Home Improvement Grants in San Francisco.
Browse cataloged grants, rebates, loans, and other assistance records for San Francisco, CA. Verify each program's current rules, service area, and status.
The San Francisco, CA directory shows 34 cataloged resources. Of those, 32 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 32 records is $126,526, not an estimate of your award. Discovery tags include 12 senior-related records, 2 veteran-related records, and 6 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-04-03. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 22 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 5 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 1 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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SF Senior Home Repair Program (SHRP)
SF MOHCD's Senior Home Repair Program (SHRP) provides up to $50,000 in forgivable loans to low-to-moderate income senior...
SF Homeowner Emergency Loan Program (HELP)
MOHCD's HELP program provides up to $50,000 as a no-interest 30-year deferred loan for San Francisco homeowners facing e...
MOHCD Property Rehabilitation Loan Program
MOHCD's Property Rehabilitation Loan Program provides rehabilitation loans and grants to homeowners of 1-4 unit properti...
Rebuilding Together SF, Home Repair Program
Rebuilding Together San Francisco provides free home repairs to low-income, elderly, or disabled San Francisco homeowner...
Habitat for Humanity Greater SF, Home Preservation Program
Habitat for Humanity Greater San Francisco's Home Preservation Program provides critical, major repairs to low-income lo...
BayREN Home+ Rebate Program
BayREN's Home+ Rebate Program offers $300 to $5,000 in rebates for single-family and 2-4 unit San Francisco homeowners w...
BayREN EASE Program (Income-Qualified Energy Upgrades)
BayREN's EASE (Efficiency & Sustainable Energy) program provides income-eligible San Francisco residents with low-cost h...
PG&E Energy Savings Assistance Program (ESA)
PG&E's Energy Savings Assistance (ESA) Program provides no-cost weatherization services to income-qualified San Francisc...
PG&E EmPower My Home Program
PG&E's EmPower My Home Program helps income-qualified residents upgrade to efficient, modern electric appliances at litt...
VA Specially Adapted Housing (SAH / SHA) Grant
The VA's SAH grant (up to $126,526 FY2026) helps veterans with severe service-connected disabilities adapt their homes. ...
California Disabled Veterans' Property Tax Exemption
California's Disabled Veterans' Property Tax Exemption reduces or eliminates property taxes on the primary residence for...
California Proposition 13, Homeowner Tax Protection
Proposition 13 limits annual increases in a property's assessed value to no more than 2% per year in California, providi...
California Senior Citizen Property Tax Postponement
California's Property Tax Postponement (PTP) program allows seniors (62+), blind, or disabled homeowners with household ...
LIHEAP, Low Income Home Energy Assistance Program
LIHEAP provides direct energy bill assistance to low-income San Francisco households to help pay heating, cooling, and c...
California Weatherization Assistance Program (WAP)
California's federally-funded Weatherization Assistance Program provides free energy efficiency improvements to low-inco...
USDA Section 504 Rural Home Repair Loan & Grant
USDA Section 504 provides loans up to $40,000 and grants up to $10,000 (for seniors 62+) to very-low-income rural homeow...
FHA 203(k) Rehabilitation Mortgage
The FHA 203(k) program allows SF homebuyers and homeowners to finance renovation costs into a single FHA mortgage. The L...
IRS Energy Efficient Home Improvement Credit (25C)
The IRS Section 25C credit provides up to $3,200 per year in federal tax credits for qualifying home energy improvements...
SFPUC Water Heater Upgrade Program
The SFPUC Water Heater Upgrade Program provides $1,000 toward replacing a gas water heater with a qualifying heat pump w...
SF Environment Heat Pump Water Heater Program
SF Environment's Climate Equity Hub program provides free heat pump water heaters to income-qualified San Francisco resi...
MOHCD Accessibility Modification Assistance
SF MOHCD's rehabilitation loan programs include support for accessibility modifications to help disabled and senior home...
San Francisco Homeowner's Exemption
San Francisco's Homeowners' Exemption reduces the assessed value of a qualifying owner-occupied primary residence by $7,...
PACE Financing (Property Assessed Clean Energy)
PACE financing allows SF homeowners to finance energy and water efficiency improvements with no upfront cost, repaid thr...
FEMA Hazard Mitigation Grant Program (HMGP)
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD Lead Hazard Control & Healthy Homes
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
HUD CDBG Home Repair Programs
HUD's Community Development Block Grant (CDBG) program provides annual funding to cities, counties, and states to fund l...
American Red Cross Home Fire Campaign, Free Smoke Alarms
The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...
EPA State Indoor Radon Grants, State Radon Programs
EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...
NeighborWorks Network, Home Repair & Modification Programs
NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...
National Trust for Historic Preservation, Homeowner Resources
Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...
HUD Section 184 Indian Home Loan Guarantee
The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...
San Francisco Emergency Repair Program (MOHCD)
San Francisco MOHCD's Emergency Repair Program provides assistance to income-qualified homeowners for emergency health a...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
Build a funding plan
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Contractor listings in San Francisco
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