Florida Hometown Heroes Housing Program
Florida Housing Finance Corporation
About This Program
The Grant Map catalogs Florida Hometown Heroes Housing Program in its Miami, FL research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
The Florida Hometown Heroes program provides up to $35,000 in down payment and closing cost assistance to first-time homebuyers (veterans exempt from first-time requirement) employed full-time by a Florida-based employer in an approved occupation including teachers, nurses, first responders, and many other community roles. Income must be at or below 150% of AMI. The assistance is a 0% interest, non-amortizing second mortgage with a 30-year term, not a grant.
This is a deferred second mortgage (0% interest, 30-year term), not a forgivable grant. Due upon sale, refinance, or end of term. Miami-Dade 150% AMI cap is approximately $145,000+ for a household of four. Must be employed 35+ hours/week in an approved occupation.
Record set last reviewed 2026-04-03. How we verify our data.
Other published resources for Miami, FL, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- My Safe Florida Home (MSFH) $10,000 grant
- Miami-Dade County SHIP Home Repair Up to ~$40,000 (varies by LHAP cycle)
- Miami-Dade County CDBG Housing Rehabilitation Up to $50,000 forgivable loan
- MDEAT Rehabilitation Assistance Program (RAP) Up to $50,000 forgivable loan
Key Details
- Up to $35,000 for down payment and closing costs
- For teachers, nurses, first responders, and other community workers
- Veterans exempt from first-time buyer requirement
- Income limit: 150% of AMI (approximately $145,000+ in Miami-Dade for family of 4)
- Deferred 0% interest second mortgage, not a forgiven grant
How to Apply
Source check inconclusive. Our automated check on could not determine whether the cited page responds. The page is not marked unavailable; opening it does not verify the program, amount, eligibility, or availability.
Track this programProgram phone: 786-469-4100
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Miami.
Get matched with a contractorOur record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.
Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- Proof of military service (DD-214) and, for disability-based grants, your VA disability rating letter.
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling, while funds available
Questions about this program?
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Frequently asked questions
What amount is listed for Florida Hometown Heroes Housing Program in Miami, FL?
The Grant Map record states: Up to $35,000 down payment / closing cost assistance. Confirm the current amount and eligible costs with the administrator.
What audience tags are recorded for Florida Hometown Heroes Housing Program in Miami?
The directory record carries audience tags for homeowners. It carries a veteran-related tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for Florida Hometown Heroes Housing Program in Miami, FL?
Confirm the application route directly with Florida Housing Finance Corporation; use the cited source on this page as a starting point or call 786-469-4100. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Miami, FL
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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