Home Improvement Grants in Somerville.

Browse cataloged grants, rebates, loans, and other assistance records for Somerville, NJ. Verify each program's current rules, service area, and status.

The Somerville, NJ directory shows 26 cataloged resources. Of those, 23 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 23 records is $126,526, not an estimate of your award. Discovery tags include 7 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants17Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 26 resources (23 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in improvements

New Jersey Weatherization Assistance Program (WAP)

Federally-funded program providing free energy efficiency improvements to income-qualified New Jersey households. Servic...

Weatherization
Up to $25,000 loan

NJHMFA Home Improvement Loan Program

Low-interest home improvement loans for moderate-income New Jersey homeowners. Funds can be used for major repairs, syst...

Home Repair
Up to $10,000 grant

New Jersey Lead Hazard Control Assistance Program

Grant program for lead hazard control and abatement in homes built before 1978 with children under age 6. Covers lead-sa...

Home Repair
Forgivable loan up to $35,000

Somerville Owner-Occupied Housing Rehabilitation

CDBG-funded forgivable loan for major home repairs and rehabilitation for low- and moderate-income Somerville homeowners...

Home Repair
Up to $15,000 grant

Somerville ADA Home Accessibility Grant

Grant for accessibility modifications to homes occupied by persons with disabilities or seniors needing aging-in-place a...

Seniors & Disability
Up to $5,000 grant

Somerville Senior Home Repair Grant

Emergency repair grant for senior homeowners age 62 and older in Somerville. Covers urgent repairs related to health and...

Seniors & Disability
Up to $8,000 reimbursement

Somerville Sewer Lateral Replacement Assistance

Partial reimbursement for homeowners replacing private sewer laterals in Somerville. Program reimburses up to 50% of rep...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grants & Loans

USDA grants and low-interest loans for very-low-income homeowners in eligible rural areas to repair or improve homes, or...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers wh...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for independent living. Covers entrance r...

Veterans
Up to $5,000 rebate

New Jersey Clean Energy Heat Pump Rebate

Rebate for installation of qualifying electric air-source or geothermal heat pumps in New Jersey homes. Rebates vary by ...

Energy
Rebates up to $6,000

PSEG Home Energy Savings Program

Comprehensive energy efficiency program offering energy assessments and rebates for insulation, air sealing, HVAC upgrad...

Energy
Performance-based incentives

New Jersey Solar Incentive Program (SuSI)

Performance-based solar incentive program providing payments for electricity generated by residential solar installation...

Solar/Renewable
Up to $150 rebate

PSEG Smart Thermostat Rebate

Instant rebate on purchase and installation of qualifying smart thermostats through PSEG's online marketplace. Smart the...

Energy
Up to $75 per appliance

PSEG Appliance Recycling & Rebate

Free pickup and recycling of old refrigerators, freezers, and room air conditioners, plus cash rebate. Removes inefficie...

Energy
Property tax credit up to $5,000/year

Somerville Historic Preservation Tax Credit

Property tax credit for eligible improvements to properties in Somerville's historic districts or individually designate...

Historic
Up to $50,000 state tax credit

New Jersey Historic Homeownership Rehabilitation Tax Credit

State income tax credit for qualified rehabilitation of owner-occupied historic homes in New Jersey. Provides credit equ...

Historic
Varies by household size and income

New Jersey LIHEAP Heating Assistance

Federal Low-Income Home Energy Assistance Program providing heating bill payment assistance to eligible New Jersey house...

Energy
Up to $500 emergency repair

New Jersey USF Emergency Furnace Repair

Emergency repair grant for broken heating systems serving low-income New Jersey households during the heating season. Co...

Emergency
Free improvements up to $10,000

New Jersey Comfort Partners (Income-Qualified WAP)

Comprehensive home energy improvements at no cost for income-qualified New Jersey households. Includes insulation, air s...

Weatherization
Varies by disaster damage

New Jersey Disaster Recovery Grant Program

Post-disaster assistance for unmet recovery needs following federally-declared disasters in New Jersey. Provides grants ...

Disaster
Up to $50,000 forgivable loan

Somerset County HOME Investment Partnerships

Federally-funded HOME program providing forgivable loans for substantial rehabilitation of owner-occupied homes in Somer...

Home Repair

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Local help in Somerville, NJ

Organizations that help Somerville homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Somerville, NJ?

The directory includes 23 possible-program records associated with Somerville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Somerville classified?

Our classifier labels 17 records as grants, 1 as forgivable loans, and 4 as rebates in Somerville. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Somerville?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.