Federal Energy Efficient Home Improvement Tax Credit (25C)
IRS / Inflation Reduction Act
About This Program
Note: Congress ended this federal tax credit for installations after December 31, 2025. Projects placed in service by that date can still be claimed on your 2025 federal return (IRS Form 5695).
The IRS Section 25C Energy Efficient Home Improvement Credit allows homeowners to claim up to 30% of the cost of qualifying energy improvements as a tax credit each year, with annual caps: $600 for windows/skylights, $500 for exterior doors ($250 each), $600 for efficient HVAC equipment, $2,000 for heat pumps or biomass stoves, and $150 for a home energy audit. The annual combined maximum is $3,200. Note: Florida opted out of IRA HOMES/HEAR rebates, making this federal tax credit the primary IRA benefit available to Miami homeowners.
Tax credit (not a refund), reduces federal tax owed. Credit is 30% of project cost up to per-category caps. Claim on IRS Form 5695. Available through tax year 2032.
The cited program-specific URL responded on 2026-07-21; confirm current terms.
Record set last reviewed 2026-04-03. How we verify our data.
Other published resources for Miami, FL, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- My Safe Florida Home (MSFH) $10,000 grant
- Miami-Dade County SHIP Home Repair Up to ~$40,000 (varies by LHAP cycle)
- Miami-Dade County CDBG Housing Rehabilitation Up to $50,000 forgivable loan
- MDEAT Rehabilitation Assistance Program (RAP) Up to $50,000 forgivable loan
Key Details
- 30% federal tax credit on qualifying energy improvements
- Annual cap: $3,200 total ($2,000 for heat pumps, $600 windows, $600 HVAC)
- Also covers insulation, exterior doors, and home energy audits
- Florida opted out of IRA rebates, 25C is the primary IRA benefit here
- Claim on IRS Form 5695 with your federal tax return for installations completed by December 31, 2025
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Miami.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Your federal tax return for the year of the work (this benefit is claimed on your taxes, not through a separate application).
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ended December 31, 2025 (federal law change)
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More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Miami, FL
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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