Home Improvement Grants in Wharton.

Browse cataloged grants, rebates, loans, and other assistance records for Wharton, NJ. Verify each program's current rules, service area, and status.

The Wharton, NJ directory shows 23 cataloged resources. Of those, 22 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 22 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants17Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans0Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 23 resources (22 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Average $9,000 per home

New Jersey Weatherization Assistance Program

Federally-funded weatherization program administered by New Jersey DCA to reduce energy costs for low-income households....

Weatherization
Up to $50,000 low-interest loan

NJHMFA Home Improvement Loan

Low-interest home improvement loan for New Jersey homeowners to finance major repairs, accessibility modifications, or e...

Home Repair
Up to $5,000 in rebates

JCP&L Home Energy Savings Program

Energy efficiency rebate program for JCP&L customers in Wharton. Provides incentives for insulation, air sealing, HVAC u...

Energy
Up to $2,000 HVAC rebate

NJ Clean Energy HVAC Program

Rebates for installing high-efficiency HVAC systems including air source heat pumps, central AC, and furnaces. Available...

Energy
Varies by system size

NJ Solar Renewable Energy Incentive Program

State incentive program for residential solar installations in New Jersey. Provides Renewable Energy Certificates (SRECs...

Solar/Renewable
Free certification and assistance

New Jersey Lead-Safe Certification Program

New Jersey requires lead-safe certification for pre-1978 rental properties. Program provides information, resources, and...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Federal program providing low-interest loans up to $40,000 and grants up to $10,000 for very-low-income homeowners in el...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to help purchase or modify a home to meet their accessibi...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make accessibility adaptations to their home. Covers m...

Veterans
Up to $5,000 grant

Morris County Senior Citizen Home Repair Program

Grant program for Morris County senior homeowners age 60+ with limited income to make minor home repairs and accessibili...

Seniors & Disability
Up to $25,000 rehabilitation assistance

New Jersey HOME Program

Federal HOME Investment Partnerships Program funds administered by NJ DCA for housing rehabilitation. Provides grants an...

Home Repair
Free or highly subsidized HVAC

NJ Clean Energy HVAC Income-Qualified Program

Income-qualified program providing free or heavily subsidized high-efficiency heating and cooling equipment for eligible...

Energy
15-year performance incentive

New Jersey SREC-II Solar Incentive

Solar Renewable Energy Certificate program (SREC-II) providing 15-year performance-based incentives for residential sola...

Solar/Renewable
Reimburses property tax increases

New Jersey Senior Freeze (Property Tax Reimbursement)

State program that reimburses eligible senior citizens and disabled persons for property tax increases on their principa...

Property Tax Relief
Up to $1,500 rebate

New Jersey ANCHOR Property Tax Relief

Affordable New Jersey Communities for Homeowners and Renters (ANCHOR) program provides property tax relief to New Jersey...

Property Tax Relief
Free heating system replacement

New Jersey Natural Gas Warm Advantage

Universal Service Program providing free heating system repair or replacement for income-qualified New Jersey Natural Ga...

Energy
Free comprehensive weatherization

NJ Comfort Partners (Income-Qualified Weatherization)

Comprehensive no-cost energy efficiency program for income-qualified New Jersey households. Services include insulation,...

Weatherization
Up to $4,000 for home EV charger

NJ EV Charging Equipment Incentive

State incentive program for residential electric vehicle charging equipment installation. Provides rebates up to $4,000 ...

Energy
Up to $7,500 grant

Morris County Accessibility Modification Program

Grant program for Morris County residents with disabilities or seniors to make home accessibility modifications. Covers ...

Seniors & Disability

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Local help in Wharton, NJ

Organizations that help Wharton homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Wharton, NJ?

The directory includes 22 possible-program records associated with Wharton, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Wharton classified?

Our classifier labels 17 records as grants, 0 as forgivable loans, and 3 as rebates in Wharton. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Wharton?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.