling. Includes whole-home ductless min...

Weatherization
Performance-based incentive varies by system size

Massachusetts SMART Solar Incentive

Solar Massachusetts Renewable Target (SMART) program provides per-kilowatt-hour incentive payments for residential solar...

Solar/Renewable
Up to $40,000 at low interest

MassHousing Septic Repair & Title V Loan

Low-interest loan program for septic system repair, replacement, or upgrade to meet Title V compliance. Fixed interest r...

Home Repair
Full cost of lead abatement covered

Massachusetts Lead Paint Abatement Program

State-funded lead paint removal for homes where a child under 6 with confirmed lead poisoning resides. Program covers fu...

Home Repair
0% loan up to $30,000

MassHousing Get the Lead Out Program

Zero-percent interest loan for lead paint removal in owner-occupied 1-4 unit homes built before 1978. Loan is deferred a...

Home Repair
Up to $50,000

MassHousing Home Modification Loan Program

Low-interest loan for accessibility modifications to accommodate residents with disabilities or seniors aging in place. ...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grants & Loans

USDA grants up to $10,000 for very low-income seniors 62+ to remove health and safety hazards; loans up to $40,000 at 1%...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home for independent living. E...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities (such as blindness in both eyes or loss or loss of use of...

Veterans
Up to $3,500 rebate

MOR-EV Electric Vehicle Rebate

Massachusetts offers rebates for purchase or lease of new electric vehicles. Standard rebate is $3,500 for battery elect...

Solar/Renewable
Up to $60,000 at low interest

Mass Solar Loan

Low-interest loan program for residential solar PV and battery storage systems. Fixed interest rates and terms up to 12 ...

Solar/Renewable
Up to $800 in rebates

National Grid Appliance Rebates

Rebates for ENERGY STAR certified appliances including clothes washers, dryers, refrigerators, dishwashers, and water he...

Energy
Up to $50,000 at 0% interest

Massachusetts Alternative Septic System Loan

Zero-percent interest loan for repair or upgrade of failed septic systems or connection to municipal sewer systems in Ma...

Home Repair
Up to $50,000 forgivable loan

Worcester County HOME & CDBG Rehab Program

HOME and CDBG-funded rehabilitation program for low-income homeowners in Worcester County communities including Oxford. ...

Home Repair
Up to $2,340 tax credit

Massachusetts Senior Circuit Breaker Tax Credit

Refundable state income tax credit for seniors 65+ to offset residential property taxes or rent. Credit equals 50% of ac...

Property Tax Relief
20% state credit + 20% federal credit

Massachusetts Historic Rehabilitation Tax Credit

State and federal tax credits totaling 40% of qualified rehabilitation expenditures for income-producing historic buildi...

Historic
25-28% discount on electric bills

National Grid Income Eligible Discount

Monthly discount on electric bills for income-eligible National Grid customers. Provides 25% discount on electricity sup...

Energy
Up to $1,800 heating assistance

Massachusetts Low Income Home Energy Assistance (LIHEAP)

Federally-funded heating assistance for income-eligible households in Massachusetts. Provides direct payments to heating...

Energy

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Local help in Oxford, MA

Organizations that help Oxford homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Oxford, MA?

The directory includes 19 possible-program records associated with Oxford, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Oxford classified?

Our classifier labels 13 records as grants, 1 as forgivable loans, and 4 as rebates in Oxford. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Oxford?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.