Home Improvement Grants in Holyoke.

Browse cataloged grants, rebates, loans, and other assistance records for Holyoke, MA. Verify each program's current rules, service area, and status.

The Holyoke, MA directory shows 25 cataloged resources. Of those, 20 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 20 records is $126,526, not an estimate of your award. Discovery tags include 4 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants14Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (20 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $40,000

Holyoke Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan program for major home repairs and rehabilitation for owner-occupied homes in Holyoke. Loan ...

Home Repair
Free weatherization up to $8,000

Massachusetts Weatherization Assistance Program (WAP)

Federally funded weatherization program administered locally by Community Action Pioneer Valley (CAPV). Provides free en...

Weatherization
Free lead abatement for eligible homes

Massachusetts Lead Paint Abatement Program

State-funded lead paint removal and abatement for homes built before 1978 where a child under 6 years old with an elevat...

Home Repair
75-100% rebate on insulation

Mass Save Home Insulation Rebates

Mass Save offers rebates covering 75% to 100% of insulation and air sealing costs for homes in Holyoke served by Eversou...

Weatherization
Up to $10,000 in rebates

Mass Save Heat Pump Rebates

Rebates for air-source and ground-source heat pump installations in Holyoke. Covers up to $10,000 for whole-home heat pu...

Weatherization
Up to $1,100 rebate

Mass Save Water Heater Rebates

Rebates for high-efficiency natural gas or electric water heaters installed in Holyoke homes. Includes rebates for tankl...

Weatherization
Varies by system size

Massachusetts Residential Solar Incentive (SMART)

Solar Massachusetts Renewable Target (SMART) program provides monthly incentive payments for 10 years for residential so...

Solar/Renewable
Up to $60,000

Mass Solar Loan

Low-interest loan program for residential solar photovoltaic systems and battery storage in Massachusetts. Offers 0% int...

Solar/Renewable
Full property tax deferral

Massachusetts Senior Property Tax Deferral

Allows Holyoke homeowners age 65+ to defer annual property taxes as a lien on the home, repayable when property is sold ...

Property Tax Relief
Up to $1,320 tax credit

Massachusetts Senior Circuit Breaker Tax Credit

Refundable state tax credit for Massachusetts residents age 65+ who own or rent their primary residence and have total i...

Property Tax Relief
Up to $40,000 loan

MassHousing Septic System Repair Loan

Low-interest loan program for septic system repairs or replacements for Massachusetts homeowners. Available through part...

Home Repair
Up to $35,000 loan

MassHousing HOME Accessibility Loan

Low-interest loan for accessibility modifications to Massachusetts homes. Covers wheelchair ramps, accessible bathrooms,...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grant for very low-income homeowners age 62+ in eligible rural areas near Holyoke to remove health and safety hazards. D...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loan (1%) for very low-income homeowners in eligible rural areas near Holyoke to repair, improve, or modern...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities (such as blindness in both eyes or loss/loss of use of bo...

Veterans
Up to $30,000 deferred loan

Massachusetts Home Modification Loan Program (HomeMod)

State-funded deferred payment loan for homeowners and mobile homeowners with disabilities to make accessibility modifica...

Seniors & Disability
Up to $10,000 grant

Massachusetts Aging in Place Initiative

Grants for low-income homeowners age 60+ to make home modifications and repairs that enable them to age safely in their ...

Seniors & Disability
Up to $15,000 interest-free loan

Massachusetts Get The Lead Out Program

Interest-free loan up to $15,000 for Massachusetts homeowners and landlords to remove lead paint hazards in homes built ...

Home Repair
100% coverage for efficiency upgrades

Eversource Income Eligible Energy Efficiency Program

Income-eligible customers in Holyoke receive 100% free installation of energy efficiency measures including LED bulbs, a...

Energy
18-24% discount on monthly bills

Holyoke Gas & Electric Low-Income Discount Rate

Municipal utility discount for Holyoke residents with household income at or below 60% state median. Provides 18-24% dis...

Energy

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Local help in Holyoke, MA

Organizations that help Holyoke homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Holyoke, MA?

The directory includes 20 possible-program records associated with Holyoke, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Holyoke classified?

Our classifier labels 14 records as grants, 2 as forgivable loans, and 3 as rebates in Holyoke. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Holyoke?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.