Home Improvement Grants in Toms River.

Browse cataloged grants, rebates, loans, and other assistance records for Toms River, NJ. Verify each program's current rules, service area, and status.

The Toms River, NJ directory shows 25 cataloged resources. Of those, 22 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 22 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants17Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (22 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $30,000 forgivable loan

Toms River Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs to income-eligible homeowners in Toms River. Loan ...

Home Repair
Up to $3,500 grant

Toms River Senior Citizens Home Repair Program

Provides emergency home repair grants to Ocean County senior citizens age 62 and older who own and occupy their homes. C...

Seniors & Disability
Up to $9,000 in weatherization services

New Jersey Weatherization Assistance Program (WAP)

Federally funded program providing free weatherization services to income-eligible New Jersey households. Includes insul...

Weatherization
Up to $5,000 rebate

NJ Clean Energy Home Electrification Rebate

Rebates for New Jersey homeowners installing qualifying air-source or ground-source heat pumps. Additional incentives av...

Weatherization
Up to $10,000 zero-interest loan

NJHMFA Home Repair Program

Zero-interest loan program for New Jersey homeowners needing repairs to maintain safe and sanitary housing. Secured by a...

Home Repair
Free lead hazard abatement

New Jersey Lead Hazard Control Assistance Program

HUD-funded program providing free lead hazard evaluation and abatement for New Jersey homes built before 1978 where chil...

Home Repair
Up to $800 rebate

JCP&L HVAC & Water Heater Rebates

Energy efficiency rebates for JCP&L residential customers installing high-efficiency HVAC systems, heat pumps, and elect...

Energy
Up to $300 in appliance rebates

JCP&L Home Appliance Rebate Program

Rebates for JCP&L customers purchasing ENERGY STAR certified appliances including refrigerators, clothes washers, and de...

Energy
Ongoing solar energy income

New Jersey Solar Renewable Energy Credits (SRECs)

New Jersey homeowners with solar panel systems earn Solar Renewable Energy Credits (SRECs) for every megawatt-hour gener...

Solar/Renewable
30% federal tax credit

Federal Residential Solar Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of solar panel systems and battery storage installed on residential properti...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Very low-interest loans (1%) and grants for very-low-income homeowners in qualifying rural areas to repair or improve th...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for accessibility needs. Covers modificat...

Veterans
Up to $1,500 grant

Ocean County Office on Aging Home Modification Program

Provides grants to Ocean County seniors age 60 and older for minor home modifications to improve safety and accessibilit...

Seniors & Disability
Free or $50 audit

NJ Clean Energy Home Energy Audit

Comprehensive home energy assessment identifying opportunities to save energy and money. Audit includes blower door test...

Weatherization
Free comprehensive weatherization

NJ Comfort Partners (Low-Income Weatherization)

Free weatherization and energy efficiency improvements for income-qualified New Jersey households. Includes insulation, ...

Weatherization
Up to $150,000 grant

New Jersey Reconstruction, Rehabilitation, Elevation & Mitigation (RREM)

Post-Hurricane Sandy recovery program that provided grants to homeowners for reconstruction, rehabilitation, or elevatio...

Disaster
Varies by property tax increase

New Jersey Senior Freeze (Property Tax Reimbursement)

Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Partic...

Property Tax Relief
Up to $50 credit

New Jersey Property Tax Deduction/Credit

New Jersey residents who pay property taxes (either directly as homeowners or through rent) may be eligible for a deduct...

Property Tax Relief
Up to $1,500 rebate

New Jersey ANCHOR Property Tax Relief

Affordable New Jersey Communities for Homeowners and Renters (ANCHOR) provides property tax relief to New Jersey homeown...

Property Tax Relief
Up to $2,000 heating assistance

New Jersey Low Income Home Energy Assistance (LIHEAP)

Federally funded program providing heating assistance to low-income New Jersey households. Benefits are paid directly to...

Energy

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Contractor listings in Toms River

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Local help in Toms River, NJ

Organizations that help Toms River homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Toms River, NJ?

The directory includes 22 possible-program records associated with Toms River, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Toms River classified?

Our classifier labels 17 records as grants, 1 as forgivable loans, and 3 as rebates in Toms River. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Toms River?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.