Home Improvement Grants in Wayne.

Browse cataloged grants, rebates, loans, and other assistance records for Wayne, NJ. Verify each program's current rules, service area, and status.

The Wayne, NJ directory shows 26 cataloged resources. Of those, 24 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 24 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants17Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 26 resources (24 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

New Jersey Weatherization Assistance Program (WAP)

Free weatherization improvements for income-eligible households to reduce energy costs. Services include insulation, air...

Weatherization
Loans up to $25,000

NJHMFA Home Improvement Program

Low-interest home improvement loans for New Jersey homeowners to make necessary repairs and improvements. Available thro...

Home Repair
Free lead hazard removal

New Jersey Lead Hazard Control Assistance Program

Free lead hazard evaluation and abatement services for homes built before 1978 where children under 6 reside. Program co...

Home Repair
Up to $30,000 forgivable loan

Passaic County Housing Rehabilitation Program

Forgivable loans for major home repairs for low and moderate income homeowners in Passaic County. Loan is forgiven after...

Home Repair
Up to $15,000 grant

Wayne Township CDBG Home Repair Program

CDBG-funded home repair grants for income-eligible Wayne Township homeowners to address critical health and safety issue...

Home Repair
Up to $10,000 for accessibility

Wayne Township Accessibility Modification Program

Grants for accessibility modifications to enable seniors and persons with disabilities to remain in their homes safely. ...

Seniors & Disability
Up to $5,000 for seniors

Wayne Senior Home Repair Program

Emergency repair assistance for Wayne Township seniors aged 65 and older. Provides grants for critical health and safety...

Seniors & Disability
Up to $4,000 in rebates + audit

PSEG Home Energy Audit Rebate

Comprehensive home energy audit with instant rebates and incentives for insulation, air sealing, and duct sealing improv...

Weatherization
Up to $3,000 rebate

PSEG Heat Pump Rebate Program

Rebates for installation of energy-efficient air-source or ground-source heat pumps. Higher rebates available for ENERGY...

Energy
Up to $500 rebate

PSEG Central Air Conditioning Rebate

Rebate for purchasing and installing high-efficiency central air conditioning systems with SEER rating of 16 or higher. ...

Energy
Market-rate SREC payments

New Jersey Solar Renewable Energy Certificate (SREC) Program

Homeowners with solar photovoltaic systems earn Solar Renewable Energy Certificates for every megawatt-hour generated, w...

Solar/Renewable
100% sales tax exemption

New Jersey Solar Sales Tax Exemption

New Jersey exempts solar energy equipment from state sales tax (6.625%), reducing upfront installation costs. Applies to...

Solar/Renewable
Up to $7,500 for heating replacement

PSEG Warm Advantage Heating System Replacement

Free or reduced-cost replacement of heating systems for income-qualified PSEG gas customers. Program covers furnaces, bo...

Energy
Up to $6,500 for AC replacement

PSEG Cool Advantage AC Replacement

Free or reduced-cost replacement of air conditioning systems for income-qualified PSEG electric customers. Program provi...

Energy
Up to $500 rebate

PSEG Water Heater Rebate

Rebates for purchasing high-efficiency gas or electric water heaters. Tankless, heat pump, and ENERGY STAR certified sto...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair, improve, or modernize ho...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to construct or modify a home to meet their disability-re...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for independent living. Covers modificati...

Veterans
Up to $35,000 forgivable loan

New Jersey HOME Program

Federal HOME Investment Partnerships Program funds administered by New Jersey for owner-occupied housing rehabilitation....

Home Repair
Up to $150,000 for storm damage

New Jersey Sandy Recovery Rehabilitation Program

CDBG Disaster Recovery funds for homeowners affected by Superstorm Sandy in 2012. Program is now closed to new applicant...

Disaster
Varies by property tax increase

New Jersey Senior Freeze (Property Tax Reimbursement)

Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Freeze...

Property Tax Relief
Up to $1,500 rebate

New Jersey ANCHOR Property Tax Relief

Affordable New Jersey Communities for Homeowners and Renters (ANCHOR) provides property tax relief to homeowners and ren...

Property Tax Relief

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Local help in Wayne, NJ

Organizations that help Wayne homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Wayne, NJ?

The directory includes 24 possible-program records associated with Wayne, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Wayne classified?

Our classifier labels 17 records as grants, 2 as forgivable loans, and 4 as rebates in Wayne. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Wayne?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.