Home Improvement Grants in Sacramento.
Browse cataloged grants, rebates, loans, and other assistance records for Sacramento, CA. Verify each program's current rules, service area, and status.
The Sacramento, CA directory shows 49 cataloged resources. Of those, 41 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 41 records is $250,000, not an estimate of your award. Discovery tags include 15 senior-related records, 6 veteran-related records, and 20 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-04-03. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 29 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 2 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 9 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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SHRA Home Repair Program (HRP)
The SHRA Home Repair Program provides emergency repairs to correct health and safety hazards in owner-occupied single-fa...
SHRA Lead Hazard Reduction Grant Program
SHRA administered HUD-funded grants to assist property owners with lead hazard remediation in homes built before 1978. T...
Justice for Neighbors Emergency Home Repair Program
Approved by City Council in 2023, this program provides up to $15,000 in grant funds to low-income homeowners facing cod...
Rebuilding Together Sacramento, Safe at Home Safety Modifications
Rebuilding Together Sacramento provides free safety modifications to low-to-moderate income homeowners in Sacramento, El...
Rebuilding Together Sacramento, Critical Repair Program
The Critical Repair program focuses on larger repairs in Rancho Cordova and Sacramento, including HVAC replacement, roof...
Habitat for Humanity Greater Sacramento, Home Repair Program
Habitat for Humanity Greater Sacramento offers a Deferred Payment Home Repair Loan Program providing loans up to $100,00...
SMUD Home Performance Program (HPP)
SMUD's Home Performance Program takes a whole-house approach to energy efficiency, bundling rebates for multiple upgrade...
SMUD Heat Pump Water Heater Rebate
SMUD offers rebates up to $4,000 for replacing a gas water heater with a qualifying heat pump water heater (NEEA Tier II...
SMUD HVAC Heat Pump Rebate
SMUD offers rebates of up to $3,000 for qualifying heat pump HVAC replacements. Variable-stage gas-to-electric systems r...
SMUD Go Electric Panel Upgrade Bonus
When SMUD customers electrify multiple gas appliances, they can earn an extra $2,000-$2,500 Go Electric bonus toward a p...
SMUD My Energy Optimizer Battery Storage Rebate
SMUD's My Energy Optimizer Partner+ program offers a one-time enrollment incentive of up to $10,000 for qualifying home ...
SMUD Energy Assistance Program Rate (EAPR)
SMUD's Energy Assistance Program Rate provides monthly discounts on electricity bills for income-eligible customers base...
SMUD Energy Saver Bundle (Free Home Energy Assessment & Upgrades)
SMUD's Energy Saver Bundle is a free in-home energy assessment and upgrade program available exclusively to customers on...
SMUD Free EV Charger & Installation (Income-Eligible)
SMUD offers income-eligible EAPR customers a completely free Level 2 EV charger and circuit installation (up to $2,500 v...
SMUD / GRID Alternatives Free Solar Installation (Low Income)
SMUD partners with GRID Alternatives North Valley to provide free rooftop solar installations to income-qualifying homeo...
PG&E Energy Savings Assistance (ESA) Program
PG&E's Energy Savings Assistance program provides free home improvements to income-eligible customers including heat pum...
PG&E CARE / FERA Bill Discount Program
The CARE program provides approximately 38% discount on electricity and 20% discount on natural gas for low-income PG&E ...
Community Resource Project, Free Weatherization Program (LIHEAP/WAP)
Community Resource Project (CRP) delivers free weatherization services to income-eligible households in Sacramento, Sutt...
California LIHEAP Energy Bill Assistance
California's Low Income Home Energy Assistance Program (LIHEAP) helps low-income households pay heating and cooling cost...
California HEEHRA Heat Pump Rebate (IRA Home Electrification)
The Home Electrification and Appliance Rebates program (HEEHRA) provided income-qualified single-family homeowners up to...
USDA Section 504 Home Repair Loan & Grant
USDA Section 504 offers very-low-income homeowners in rural areas loans up to $40,000 at 1% interest to repair homes, an...
VA Specially Adapted Housing (SAH) Grant
The VA SAH grant helps veterans and service members with severe service-connected disabilities adapt or build a home to ...
VA Special Housing Adaptation (SHA) Grant
The VA SHA grant assists veterans with certain service-connected disabilities (such as blindness in both eyes or loss of...
VA Home Improvements and Structural Alterations (HISA) Grant
The VA HISA grant covers medically necessary home improvements for veterans with service-connected disabilities, includi...
FHA 203(k) Rehabilitation Mortgage
The FHA 203(k) loan lets homebuyers and homeowners finance the purchase or refinance of a home plus the cost of renovati...
California Homeowners' Property Tax Exemption
California's Homeowners' Exemption reduces the assessed value of an owner-occupied primary residence by $7,000, saving a...
California Property Tax Postponement Program
California's Property Tax Postponement (PTP) program allows senior (62+), blind, or disabled homeowners to defer current...
California Disabled Veterans' Property Tax Exemption
California's Disabled Veterans' Exemption provides a significant property tax reduction for veterans with 100% service-c...
CalHFA ADU Grant Program
CalHFA's ADU Grant Program provided up to $40,000 to low-and-moderate-income homeowners to cover pre-development and non...
Federal Residential Clean Energy Tax Credit (Solar ITC)
The federal Residential Clean Energy Credit provides a 30% tax credit on the cost of installing solar panels, battery st...
Federal Energy Efficient Home Improvement Credit (25C)
The federal 25C tax credit covers 30% of the cost of energy-efficient home improvements including heat pumps (up to $2,0...
PACE Property Assessed Clean Energy Financing (CaliforniaFIRST / Ygrene)
PACE financing allows Sacramento homeowners to finance energy-efficient and water-conservation home improvements with re...
SMUD Appliance Rebates (Induction, Washer, Refrigerator)
SMUD offers instant appliance rebates at participating retailers (The Home Depot, RC Willey) for SMUD service area custo...
SMUD Smart Thermostat Rebate
SMUD offers a $50 instant rebate on qualifying smart thermostats purchased through the SMUD Energy Store online. Rebate ...
SMUD Insulation & Air Sealing Rebate
As part of SMUD's Home Performance Program, homeowners can receive up to $3,000 in rebates for insulation and air sealin...
DAC-SASH Free Solar (Disadvantaged Communities)
The Disadvantaged Communities, Single-Family Solar Homes (DAC-SASH) program provides no-cost rooftop solar installations...
City of Folsom Seniors Helping Seniors Home Repair Program
The City of Folsom's Seniors Helping Seniors program provides minor home repairs and modifications to low-income senior ...
FEMA Hazard Mitigation Grant Program (HMGP)
FEMA's HMGP provides funding after a presidentially declared disaster to reduce future disaster losses. Homeowners canno...
HUD Lead Hazard Control & Healthy Homes Program
HUD's Office of Lead Hazard Control and Healthy Homes funds state and local governments to address lead paint hazards an...
California Low Income Weatherization Program (CA-WAP)
California's Low Income Weatherization Program (funded through DOE WAP and state climate investments) provides free comp...
VA Temporary Residence Adaptation (TRA) Grant
The VA Temporary Residence Adaptation (TRA) grant allows eligible veterans who are temporarily living in a family member...
FEMA Increased Cost of Compliance (ICC) Coverage
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
EPA / WIIN Act Lead Service Line Replacement
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
HUD CDBG Home Repair Programs
HUD's Community Development Block Grant (CDBG) program provides annual funding to cities, counties, and states to fund l...
American Red Cross Home Fire Campaign, Free Smoke Alarms
The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...
EPA State Indoor Radon Grants, State Radon Programs
EPA provides State and Tribal Indoor Radon Grants (SIRG) to every state to fund radon risk reduction programs. While the...
NeighborWorks Network, Home Repair & Modification Programs
NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...
National Trust for Historic Preservation, Homeowner Resources
Owners of historic homes may access funding through their State Historic Preservation Office (SHPO), which distributes H...
HUD Section 184 Indian Home Loan Guarantee
The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...
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A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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