Home Improvement Grants in Lakewood.

Browse cataloged grants, rebates, loans, and other assistance records for Lakewood, NJ. Verify each program's current rules, service area, and status.

The Lakewood, NJ directory shows 29 cataloged resources. Of those, 27 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 27 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 3 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-05-25. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants21Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 29 resources (27 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $10,000 grant

NJ HomeKeeper Program (STEP)

Provides grants to income-eligible New Jersey homeowners to make critical home repairs that address health and safety co...

Home Repair
Up to $8,000 in services

New Jersey Weatherization Assistance Program

Federally-funded program providing free weatherization services to low-income households in New Jersey. Services include...

Weatherization
Up to $15,000 per unit

New Jersey Lead Hazard Control Assistance Program

Provides grants to eliminate lead-based paint hazards in homes built before 1978 where children under 6 reside or visit ...

Home Repair
Up to $20,000 forgivable loan

Ocean County Home Improvement Program

Provides forgivable loans for home repairs to low- and moderate-income homeowners in Ocean County. Loan is forgiven afte...

Home Repair
$250 annual property tax deduction

Lakewood Senior Citizen Property Tax Deduction

Provides a $250 annual property tax deduction for Lakewood residents age 65 or older who have been residents of New Jers...

Property Tax Relief
Full property tax exemption

New Jersey Disabled Veteran Property Tax Exemption

Provides full property tax exemption for 100% permanently disabled veterans or their surviving spouses. Must file initia...

Property Tax Relief
Up to $9,000 in rebates

Jersey Central Power & Light Home Energy Savings

Offers rebates and incentives for electric energy efficiency upgrades including heat pumps, insulation, air sealing, and...

Energy
Up to $10,000 rebate

NJ Clean Energy Whole Home Heat Pump Rebate

Provides rebates for installation of whole-home air-source or ground-source heat pumps that replace fossil fuel heating ...

Energy
SRECs + 30% federal tax credit

NJ Solar Renewable Energy Certificate Program

New Jersey homeowners installing solar panels earn Solar Renewable Energy Certificates (SRECs) for power generated, whic...

Solar/Renewable
Up to $25,000 forgivable loan

New Jersey HOME Homeowner Rehabilitation Program

Federally-funded HOME program providing forgivable loans for substantial rehabilitation of owner-occupied homes. Address...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants up to $10,000 for very low-income homeowners age 62+ to remove health and safety hazards. Available in eligible r...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to purchase, construct, or modify a home to accommodate ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt a home to meet accessibility needs. Eligible fo...

Veterans
Up to $1,500 rebate

New Jersey ANCHOR Property Tax Relief

New Jersey's ANCHOR (Affordable New Jersey Communities for Homeowners and Renters) program provides property tax relief ...

Property Tax Relief
Reimburses property tax increases

New Jersey Senior Freeze (Property Tax Reimbursement)

Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Must b...

Property Tax Relief
Up to $2,000 per household

New Jersey SHARES Utility Assistance

Provides emergency utility assistance grants to help pay heating and electric bills for households facing financial hard...

Energy
Up to $1,800 heating assistance

Low Income Home Energy Assistance Program (LIHEAP)

Federally-funded program providing heating assistance to low-income households. Benefits are sent directly to utility co...

Energy
30-50% off monthly electric/gas bills

Universal Service Fund (USF) Utility Discount

Provides monthly discounts on electric and natural gas bills for income-qualified New Jersey households. Discount percen...

Energy
Free comprehensive weatherization

NJ Comfort Partners (Low-Income Weatherization)

Comprehensive energy efficiency program for income-qualified households served by gas and electric utilities. Provides f...

Weatherization
Up to $15,000 loan

Lakewood Water & Sewer Lateral Repair Loan

Provides low-interest loans to Lakewood property owners for repair or replacement of private water and sewer laterals. L...

Home Repair
Up to $5,000 grant

Ocean County ADA Home Modification Grant

Provides grants to modify homes for accessibility for Ocean County residents with disabilities. Covers ramps, widened do...

Seniors & Disability
Up to $50,000 matching grant

New Jersey Historic Preservation Grant

Provides matching grants for restoration and preservation of properties listed on or eligible for the State or National ...

Historic
Up to $5,000 emergency grant

Lakewood Emergency Home Repair Assistance

Provides emergency grants to low-income Lakewood homeowners facing urgent health and safety issues such as failed heatin...

Emergency
Up to $20,000 low-interest loan

Ocean County Septic System Repair Loan

Provides low-interest loans to Ocean County homeowners for repair or replacement of failing septic systems. Available to...

Home Repair
Up to $1,500 rebate

NJ Clean Energy HVAC Equipment Rebate

Provides rebates for installation of high-efficiency heating and cooling equipment including furnaces, boilers, central ...

Energy

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Contractor listings in Lakewood

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Local help in Lakewood, NJ

Organizations that help Lakewood homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Lakewood, NJ?

The directory includes 27 possible-program records associated with Lakewood, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Lakewood classified?

Our classifier labels 21 records as grants, 2 as forgivable loans, and 3 as rebates in Lakewood. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Lakewood?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.