Home Improvement Grants in Trenton.

Browse cataloged grants, rebates, loans, and other assistance records for Trenton, NJ. Verify each program's current rules, service area, and status.

The Trenton, NJ directory shows 25 cataloged resources. Of those, 23 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 23 records is $126,526, not an estimate of your award. Discovery tags include 7 senior-related records, 2 veteran-related records, and 8 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants17Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (23 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per home

New Jersey Weatherization Assistance Program

Federally funded weatherization program administered by NJ DCA that provides free energy efficiency improvements to inco...

Weatherization
Loans up to $50,000

NJHMFA Home Improvement Loan

Low-rate home improvement loans for New Jersey homeowners through NJHMFA's network of approved lenders. Can be used for ...

Home Repair
Forgivable loan up to $40,000

Trenton Owner-Occupied Home Rehabilitation Program

CDBG-funded forgivable loan for major home repairs and rehabilitation for low-to-moderate income owner-occupants in Tren...

Home Repair
Grant up to $10,000

Trenton Senior Home Repair Program

Provides grants for critical home repairs to senior homeowners age 65+ in Trenton with limited incomes. Focuses on safet...

Seniors & Disability
Grant up to $15,000

Trenton ADA Accessibility Modification Program

Provides grants for accessibility modifications to assist disabled homeowners in Trenton. Covers ramps, widened doorways...

Seniors & Disability
Grant up to $5,000

Trenton Water Works Sewer Lateral Repair Program

Provides financial assistance to income-qualified Trenton homeowners for repair or replacement of failing private sewer ...

Home Repair
Incentives up to $4,000

PSE&G Home Energy Savings Program

PSE&G's energy efficiency rebate program for residential customers. Offers incentives for HVAC upgrades, insulation, air...

Energy
Up to $2,500 rebate

PSE&G Heat Pump Rebate Program

Rebates for installation of high-efficiency air-source or ground-source heat pumps in PSE&G service territory. Higher in...

Energy
Incentives based on system size

New Jersey Solar Incentive Program (SuSI)

New Jersey's Successor Solar Incentive (SuSI) program provides performance-based incentives for residential solar instal...

Solar/Renewable
Free energy upgrades

NJ Comfort Partners (Low-Income Energy Efficiency)

Free home energy improvements for income-qualified households served by PSE&G, JCP&L, ACE, or New Jersey Natural Gas. In...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA grants and low-interest loans to very low-income homeowners age 62+ in eligible rural areas to repair or improve th...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to help purchase or construct an adapted home, or modify ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make adaptations to a home they or a family member liv...

Veterans
Up to $10,000 per unit

New Jersey Lead Hazard Control Assistance Program

State-funded lead hazard control program for homes built before 1978 with children under age 6 or pregnant women. Provid...

Home Repair
Grant up to $3,000

Mercer County Senior Home Improvement Program

Provides grants for minor home repairs and safety improvements to Mercer County seniors age 60+ with limited incomes. He...

Seniors & Disability
Varies by project and income

New Jersey HOME Investment Partnerships Program

Federal HOME funds administered by NJ DCA for owner-occupied rehabilitation in participating municipalities. Provides fo...

Home Repair
Loan amount based on after-improved value

FHA 203(k) Rehabilitation Mortgage

FHA-insured mortgage that combines home purchase or refinance with repair/renovation costs in a single loan. Allows buye...

Home Repair
Up to $35,000 emergency assistance

NJ HomeKeeper Program

Provides emergency repair assistance to homeowners facing financial hardship who need critical home repairs. Helps preve...

Emergency
Up to $500 rebate

PSE&G EV Charging Station Rebate

Rebate for PSE&G customers who install qualified Level 2 electric vehicle charging equipment at their home. Supports the...

Energy
Up to $1,500 property tax credit

New Jersey ANCHOR Property Tax Relief

New Jersey's ANCHOR program (formerly Homestead Benefit) provides property tax relief to eligible homeowners and renters...

Property Tax Relief
Reimburses property tax increases

NJ Senior Freeze Property Tax Reimbursement

Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Freeze...

Property Tax Relief

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Local help in Trenton, NJ

Organizations that help Trenton homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Trenton, NJ?

The directory includes 23 possible-program records associated with Trenton, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Trenton classified?

Our classifier labels 17 records as grants, 2 as forgivable loans, and 3 as rebates in Trenton. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Trenton?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.