HUD Section 184 Indian Home Loan Guarantee
U.S. Department of Housing and Urban Development (HUD)
About This Program
The Grant Map catalogs HUD Section 184 Indian Home Loan Guarantee in its San Jose, CA research directory. The record carries audience tags for homeowners; those tags do not establish eligibility or current service coverage.
The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Alaska Native tribal members, Alaska villages, tribes, and tribally designated housing entities. Loans can be used for purchase, new construction, rehabilitation, or refinancing, including repairs and energy improvements added to the mortgage. The program features a low 1.5% upfront guarantee fee and competitive interest rates. Find a participating lender at HUD.gov/section184.
Applicants must be an enrolled member of a federally recognized tribe or Alaska Native village
The cited general URL responded on 2026-07-21; it does not confirm this program or amount.
Record set last reviewed 2026-04-03. How we verify our data.
This is a national program. You can also review these local programs in San Jose, CA; confirm separately whether they can coordinate:
Key Details
- HUD-guaranteed mortgage for American Indian and Alaska Native tribal members
- Can be used for purchase, construction, rehabilitation, or refinance
- Repairs and energy improvements can be rolled into the loan
- Low 1.5% upfront guarantee fee; 0.25% annual fee
- Available on and off tribal lands in participating states
How to Apply
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Your application paperwork
A home loan guarantee for American Indian and Alaska Native families, tribes, and tribally designated housing entities. It can be used to buy, build, refinance, or rehabilitate a home. You apply through a HUD approved Section 184 lender.
Steps to apply
- Verify your tribal enrollment with your tribe (required for the loan).
- Consider a homebuyer class or counseling session to prepare.
- Apply with a HUD approved Section 184 lender (the lender list is on the official page).
- The lender submits the loan to HUD's Office of Loan Guarantee for approval.
Documents you will likely need
- Proof of tribal enrollment.
- Standard mortgage application documents (income, assets, credit).
- Information about the home you are buying, building, or rehabilitating.
Requirements vary by program and locality. Confirm the exact rules and application route with the administrator. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling, apply through a HUD-approved Section 184 lender
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Frequently asked questions
What audience tags are recorded for HUD Section 184 Indian Home Loan Guarantee in San Jose?
The directory record carries audience tags for homeowners. It also carries a no-income-limit tag. These tags do not establish eligibility; confirm the complete current rules with the administrator.
How do I apply for HUD Section 184 Indian Home Loan Guarantee in San Jose, CA?
Confirm the application route directly with U.S. Department of Housing and Urban Development (HUD); use the cited source on this page as a starting point or call 1-800-561-5913. Confirm any fee or cost with the administrator.
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More ways to save on this project
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Find More Programs in San Jose, CA
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