Home Improvement Grants in Union City.

Browse cataloged grants, rebates, loans, and other assistance records for Union City, NJ. Verify each program's current rules, service area, and status.

The Union City, NJ directory shows 24 cataloged resources. Of those, 20 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 20 records is $126,526, not an estimate of your award. Discovery tags include 3 senior-related records, 4 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants16Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 24 resources (20 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $35,000

Union City Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan for major home repairs and rehabilitation for owner-occupied homes in Union City. Loan is fo...

Home Repair
Up to $12,000 in weatherization services

New Jersey Weatherization Assistance Program

Federally-funded weatherization program administered by Hudson County Community Action Corporation providing free energy...

Weatherization
Free lead hazard removal

New Jersey Lead Hazard Control Assistance Program

HUD-funded program to eliminate lead-based paint hazards in homes built before 1978 where children under age 6 reside. S...

Home Repair
Low-interest loan up to $50,000

NJHMFA Home Improvement Loan Program

Low-interest home improvement loan program for income-eligible New Jersey homeowners. Loans available through participat...

Home Repair
Free audit plus instant rebates

PSE&G Home Energy Assessment

Free in-home energy assessment identifying opportunities to save energy and money. Includes installation of energy-savin...

Energy
Up to $3,000 rebate

PSE&G Heat Pump Rebate Program

Rebates for installation of qualifying energy-efficient heat pump systems. Available for ducted heat pumps, ductless min...

Energy
Up to $4,000 in rebates

PSE&G Insulation & Air Sealing Rebates

Rebates for professionally installed insulation and air sealing improvements in existing homes. Covers attic insulation,...

Weatherization
Free energy efficiency upgrades

New Jersey Comfort Partners

Income-qualified program providing comprehensive home energy efficiency improvements at no cost. Services include insula...

Weatherization
Solar credits for 15 years

New Jersey Successor Solar Incentive (SuSI)

Incentive program for residential solar installations providing Successor Solar Renewable Energy Certificates (SRECs) fo...

Solar/Renewable
$250 annual property tax deduction

Union City Senior Citizen Property Tax Deduction

Annual property tax deduction for Union City homeowners age 65 or older. Reduces annual property tax bill by $250. Must ...

Property Tax Relief
$250 annual property tax deduction

Union City Veteran Property Tax Deduction

Annual property tax deduction for honorably discharged veterans who own and occupy their primary residence in Union City...

Property Tax Relief
Up to 100% property tax exemption

New Jersey Disabled Veteran Property Tax Exemption

Property tax exemption for permanently and totally disabled veterans or their surviving spouses. Exemption amount based ...

Property Tax Relief
Up to $10,000 grant

Union City Emergency Home Repair Grant

CDBG-funded emergency repair grants for urgent health and safety hazards in owner-occupied homes. Covers immediate threa...

Emergency
Grant up to $15,000

Union City ADA Accessibility Modification Program

CDBG-funded grant program for accessibility modifications to homes occupied by persons with disabilities. Covers ramps, ...

Seniors & Disability
Loan up to $5,000

Union City Sewer Lateral Assistance Program

Low-interest loan program to assist homeowners with repair or replacement of private sewer laterals from home to main se...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their needs. Avai...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home they or a family member own. Available to...

Veterans
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grant program for very-low-income homeowners age 62+ in USDA-designated rural areas to remove health and safety hazards....

Home Repair
Up to $1,500 rebate

New Jersey ANCHOR Property Tax Relief

Affordable New Jersey Communities for Homeowners and Renters (ANCHOR) provides property tax relief to New Jersey homeown...

Property Tax Relief
Forgivable loan up to $40,000

Hudson County HOME Owner-Occupied Rehabilitation

HUD HOME-funded program providing forgivable loans for substantial rehabilitation of owner-occupied homes in Hudson Coun...

Home Repair

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Local help in Union City, NJ

Organizations that help Union City homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Union City, NJ?

The directory includes 20 possible-program records associated with Union City, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Union City classified?

Our classifier labels 16 records as grants, 1 as forgivable loans, and 3 as rebates in Union City. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Union City?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.