Home Improvement Grants in Jersey City.
Browse cataloged grants, rebates, loans, and other assistance records for Jersey City, NJ. Verify each program's current rules, service area, and status.
The Jersey City, NJ directory shows 37 cataloged resources. Of those, 34 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 34 records is $126,526, not an estimate of your award. Discovery tags include 10 senior-related records, 5 veteran-related records, and 16 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-05-25. How we verify our data.
Types of help in this city
Swipe horizontally or use the arrow keys to review every column.
| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 26 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 3 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 4 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
Not sure which program fits? Email us what you need. It is free, and we will point you to the right programs and where to go next.
FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
New Jersey Weatherization Assistance Program (WAP)
Federally funded weatherization program that provides free energy efficiency improvements to income-eligible households....
Jersey City Owner-Occupied Rehabilitation Program
Provides forgivable loans for major home rehabilitation to low- and moderate-income homeowners in Jersey City. Loan is f...
Jersey City Emergency Home Repair Grant
Provides emergency home repair grants for urgent health and safety issues affecting very low-income homeowners. Priority...
Jersey City Home Accessibility Modification Program
Provides grants to modify homes for accessibility for disabled residents or seniors aging in place. Covers ramps, widene...
Jersey City Lead-Safe Homes Program
HUD-funded program providing free lead hazard evaluation and removal for homes built before 1978 with children under age...
Jersey City Senior Home Improvement Program
Provides minor home repair grants to Jersey City senior homeowners age 62+ with limited incomes. Covers safety-related r...
PSE&G Residential Energy Efficiency Program
PSE&G's comprehensive energy efficiency program offers rebates for insulation, air sealing, HVAC upgrades, and energy-ef...
PSE&G Heat Pump Rebate Program
Rebates for installing high-efficiency air-source or geothermal heat pumps. Incentives vary based on system efficiency a...
PSE&G Solar Loan and Rebate Program
Provides low-interest financing for residential solar installations with battery storage options. PSE&G customers can al...
NJ Clean Energy Comfort Partners
Provides free comprehensive energy efficiency improvements to income-qualified households. Services include insulation, ...
New Jersey Historic Preservation Grant
Matching grants for restoration and preservation of historic properties listed on or eligible for the National and/or St...
USDA Section 504 Home Repair Program
Provides low-interest loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or mode...
VA Specially Adapted Housing (SAH) Grant
Provides grants to veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. ...
VA Special Housing Adaptation (SHA) Grant
Grants for veterans with certain service-connected disabilities to adapt a home for accessibility. For veterans with bli...
Jersey City HOME Investment Partnership Program
HUD HOME-funded program providing forgivable loans for substantial rehabilitation of owner-occupied homes. Loan is forgi...
Jersey City Sewer Lateral Repair Program
Provides reimbursement for qualified sewer lateral repairs on private property. Homeowners must obtain permits and use l...
New Jersey Senior Freeze (Property Tax Reimbursement)
Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Income...
New Jersey ANCHOR Property Tax Relief
Provides direct property tax relief to New Jersey homeowners and renters meeting income requirements. Homeowners can rec...
New Jersey HERO Loan Program
Property Assessed Clean Energy (PACE) financing for energy efficiency and renewable energy improvements. Loan is repaid ...
NJ Energy Storage Incentive Program
Provides incentives for residential battery energy storage systems paired with solar installations or standalone. Perfor...
New Jersey Community Solar Program
Allows residents to subscribe to off-site solar farms and receive credits on electric bills without installing panels. L...
NJ EV Charging Equipment Incentive (COUP)
Provides rebates for purchase and installation of Level 2 electric vehicle charging equipment at single-family homes. Ad...
FHA 203(k) Rehabilitation Mortgage
FHA-insured mortgage that combines home purchase and rehabilitation costs into a single loan. Allows buyers to finance b...
NJHMFA Small Cities Affordable Housing Program
Provides forgivable loans to very low- and low-income homeowners for substantial rehabilitation. Administered through pa...
Hudson County Weatherization Assistance
County-administered weatherization program providing free energy efficiency improvements to income-eligible households. ...
New Jersey Lifeline Utility Assistance
Provides monthly credits on electric and/or natural gas bills for income-eligible households. Credit amount varies by ut...
New Jersey Disabled Veteran Property Tax Exemption
Provides $250 annual property tax deduction for honorably discharged veterans who are New Jersey residents with service-...
NJ 100% Disabled Veteran Property Tax Exemption
Provides complete property tax exemption for 100% permanently disabled veterans or their surviving spouses/civil union p...
New Jersey Low Income Home Energy Assistance (LIHEAP)
Provides heating assistance to income-eligible households during the heating season. Benefits paid directly to utility c...
New Jersey Urban Enterprise Zone Improvement Grant
Provides matching grants for facade and exterior improvements to properties in designated Urban Enterprise Zones. Availa...
Rebuilding Together Jersey City
Volunteer-based organization providing free critical home repairs to low-income homeowners, with priority for seniors, v...
New Jersey Hurricane Sandy Recovery Programs
CDBG-DR funded programs for homeowners impacted by Hurricane Sandy. Included reconstruction grants, elevation assistance...
New Jersey Historic Preservation Tax Credit
Provides state tax credit equal to 20% of qualified rehabilitation expenses for income-producing historic properties. Ca...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
Build a funding plan
Pick a project to screen resources and see what still needs verification.
Contractor listings in Jersey City
Browse claimed businesses and clearly labeled public-record listings. Always verify licensing, insurance, references, and fit before hiring.
No contractors listed yet, be the first in this market.
Request a local contractor match
Tell us about your project. With your permission, we will share it with active contractors serving your city. A match is an introduction, not an endorsement or proof of program experience.
Request city program-change alerts
Subscribe for this city only. If our scheduled checks detect a new stored program, an opening or closure, a deadline or funding-status change, or a correction to a stored amount, we may email you. This is not a periodic digest: no email is sent when no qualifying change is detected. Detection, coverage, and delivery are not guaranteed, so keep checking with administrators. Every alert includes an unsubscribe link.