Home Improvement Grants in Paterson.
Browse cataloged grants, rebates, loans, and other assistance records for Paterson, NJ. Verify each program's current rules, service area, and status.
The Paterson, NJ directory shows 32 cataloged resources. Of those, 31 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 31 records is $126,526, not an estimate of your award. Discovery tags include 8 senior-related records, 3 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-05-25. How we verify our data.
Types of help in this city
Swipe horizontally or use the arrow keys to review every column.
| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 24 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 3 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 3 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
Not sure which program fits? Email us what you need. It is free, and we will point you to the right programs and where to go next.
FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
New Jersey Weatherization Assistance Program
Federally funded program providing free weatherization improvements to income-qualified households in Paterson. Services...
NJHMFA Residential Emergency Assistance Loan Program
Provides interest-free loans for emergency home repairs to New Jersey homeowners with household income up to 80% AMI. Co...
Paterson Owner-Occupied Rehabilitation Program
CDBG-funded forgivable loan for major home repairs in Paterson for income-qualified homeowners. Loan is forgiven after 5...
Paterson Senior Home Repair Program
Grant program for Paterson senior homeowners age 65+ to address emergency home repairs. Covers critical health and safet...
Paterson ADA Home Modification Program
CDBG-funded program providing accessibility modifications for Paterson homeowners with disabilities. Covers ramps, widen...
Paterson Sewer Lateral Repair Program
Provides grant assistance to low-income Paterson homeowners for sewer lateral repairs and replacements. Covers the priva...
PSE&G Heat Pump Rebate Program
PSE&G rebates for installation of qualifying heat pump systems in Paterson homes. Incentives vary based on heat pump typ...
PSE&G HVAC Equipment Rebates
Rebates for high-efficiency furnaces, boilers, and water heaters installed in Paterson homes served by PSE&G. Equipment ...
PSE&G Home Energy Assessment
Free home energy assessment for PSE&G customers in Paterson with immediate installation of energy-saving measures like L...
New Jersey Solar Renewable Energy Credits (SREC)
New Jersey homeowners in Paterson who install solar panels earn Solar Renewable Energy Credits for electricity generated...
New Jersey Solar Sales Tax Exemption
New Jersey exempts solar panel systems from the 6.625% state sales tax, providing immediate savings at purchase. Paterso...
New Jersey Lead Hazard Control Assistance Program
State-funded program to remove lead-based paint hazards from homes built before 1978 in Paterson. Priority given to fami...
USDA Section 504 Home Repair Program
USDA loans and grants for very low-income homeowners in eligible rural areas near Paterson to repair, improve, or modern...
VA Specially Adapted Housing (SAH) Grant
Grants for Paterson veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home....
VA Special Housing Adaptation (SHA) Grant
Grants for Paterson veterans with certain service-connected disabilities to adapt a home for independent living. Smaller...
Passaic County HOME Investment Partnerships
Federal HOME funds administered by Passaic County for major home repairs and rehabilitation in Paterson and other county...
New Jersey ANCHOR Property Tax Relief
New Jersey property tax relief benefit for Paterson homeowners and renters meeting income requirements. Homeowners can r...
New Jersey Senior Freeze Property Tax Reimbursement
Reimburses eligible Paterson senior or disabled homeowners for property tax increases on their principal residence. Once...
New Jersey Disabled Veterans Property Tax Exemption
New Jersey veterans with 100% permanent and total service-connected disability are fully exempt from property taxes on t...
Paterson Water Service Line Repair Assistance
Grant assistance for low-income Paterson homeowners to repair or replace the private portion of water service lines from...
Paterson Historic Preservation Commission Grants
Matching grants for owners of historic properties in Paterson's designated historic districts. Supports exterior restora...
New Jersey Comfort Partners
Free comprehensive energy efficiency improvements for income-qualified Paterson households. Includes insulation, air sea...
Paterson Emergency Furnace Replacement
Emergency grant for very low-income Paterson homeowners facing furnace or boiler failure during heating season. Priority...
Paterson Emergency Roof Repair Grant
Emergency grant for Paterson homeowners facing immediate roof failure or active leaks threatening health and safety. Cov...
Paterson Code Violation Correction Program
Forgivable loan for low-income Paterson homeowners to correct municipal code violations. Helps homeowners avoid fines an...
Paterson Fire Safety Equipment Grant
Grant for low-income Paterson homeowners to install fire safety equipment and address fire hazards. Covers smoke detecto...
Paterson Healthy Homes Initiative - Asthma Intervention
Free home health and safety interventions for Paterson families with children who have asthma. Addresses asthma triggers...
New Jersey Universal Service Fund (USF) / LIHEAP
Helps low-income New Jersey households pay heating bills through the Universal Service Fund and provides emergency energ...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
Build a funding plan
Pick a project to screen resources and see what still needs verification.
Contractor listings in Paterson
Browse claimed businesses and clearly labeled public-record listings. Always verify licensing, insurance, references, and fit before hiring.
No contractors listed yet, be the first in this market.
Request a local contractor match
Tell us about your project. With your permission, we will share it with active contractors serving your city. A match is an introduction, not an endorsement or proof of program experience.
Request city program-change alerts
Subscribe for this city only. If our scheduled checks detect a new stored program, an opening or closure, a deadline or funding-status change, or a correction to a stored amount, we may email you. This is not a periodic digest: no email is sent when no qualifying change is detected. Detection, coverage, and delivery are not guaranteed, so keep checking with administrators. Every alert includes an unsubscribe link.