Home Improvement Grants in Elizabeth.

Browse cataloged grants, rebates, loans, and other assistance records for Elizabeth, NJ. Verify each program's current rules, service area, and status.

The Elizabeth, NJ directory shows 31 cataloged resources. Of those, 29 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 29 records is $126,526, not an estimate of your award. Discovery tags include 8 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-05-25. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants21Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 31 resources (29 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in energy improvements

New Jersey Weatherization Assistance Program (WAP)

Federally funded program that reduces energy costs by improving home energy efficiency for income-qualified households. ...

Weatherization
Up to $15,000 per unit

New Jersey Lead Hazard Control Assistance Program

State-funded program to eliminate lead-based paint hazards in homes built before 1978 where children under 6 reside or s...

Home Repair
Forgivable loan up to $30,000

Elizabeth Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs to low- and moderate-income owner-occupants in Eli...

Home Repair
Up to $10,000 grant

Elizabeth Emergency Home Repair Grant

Provides emergency repair grants for urgent health and safety hazards in owner-occupied homes. Covers immediate threats ...

Emergency
Up to $15,000 grant

Elizabeth Home Accessibility Modification Program

Provides grants for accessibility modifications to enable elderly or disabled residents to remain safely in their homes....

Seniors & Disability
Up to $5,000 in rebates

PSE&G Home Energy Savings Program

Utility program offering rebates and incentives for energy efficiency improvements including insulation, air sealing, HV...

Energy
Up to $3,000 rebate

PSE&G Heat Pump Rebate Program

Rebate program for installation of qualifying air-source or ground-source heat pumps to replace existing heating and coo...

Energy
Low-interest solar loan up to $25,000

PSE&G Solar Loan and Rebate Program

Low-interest loan program for residential solar panel installations, with on-bill repayment option. Combined with NJ Sol...

Solar/Renewable
Up to $35,000 assistance

New Jersey Homeowner Assistance Fund

Federal pandemic recovery program providing assistance with past-due mortgage payments, property taxes, homeowners insur...

Disaster
Up to $40,000 rehabilitation assistance

New Jersey HOME Program Rehabilitation

Federal HOME Investment Partnerships Program funds administered by the state for major rehabilitation of owner-occupied ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Federal program providing grants (for seniors 62+) and low-interest loans to very low-income homeowners to repair, impro...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to help purchase, construct, or modify a home to accommod...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities (such as blindness or loss of use of hands) to adapt a ho...

Veterans
Up to $5,000 reimbursement

Elizabeth Sewer Lateral Repair Assistance

Provides partial reimbursement for repair or replacement of private sewer lateral lines from home to the city main conne...

Home Repair
Free lead service line replacement

Elizabeth Water Service Line Replacement Program

Systematic replacement of lead service lines throughout Elizabeth at no cost to property owners. The city and water comp...

Home Repair
Up to $2,500 for minor repairs

Union County Senior Home Repair Assistance

County program providing minor home repair assistance to seniors 60+ to help them age in place safely. Covers small repa...

Seniors & Disability
Up to $150,000 grant

New Jersey Reconstruction, Rehabilitation, Elevation, and Mitigation (RREM) Program

Federal disaster recovery program for homes damaged by Superstorm Sandy and other qualifying storms. Provided grants for...

Disaster
Up to $1,500 annual credit

New Jersey ANCHOR Property Tax Relief

New Jersey's Affordable New Jersey Communities for Homeowners and Renters (ANCHOR) program provides property tax relief ...

Property Tax Relief
Reimburses property tax increases

New Jersey Senior Freeze (Property Tax Reimbursement)

Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Once e...

Property Tax Relief
Free energy efficiency upgrades

PSE&G Comfort Partners Program

Free energy efficiency upgrades for income-qualified PSE&G customers, including LED bulbs, refrigerator replacement, hea...

Weatherization
Up to $5,000 for home EV charger

NJ Clean Energy EV Charger Incentive

Provides rebates for purchase and installation of Level 2 electric vehicle charging equipment at residential properties....

Energy
Performance-based solar incentives

NJ Residential Renewable Energy Incentive

Provides performance-based incentives for residential solar installations through Solar Renewable Energy Certificates (S...

Solar/Renewable
Up to $8,000 grant

Union County Emergency Home Repair Grant

County CDBG program providing emergency repair grants for owner-occupied homes throughout Union County, including Elizab...

Emergency
Loan up to $50,000

New Jersey Home Improvement Loan Program

Low-interest loan program for home improvements, repairs, and energy efficiency upgrades. Available through participatin...

Home Repair
Free smoke/CO detectors and installation

Elizabeth Fire Safety Equipment Program

Free smoke detectors and carbon monoxide detectors provided and installed by the Elizabeth Fire Department. Priority giv...

Home Repair
Up to $24,999 per home

New Jersey Small Cities CDBG Home Repair

State-administered CDBG program for municipalities that provides funding for owner-occupied home rehabilitation. Elizabe...

Home Repair
Annual heating assistance varies

New Jersey Universal Service Fund / LIHEAP

Universal Service Fund (USF) and federal Low Income Home Energy Assistance Program (LIHEAP) help income-qualified househ...

Energy

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Contractor listings in Elizabeth

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Local help in Elizabeth, NJ

Organizations that help Elizabeth homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Elizabeth, NJ?

The directory includes 29 possible-program records associated with Elizabeth, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Elizabeth classified?

Our classifier labels 21 records as grants, 2 as forgivable loans, and 4 as rebates in Elizabeth. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Elizabeth?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.