Home Improvement Grants in Union.

Browse cataloged grants, rebates, loans, and other assistance records for Union, NJ. Verify each program's current rules, service area, and status.

The Union, NJ directory shows 25 cataloged resources. Of those, 24 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 24 records is $126,526, not an estimate of your award. Discovery tags include 9 senior-related records, 2 veteran-related records, and 9 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants17Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans3Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (24 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

New Jersey Weatherization Assistance Program (WAP)

Federally funded program providing free weatherization improvements to income-eligible households in Union County. Servi...

Weatherization
Up to $20,000 forgivable loan

NJHMFA Fresh Start Program

Provides forgivable loans to low- and moderate-income homeowners for critical home repairs and rehabilitation. Loan is f...

Home Repair
Up to $30,000 forgivable loan

Union Township Owner-Occupied Rehabilitation

CDBG-funded forgivable loan program for major home repairs to income-eligible owner-occupants in Union Township. Covers ...

Home Repair
Up to $10,000 grant

Union Township Emergency Home Repair

Grant program for emergency home repairs posing immediate health or safety threats to very low-income homeowners in Unio...

Emergency
Free lead hazard removal

New Jersey Lead Hazard Control Assistance Program

HUD-funded program providing free lead hazard evaluation and abatement for pre-1978 homes with children under 6 years ol...

Home Repair
Up to $5,000 in rebates

PSE&G Home Energy Savings Program

PSE&G customers can receive rebates and incentives for energy efficiency improvements including insulation, air sealing,...

Energy
Up to $2,500 per heat pump

PSE&G Heat Pump Rebate Program

Rebates for installing qualified air-source or ground-source heat pumps to replace existing heating systems. Higher reba...

Energy
Free weatherization services

NJ Clean Energy Comfort Partners

Free energy efficiency improvements for income-eligible PSE&G and NJ Natural Gas customers. Services include insulation,...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize ho...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. El...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home or their own home in which they ...

Veterans
Varies by municipality, up to $25,000

New Jersey HOME Investment Partnerships

Federal HOME funds administered by New Jersey for owner-occupied rehabilitation in participating municipalities. Provide...

Home Repair
Reimburses property tax increases

New Jersey Senior Freeze (Property Tax Reimbursement)

Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Income...

Property Tax Relief
Up to $1,500 benefit

New Jersey ANCHOR Property Tax Relief

Affordable New Jersey Communities for Homeowners and Renters (ANCHOR) provides property tax relief to New Jersey residen...

Property Tax Relief
Up to $15,000 grant

Union Township ADA Accessibility Modification Program

CDBG grant program providing accessibility modifications for disabled and elderly owner-occupants in Union Township. Cov...

Seniors & Disability
Up to $5,000 grant

Union Township Sewer Lateral Repair Grant

Provides financial assistance to income-eligible homeowners for repair or replacement of sewer lateral connections from ...

Home Repair
Performance-based incentive

NJ Clean Energy Solar Incentive (SuSI)

Successor Solar Incentive (SuSI) program provides performance-based incentives for new residential solar installations i...

Solar/Renewable
Loans up to $40,000

PSE&G Solar Loan Program

Offers low-interest loans to PSE&G electric customers for solar panel and battery storage installation. Competitive inte...

Solar/Renewable
Up to $500 rebate

NJ Clean Energy Electric Vehicle Charger Incentive

Rebate for purchase and installation of Level 2 electric vehicle charging equipment at residential properties in New Jer...

Energy
Up to $3,000 grant

Union County Senior Home Repair Assistance

Small grant program for emergency and minor home repairs for low-income seniors age 60+ in Union County. Priority given ...

Seniors & Disability
Fair market value buyout

NJ Blue Acres Buyout Program

Voluntary buyout program for homes in flood-prone areas of New Jersey. Properties purchased at pre-storm fair market val...

Disaster

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Local help in Union, NJ

Organizations that help Union homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Union, NJ?

The directory includes 24 possible-program records associated with Union, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Union classified?

Our classifier labels 17 records as grants, 3 as forgivable loans, and 3 as rebates in Union. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Union?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.