Home Improvement Grants in Medford.

Browse cataloged grants, rebates, loans, and other assistance records for Medford, MA. Verify each program's current rules, service area, and status.

The Medford, MA directory shows 26 cataloged resources. Of those, 20 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 20 records is $126,526, not an estimate of your award. Discovery tags include 3 senior-related records, 2 veteran-related records, and 13 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants12Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates6Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 26 resources (20 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $9,500 in weatherization improvements

Massachusetts Weatherization Assistance Program (WAP)

Federally funded program providing free energy efficiency improvements including insulation, air sealing, heating system...

Weatherization
Up to $10,000 in rebates

Mass Save Heat Pump Rebate Program

Rebates for ductless mini-split and central air-source heat pump installations, including enhanced rebates for moderate-...

Energy
75-100% of insulation costs covered

Mass Save Home Insulation Rebate

Covers 75% of insulation costs for all homeowners, and 100% for moderate-income households. Includes attic, basement, an...

Weatherization
Loans up to $25,000

MassHousing Septic Repair Loan

Low-interest loans for septic system repair or replacement for owner-occupied 1-4 unit properties. Fixed interest rate a...

Home Repair
Free lead paint removal

Massachusetts Lead Paint Abatement Program

State-funded lead paint removal for homes with a child under 6 diagnosed with elevated blood lead levels. Program covers...

Home Repair
Forgivable loan up to $30,000

Medford CDBG Owner-Occupied Rehabilitation Program

Forgivable loans for major home repairs for owner-occupied properties in Medford. Income must be at or below 80% AMI. Lo...

Home Repair
Up to $10,000 grant

Medford Emergency Home Repair Grant

Emergency repair grants for health and safety hazards in owner-occupied homes. Available to very low-income households (...

Emergency
Up to $15,000 grant

Medford Home Accessibility Modification Program

Grants for accessibility improvements to owner-occupied homes for elderly or disabled residents. Covers wheelchair ramps...

Seniors & Disability
Up to $5,000 grant

Medford Senior Safe Home Repair Program

Safety-focused home repairs for Medford homeowners age 60+ with moderate incomes. Covers small repairs that help seniors...

Seniors & Disability
Up to $1,000 rebate

Medford Solar Panel Installation Rebate

Municipal rebate for residential solar panel installations in Medford. Complements state and federal incentives. Homeown...

Solar/Renewable
Loans up to $25,000 at 0% interest

Mass Solar Loan Program

Zero-interest loans for solar photovoltaic and battery storage installations. Available to all Massachusetts homeowners ...

Solar/Renewable
Up to $7,500 low-interest loan

Medford Water & Sewer Lateral Repair Assistance

Low-interest loans for repair or replacement of private water service lines and sewer laterals. Available to owner-occup...

Home Repair
Up to $2,000 rebate

MassCEC Residential Battery Storage Incentive

Rebates for home battery storage systems paired with solar PV. Incentive amount based on battery capacity (kWh). Designe...

Solar/Renewable
Up to $750 rebate

Eversource Heat Pump Water Heater Rebate

Rebates for ENERGY STAR certified heat pump water heaters. Reduces energy use by up to 60% compared to standard electric...

Energy
75-100% of insulation costs

National Grid Home Energy Assessment & Insulation

Free home energy assessment followed by insulation and air sealing rebates. National Grid customers in Medford receive 7...

Weatherization
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibil...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt a home to meet accessibility needs. Available t...

Veterans
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Grants and low-interest loans for very low-income homeowners age 62+ to repair, improve, or modernize homes in eligible ...

Seniors & Disability
Loans up to $25,000 at 0% interest

MassHousing Get the Lead Out Program

Zero-interest loans for lead paint removal in owner-occupied 1-4 unit homes built before 1978. Loans are repayable over ...

Home Repair
Up to $15,000 rebate

Massachusetts Resilient Homes Initiative

Grants for climate resilience improvements to protect homes from flooding, extreme heat, and other climate hazards. Cove...

Disaster
Loans up to $50,000

MassHousing Home Improvement Loan

Low-interest loans for major home improvements including energy efficiency upgrades, accessibility modifications, and re...

Home Repair
20-year property tax exemption on renewable energy value

Massachusetts Renewable Energy Property Tax Exemption

State law exempts the added value of renewable energy systems from property tax assessment for 20 years. Applies to sola...

Property Tax Relief

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Local help in Medford, MA

Organizations that help Medford homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Medford, MA?

The directory includes 20 possible-program records associated with Medford, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Medford classified?

Our classifier labels 12 records as grants, 1 as forgivable loans, and 6 as rebates in Medford. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Medford?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.