CalHFA MyHome Down Payment Assistance
California Housing Finance Agency (CalHFA)
About This Program
The Grant Map catalogs CalHFA MyHome Down Payment Assistance in its San Jose, CA research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
CalHFA's MyHome Assistance Program provides first-time homebuyers a deferred-payment junior loan for down payment and/or closing costs, up to 3.5% of the purchase price on FHA loans or 3% on conventional loans. The loan is repaid when the home is sold, refinanced, or paid off. While not a home repair grant, this program helps buyers purchase homes that may need improvements.
Estimated assistance on median San José starter home at 3.5%
Record set last reviewed 2026-04-03. How we verify our data.
Other published resources for San Jose, CA, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- City of San José Home Repair Program Up to $75,000 (0% deferred loan, 20-year term)
- San José CalHome Owner-Occupied Rehabilitation Loan Up to $100,000 (30-year deferred loan)
- Rebuilding Together SV, Critical Repair Program No-cost repairs (amount varies by project need)
- Rebuilding Together SV, Safe at Home Program No-cost minor repairs (varies by project)
Key Details
- Deferred loan, no monthly payments until sale or refinance
- Up to 3.5% (FHA) or 3% (conventional) of purchase price
- First-time homebuyer requirement
- Income limits apply, check calhfa.ca.gov for Santa Clara limits
- Must use CalHFA-approved lender
How to Apply
Source check inconclusive. Our automated check on could not determine whether the cited page responds. The page is not marked unavailable; opening it does not verify the program, amount, eligibility, or availability.
Track this programProgram phone: 877-922-5432
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in San Jose.
Get matched with a contractorOur record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.
Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Your application paperwork
Documents you will likely need
- Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
- A government-issued photo ID for every owner on title.
- Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
- A written estimate from a licensed contractor for the work (many programs require this to apply).
- Photos of the problem area or the work to be done.
- The program's own application form, completed (use the official link or phone number on this page).
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling, subject to funding availability
Questions about this program?
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Frequently asked questions
What audience tags are recorded for CalHFA MyHome Down Payment Assistance in San Jose?
The directory record carries audience tags for homeowners. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for CalHFA MyHome Down Payment Assistance in San Jose, CA?
Confirm the application route directly with California Housing Finance Agency (CalHFA); use the cited source on this page as a starting point or call 877-922-5432. Confirm any fee or cost with the administrator.
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in San Jose, CA
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
See All Programs