Home Improvement Grants in San Jose.

Browse cataloged grants, rebates, loans, and other assistance records for San Jose, CA. Verify each program's current rules, service area, and status.

The San Jose, CA directory shows 51 cataloged resources. Of those, 45 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 45 records is $126,526, not an estimate of your award. Discovery tags include 13 senior-related records, 5 veteran-related records, and 21 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-04-03. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants32Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans4Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates6Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 51 resources (45 currently open or actionable repair-assistance records)
Up to $75,000 (0% deferred loan, 20-year term)

City of San José Home Repair Program

The City of San José Housing Department provides 0% interest deferred loans to income-qualified homeowners to repair hea...

Home Repair
Up to $100,000 (30-year deferred loan)

San José CalHome Owner-Occupied Rehabilitation Loan

San José's CalHome program provides state-funded deferred loans for health, safety, and code-compliance repairs to owner...

Home Repair
No-cost repairs (amount varies by project need)

Rebuilding Together SV, Critical Repair Program

Rebuilding Together Silicon Valley provides no-cost critical home repairs to income-eligible San José homeowners whose h...

Home Repair
No-cost minor repairs (varies by project)

Rebuilding Together SV, Safe at Home Program

The Safe at Home program addresses home repair and maintenance issues that present a safety risk or limit access within ...

Home Repair
Repair grants (limited, health-and-safety only) or 0% 20-year forgivable loans

Habitat for Humanity EBSV, Home Preservation Program

Habitat for Humanity East Bay/Silicon Valley administers the City of San José-funded home repair program, providing free...

Home Repair
No-cost repairs (amount varies by scope)

Santa Clara County CDBG Home Repair Program

Santa Clara County funds owner-occupied home repairs through CDBG for residents of Campbell, Los Altos, Los Gatos, Monte...

Home Repair
Free home energy improvements (no dollar cap, varies by eligible upgrades)

PG&E Energy Savings Assistance (ESA) Program

PG&E's Energy Savings Assistance Program provides free energy efficiency and weatherization upgrades to income-qualified...

Energy
Up to $12,000 (heat pump HVAC/HPWH) + $14,900 (battery + solar storage)

San José Clean Energy EcoHome Rebate

San José Clean Energy's EcoHome Rebate offers up to $12,000 in rebates for heat pump HVAC and heat pump water heater upg...

Energy
Covers 80% of weatherization costs; at least 50% of electrification appliance costs

BayREN EASE Home Program

BayREN's Efficiency and Sustainable Energy (EASE) Home Program serves moderate-income Bay Area homeowners who earn too m...

Energy
$200 rebate for completing a Home Energy Score assessment

BayREN Home Energy Score & Rebate

BayREN offers a $200 rebate when a homeowner gets a Home Energy Score assessment, a DOE-certified energy audit that rate...

Energy
Typical value $3,000-$7,000 in free weatherization improvements

California Weatherization Assistance Program (WAP)

The federally funded Weatherization Assistance Program provides free energy efficiency improvements to income-qualified ...

Home Repair
Up to $1,500 heating; up to $932 cooling; up to $1,500 crisis

LIHEAP, Low Income Home Energy Assistance Program

LIHEAP provides federally funded energy bill assistance and crisis grants to income-qualified California households, hel...

Home Repair
Up to $14,000 (100% of costs at ≤80% AMI); $7,000 (50% at 80-150% AMI)

California HEEHRA, Home Electrification & Appliance Rebates

California's HEEHRA program (funded by the federal Inflation Reduction Act) provides point-of-sale rebates for electrifi...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA Section 504 provides very-low-income homeowners in eligible rural areas with loans up to $40,000 (1% interest, 20-y...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

The VA's Specially Adapted Housing grant helps veterans with severe service-connected disabilities build or modify a hom...

Home Repair
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

The VA Special Housing Adaptation grant is available to veterans with specific service-connected disabilities including ...

Home Repair
Up to $6,800 (service-connected) or $2,000 (non-service-connected)

VA Home Improvements & Structural Alterations (HISA) Grant

The VA HISA grant provides funds for home improvements and structural alterations medically necessary for veterans to co...

Home Repair
Up to $3,000 standard; up to $7,000 supplemental for income-eligible

Earthquake Brace + Bolt (EBB) Seismic Retrofit Grant

The Earthquake Brace + Bolt program provides grants to homeowners in eligible ZIP codes to seismically retrofit wood-fra...

Home Repair
$180,671 assessed value reduction (basic); $271,009 (low-income tier), FY2026

California Disabled Veterans' Property Tax Exemption

California's Disabled Veterans' Property Tax Exemption reduces the assessed value of the principal residence of qualifie...

Home Repair
$7,000 assessed value reduction (~$70-$80 annual tax savings)

California Homeowners' Property Tax Exemption

Any California homeowner who occupies their property as their principal residence on January 1 can claim a $7,000 assess...

Home Repair
Defers full current-year property tax bill, repaid when home sold

CA State Controller Property Tax Postponement Program

California's Property Tax Postponement Program allows seniors (62+), blind, or disabled homeowners with household income...

Home Repair
Limited 203(k) up to $75,000; Standard 203(k) for larger projects

FHA 203(k) Rehabilitation Mortgage

The FHA 203(k) loan allows homeowners to finance both a home purchase (or refinance) and renovation costs in a single mo...

Home Repair
Up to 3.5% of purchase price (FHA) or 3% (conventional) as deferred loan

CalHFA MyHome Down Payment Assistance

CalHFA's MyHome Assistance Program provides first-time homebuyers a deferred-payment junior loan for down payment and/or...

Home Repair
Up to $250,000 or 30% of purchase price (shared appreciation, 30-year deferred)

Empower Homebuyers SCC Program

The Empower Homebuyers SCC program provides first-time homebuyers in Santa Clara County with a 30-year deferred shared a...

Home Repair
Up to $40,000 for pre-development and closing costs

CalHFA ADU Grant Program

CalHFA's ADU Grant Program provided up to $40,000 to reimburse pre-development and non-recurring closing costs (permits,...

Home Repair
Varies by local grantee, typically $5,000-$10,000 per unit for lead remediation

HUD Lead Hazard Reduction Grant Program

HUD's Lead Hazard Reduction grant program provides funding to identify and remediate lead-based paint hazards in pre-197...

Home Repair
Varies, HOME funds support owner-occupied rehabilitation and reconstruction

Santa Clara County HOME Investment Partnerships Program

Santa Clara County administers federal HOME Investment Partnerships funds for housing rehabilitation in unincorporated c...

Home Repair
Funding amount varies, grants and loans to nonprofits for homeowner rehab

City of San José HOME Investment Partnerships Program

The City of San José receives annual federal HOME Investment Partnerships funds and grants them to nonprofit partners (s...

Home Repair
Funding varies, park-level rehabilitation; individual mobilehome health/safety items

CA Manufactured Housing Opportunity & Revitalization (MORE) Program

California's MORE program funds acquisition, rehabilitation, and health/safety improvements for mobilehome parks and ind...

Home Repair
Assessed value exclusion on solar system, saves $500-$2,000+/year depending on system size

California Solar Energy System Property Tax Exclusion

California law permanently excludes the value of qualifying solar energy systems from property tax assessment, ensuring ...

Home Repair
Up to 100% financing for energy upgrades, competitive rates through partner lenders

PG&E GoGreen Home Energy Financing

PG&E's GoGreen Home Energy Financing connects customers with third-party lenders for up to 100% financing of energy upgr...

Energy
Up to $2,000 heat pump HVAC + $850 heat pump water heater (income-qualified bonus)

Silicon Valley Clean Energy (SVCE) Home Rebates

Silicon Valley Clean Energy provides home electrification rebates to customers in Milpitas, Cupertino, Morgan Hill, Gilr...

Energy
Varies, homeowners do not apply directly; local governments apply on their behalf

FEMA Hazard Mitigation Grant Program (HMGP)

FEMA's Hazard Mitigation Grant Program provides 75% federal funding (with 25% local match) for projects that reduce futu...

Home Repair
Up to $11,000 for heat pump HVAC (income-qualified bonus); program paused Jan 2026

Silicon Valley Power (SVP) Residential Rebates

Silicon Valley Power is the municipal utility for the City of Santa Clara (not San José). SVP offered up to $11,000 for ...

Energy
Free weatherization improvements, typical value $3,000-$7,000

Bay Area Community Services DOE Weatherization (Local WAP Provider)

The DOE Weatherization Assistance Program is delivered locally in Santa Clara County through a CSD-designated subgrantee...

Home Repair
No-cost repairs, county-funded for eligible cities

Rebuilding Together Peninsula, SCC-Funded Repairs

Rebuilding Together Peninsula administers county CDBG-funded home repairs for homeowners in the Los Altos and other nort...

Home Repair
Competitive interest rate loans up to FHA/VA conforming limits for veterans

CalVet Home Loan Program

The CalVet Home Loan Program provides California veterans with competitive interest rate mortgage loans for home purchas...

Home Repair
Up to $5,000, interest-free, no money down, up to 5-year term

San José Clean Energy EcoHome Payment Plan

San José Clean Energy's EcoHome Payment Plan offers interest-free financing of up to $5,000 with no money down for up to...

Energy
Aggregated rebate finder, stacks county, state, and utility incentives

Santa Clara County Sustainability Electrification Rebates

Santa Clara County's Office of Sustainability and Resilience operates a centralized rebate finder at sustainability.sant...

Home Repair
Varies, primarily funds homelessness prevention and rapid rehousing, not direct home repair

City of San José Emergency Solutions Grant (ESG), Housing Stability

The City of San José's Emergency Solutions Grant program funds nonprofit organizations that provide housing stability se...

Home Repair
Basic: ~$70-$80/year savings; low-income tier (disabled vet): up to ~$3,388/year savings

CalVet Veterans Property Tax Exemption (Basic & Low-Income)

California offers multiple veteran property tax exemptions through CalVet and the county assessor. The basic veteran exe...

Home Repair
One-time bill credit up to $1,000 for qualifying medical baseline / income-qualified customers

CA IPA (Income-Qualified Affordable Rate), PG&E REACH Program

PG&E's REACH (Relief for Energy Assistance through Community Help) program provides one-time emergency bill assistance c...

Energy
Free counseling service, helps identify and access available grant programs

HUD-Approved Housing Counseling, Home Repair Navigation

HUD-approved housing counseling agencies in San José provide free or low-cost counseling to help homeowners navigate ava...

Home Repair
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Free, up to 3 smoke alarms installed at no cost

American Red Cross Home Fire Campaign, Free Smoke Alarms

The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...

Home Repair
Varies by state, some offer $500-$1,000 radon mitigation assistance

EPA State Indoor Radon Grants, State Radon Programs

EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...

Seniors & Disability
Varies by local affiliate, loans and grants available

NeighborWorks Network, Home Repair & Modification Programs

NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...

Home Repair
National Trust grants go to nonprofits/agencies, not direct to homeowners; state HPF grants vary

National Trust for Historic Preservation, Homeowner Resources

Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...

Historic
Loan guarantee, no dollar cap on loan amount (lender sets max)

HUD Section 184 Indian Home Loan Guarantee

The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...

Home Repair

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Local help in San Jose, CA

Organizations that help San Jose homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for San Jose, CA?

The directory includes 45 possible-program records associated with San Jose, including City of San José Home Repair Program, San José CalHome Owner-Occupied Rehabilitation Loan, Rebuilding Together SV, Critical Repair Program. Inclusion does not confirm current availability or eligibility.

How are the assistance records for San Jose classified?

Our classifier labels 32 records as grants, 4 as forgivable loans, and 6 as rebates in San Jose. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in San Jose?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.