Home Improvement Grants in Saddle Brook.

Browse cataloged grants, rebates, loans, and other assistance records for Saddle Brook, NJ. Verify each program's current rules, service area, and status.

The Saddle Brook, NJ directory shows 25 cataloged resources. Of those, 23 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 23 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 10 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-06-09. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants18Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 25 resources (23 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 in weatherization services

New Jersey Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by Bergen County Community Action Partnership. Provides energy effi...

Weatherization
Up to $15,000 per unit

New Jersey Lead Hazard Control Assistance Program

State-funded program to identify and remediate lead-based paint hazards in homes built before 1978 where children under ...

Home Repair
Up to $30,000 loan

NJHMFA Owner-Occupied Rehabilitation Loan

Low-interest rehabilitation loan for owner-occupied homes in New Jersey. Covers major repairs and improvements including...

Home Repair
Up to $8,000 in incentives

PSE&G Home Energy Audit & Rebates

Free or low-cost home energy audit plus rebates for insulation, air sealing, HVAC upgrades, and water heater improvement...

Weatherization
Up to $5,000 for HVAC upgrades

PSE&G HVAC Equipment Rebates

Rebates for high-efficiency heating and cooling equipment including furnaces, boilers, central AC, and heat pumps. Requi...

Weatherization
Up to $3,000 per heat pump

PSE&G Heat Pump Incentive Program

Enhanced rebates for air-source and ground-source heat pumps as part of New Jersey's Clean Energy Program. Covers both d...

Weatherization
15-year SREC income stream

New Jersey Solar Renewable Energy Credits (SREC-II)

Solar incentive program where homeowners earn tradeable credits for every megawatt-hour their system produces over 15 ye...

Solar/Renewable
10-15% electric bill savings

New Jersey Community Solar Subscription

Subscribe to a share of a local solar farm without installing panels on your home. Receive credits on your PSE&G bill fo...

Solar/Renewable
Up to $20,000 grant

Saddle Brook Township Home Rehabilitation Grant

CDBG-funded grant program for owner-occupied homes in Saddle Brook requiring major repairs. Covers health, safety, and c...

Home Repair
Up to $5,000 grant

Bergen County Senior Home Repair Program

Emergency and essential home repair grants for Bergen County seniors age 60+ with limited income. Covers urgent health a...

Seniors & Disability
Up to $10,000 for modifications

Bergen County Accessibility Modification Program

Grant program for accessibility modifications for Bergen County residents with disabilities. Covers ramps, stair lifts, ...

Seniors & Disability
Reimburses property tax increases

New Jersey Senior Freeze (Property Tax Reimbursement)

Reimburses eligible seniors and disabled persons for property tax increases on their principal residence. Freezes proper...

Property Tax Relief
Up to $1,500 annual rebate

New Jersey ANCHOR Property Tax Relief

Direct property tax relief payment to New Jersey homeowners and renters. Homeowners receive up to $1,500; renters up to ...

Property Tax Relief
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair, improve, or modernize ho...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their disa...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. Cov...

Veterans
Up to $35,000 forgivable loan

New Jersey HOME Rehabilitation Program

Federally funded HOME program providing forgivable loans for substantial rehabilitation of owner-occupied homes. Loan is...

Home Repair
Up to $8,000 reimbursement

Saddle Brook Sewer Lateral Repair Program

Partial reimbursement program for homeowners who need to repair or replace their private sewer lateral from the home to ...

Home Repair
Up to $15,000 grant

NJ Division of Disability Services Home Modification Program

State-funded grants for home modifications that enable individuals with disabilities to live independently. Covers ramps...

Seniors & Disability
Up to $150,000 grant

New Jersey Disaster Recovery Assistance

CDBG-DR funding activated after presidentially declared disasters to help homeowners repair, rebuild, or elevate homes d...

Disaster
Free comprehensive weatherization

PSE&G Comfort Partners (Low-Income Weatherization)

Comprehensive no-cost weatherization for income-qualified PSE&G customers. Includes insulation, air sealing, furnace/boi...

Weatherization

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Contractor listings in Saddle Brook

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Local help in Saddle Brook, NJ

Organizations that help Saddle Brook homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Saddle Brook, NJ?

The directory includes 23 possible-program records associated with Saddle Brook, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Saddle Brook classified?

Our classifier labels 18 records as grants, 1 as forgivable loans, and 3 as rebates in Saddle Brook. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Saddle Brook?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.