Home Improvement Grants in Chelmsford.

Browse cataloged grants, rebates, loans, and other assistance records for Chelmsford, MA. Verify each program's current rules, service area, and status.

The Chelmsford, MA directory shows 25 cataloged resources. Of those, 22 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 22 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 2 veteran-related records, and 15 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants17Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans0Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (22 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $10,000 in rebates

Mass Save Heat Pump Rebate

Provides rebates for air-source and ground-source heat pump installations in Chelmsford. Includes both heating and cooli...

Energy
75-100% of insulation costs covered

Mass Save Insulation Rebate

Covers 75% to 100% of insulation costs for attics, walls, and basements in Chelmsford homes. Income-eligible customers r...

Weatherization
Up to $8,000 in weatherization services

Massachusetts Weatherization Assistance Program (WAP)

Federal WAP program providing comprehensive weatherization services at no cost to income-qualified Chelmsford residents....

Weatherization
Loans up to $40,000

MassHousing Septic Repair & Replacement Program

Low-interest loans for septic system repair or replacement in Chelmsford. Fixed interest rates starting at 3% with terms...

Home Repair
Up to $15,000 grant per unit

Massachusetts Lead Paint Abatement Program

State-funded lead paint removal for homes built before 1978 where a child under 6 with elevated blood lead levels reside...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grants & Loans

Federal grants up to $10,000 for very low-income seniors (62+) and loans up to $20,000 at 1% interest for eligible rural...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt a home in Chelmsford for wheelchair accessibilit...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home in Chelmsford. Covers acc...

Veterans
Loans up to $50,000

MassHousing Home Improvement Loan Program

Low-interest home improvement loans up to $50,000 for income-eligible Chelmsford homeowners. Fixed rates starting at 3.9...

Home Repair
Up to $5,000 for temporary relocation

Get the Lead Out Program

Assists families in Chelmsford with temporary relocation costs during lead paint removal. Available when a child under 6...

Home Repair
Loans up to $50,000

Mass Solar Loan

Low-interest solar loans for Chelmsford homeowners to install rooftop solar photovoltaic systems. Interest rates from 0%...

Solar/Renewable
Varies by system size

SMART Solar Incentive Program

Solar Massachusetts Renewable Target (SMART) program provides per-kilowatt-hour incentive payments for solar electricity...

Solar/Renewable
Free energy audit and instant savings measures

Residential Conservation Service (RCS)

Free in-home energy assessment for Chelmsford residents served by Eversource or National Grid. Includes installation of ...

Energy
Up to $1,850 rebate

Mass Save Water Heater Rebate

Rebates for high-efficiency water heaters including heat pump water heaters, tankless gas models, and indirect water hea...

Energy
Up to $1,500 property tax credit

Chelmsford Senior Tax Work-Off Program

Allows Chelmsford residents age 60+ to earn a credit against their property tax bill by volunteering in various Town dep...

Property Tax Relief
Up to $1,200 income tax credit

Massachusetts Senior Circuit Breaker Tax Credit

Provides a refundable state income tax credit to Chelmsford seniors age 65+ who own or rent their principal residence an...

Property Tax Relief
Free registry service

MassAccess Housing Registry

Free online registry connecting people with disabilities to accessible housing in Chelmsford and across Massachusetts. L...

Seniors & Disability
Varies by project

Chelmsford Community Preservation Act (CPA) Grants

Grants for historic preservation, affordable housing creation, open space preservation, and outdoor recreation in Chelms...

Historic
Up to $840 in appliance rebates

Mass Save Appliance Rebates

Rebates for ENERGY STAR certified appliances including clothes washers ($200), dryers ($100), refrigerators ($300), and ...

Energy
20-year property tax exemption on system value

Massachusetts Residential Renewable Energy Tax Exemption

Exempts the added value of solar, wind, or other renewable energy systems from Chelmsford property taxes for 20 years. S...

Solar/Renewable
Up to $6,000 per year

MassHealth Personal Care Attendant (PCA) Home Modification

Provides funding for home modifications that enable Chelmsford residents enrolled in the MassHealth PCA program to live ...

Seniors & Disability

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Local help in Chelmsford, MA

Organizations that help Chelmsford homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Chelmsford, MA?

The directory includes 22 possible-program records associated with Chelmsford, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Chelmsford classified?

Our classifier labels 17 records as grants, 0 as forgivable loans, and 4 as rebates in Chelmsford. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Chelmsford?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.