Home Improvement Grants in Andover.

Browse cataloged grants, rebates, loans, and other assistance records for Andover, MA. Verify each program's current rules, service area, and status.

The Andover, MA directory shows 23 cataloged resources. Of those, 18 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 18 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants12Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans0Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 23 resources (18 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Free audit + instant savings measures

Mass Save Home Energy Assessment

Free comprehensive energy assessment for Andover homes served by National Grid or Eversource. Includes no-cost LED bulbs...

Weatherization
Up to $8,500

Mass Save Heat Pump Rebates

Rebates for ductless mini-split and central air-source heat pumps in Andover homes. Up to $1,250 per indoor unit for duc...

Weatherization
75-100% of insulation cost covered

Mass Save Insulation Rebates

Rebates covering 75% of insulation costs for attics, basements, and walls in Andover homes. Moderate-income households (...

Weatherization
20+ year bill credits for solar

Massachusetts SMART Solar Incentive

Solar Massachusetts Renewable Target (SMART) program provides fixed per-kWh bill credits for solar electricity generated...

Solar/Renewable
Up to $8,000 in free weatherization

Massachusetts Weatherization Assistance Program (WAP)

Federally-funded weatherization program for low-income Andover residents at or below 60% of state median income. Provide...

Weatherization
Up to $60,000

Mass Solar Loan

Low-interest loans for solar photovoltaic and solar thermal systems in Andover. Interest rates typically 4-5% with terms...

Solar/Renewable
Full abatement cost covered

Massachusetts Lead Paint Abatement Program

State-mandated lead abatement program for Andover homes built before 1978 when a child under 6 has an elevated blood lea...

Home Repair
Loans up to $50,000

Massachusetts Title 5 Septic Loan Program

Low-interest loans for septic system repair, replacement, or upgrade to meet Title 5 requirements in Andover. Interest r...

Home Repair
Varies by project scope

Andover Community Preservation Act Historic Preservation Grants

Grants for restoration and preservation of historic properties in Andover, funded through local Community Preservation A...

Historic
Loans up to $50,000

MassHousing Home Improvement Loan

Low-interest home improvement loans for income-eligible Andover homeowners through MassHousing-approved lenders. Interes...

Home Repair
Loans up to $30,000

Massachusetts Home Modification Loan Program (HMLP)

Low-interest loans for accessibility modifications in Andover homes for residents with disabilities or seniors aging in ...

Seniors & Disability
Up to $1,500 property tax credit

Andover Senior Tax Work-Off Program

Andover residents age 60+ can volunteer for town departments and earn up to $1,500 credit toward property taxes. Partici...

Property Tax Relief
Up to $1,200 state tax credit

Massachusetts Senior Circuit Breaker Tax Credit

State income tax credit for Massachusetts seniors age 65+ whose property tax or rent exceeds 10% of income. Andover resi...

Property Tax Relief
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for Andover veterans with certain service-connected disabilities to adapt a home for wheelchair accessibility. Cov...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for Andover veterans with certain service-connected disabilities to adapt a home. Covers modifications such as ram...

Veterans
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Very low-interest loans (1%) for very-low-income homeowners in eligible rural areas near Andover to repair, improve, or ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants up to $10,000 for very-low-income homeowners age 62+ in eligible rural areas near Andover to remove health and sa...

Seniors & Disability
Varies by system size and type

National Grid Renewable Generation Incentive

Performance-based incentives for solar photovoltaic systems installed on Andover homes served by National Grid. Incentiv...

Solar/Renewable
Up to $1,200 rebate

Mass Save High-Efficiency Water Heater Rebate

Rebates for high-efficiency water heaters in Andover homes. Up to $1,200 for heat pump water heaters, $750 for ENERGY ST...

Weatherization

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Local help in Andover, MA

Organizations that help Andover homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Andover, MA?

The directory includes 18 possible-program records associated with Andover, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Andover classified?

Our classifier labels 12 records as grants, 0 as forgivable loans, and 4 as rebates in Andover. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Andover?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.